Gavop's guide to buying homeowners insurance in Lander, WY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lander, WY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 3 St, N 4th St, Deadman Gulch Rd, Mortimer Ln, Tumbleweed Dr, Birch Ln, Baldwin Creek Rd, S Ohio Ave, Moneta Svc Rd, Gertrude St | $162,000 | $130,000 | $150,000-$175,000 | $139,500 | $130,000 | $100,000-$125,000 |
| Agate Flat Rd, Bonnie Brae St, Market St, Meandering Way, Madison St, Pickaxe Rd, N 8th St, 6th St, Glory Ln, N 6th St | $139,000 | $130,000 | $100,000-$125,000 | $164,000 | $140,000 | $175,000-$200,000 |
| Dillon Dr, Tulip St, Mount Hope Dr, Clark St, Burlington St, Push Root Ct, Aspen Way, McDougal, Red Cliff Rd, Gabel St | $150,500 | $130,000 | $125,000-$150,000 | $172,500 | $140,000 | $150,000-$175,000 |
| 3 Forks Rd, Bridger Creek Rd, V1 Rd, Sand Draw Rd, Sweeney Ln, Johnson St, Redcedar Rd, W Salina St, Cascade, Atlantic City Rd | $142,000 | $130,000 | $125,000-$150,000 | $147,500 | $140,000 | $125,000-$150,000 |
| Evelyn Cir, Idaho St, Spring Valley Dr, Rock Creek Rd, S Oklahoma Ave, Dance Hall Rd, Victory Ln, Cactus Rd, Wyoming St, Tweed Ln | $209,000 | $180,000 | $200,000-$250,000 | $171,500 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $670 |
| Superior Protection Discount | -$72 | $726 |
| Fire & Security Discount | -$88 | $710 |
| Hail Resistant Roof Discount | -$16 | $782 |
| Newly Constructed Home Discount | -$223 | $574 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fremont County | $1,500 | $970 | $2,470 | $705 | $2,205 | $265 |
| Lander, WY | $2,500 | $788 | $3,288 | $573 | $3,073 | $215 |
| Hudson, WY | $1,000 | $941 | $1,941 | $684 | $1,684 | $257 |
| Boulder Flats, WY | $500 | $925 | $1,425 | $672 | $1,172 | $253 |
| Ethete, WY | $2,500 | $912 | $3,412 | $663 | $3,163 | $249 |
| Fort Washakie, WY | $300 | $849 | $1,149 | $617 | $917 | $232 |
| Riverton, WY | $2,500 | $808 | $3,308 | $587 | $3,087 | $221 |
| Johnstown, WY | $200 | $1,665 | $1,865 | $1,210 | $1,410 | $455 |
| Home Insurance Company Lander, WY | Homeowners Insurance Agency Lander, WY | Address | Popularity Score | Distance from Lander (miles) |
|---|---|---|---|---|
| Allstate | Tegeler & Associates | 194 N 7th St, Lander, WY, 82520 | 17.3 | |
| Allstate | Tegeler & Associates | 194 North 7th, Lander, WY, 82520 | 17.3 | |
| Allstate | Michael Brown | 106 N 3rd St E Ste A, Riverton, WY, 82501 | 33.9 | |
| Allstate | Tegeler & Associates | 194 N 7th St Lander, Riverton, WY, 82520 | 33.5 | |
| State Farm | Mike Yowell | 618 E Washington Ave, Riverton, WY, 82501-4451 | 34.0 | |
| State Farm | Brady Bower | 990 Main St, Lander, WY, 82520-3040 | 17.3 | |
| Liberty Mutual Independent | Tegeler & Associates | 1510 W Main St, Riverton, WY, 82501 | 33.4 | |
| State Farm | Mike Yowell | 618 E Washington Avenue, Riverton, WY, 82501-4451 | 34.0 | |
| Allstate | Burns Ins Agcy Inc | 440 Lincoln St, Lander, WY, 82520 | 17.2 | |
| Liberty Mutual Independent | Smartt Ins Agency Inc | 103 S 6th St E, Riverton, WY, 82501 | 34.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wyoming | $204,900 | $1,085 | $770 | $1,510 | $740 |
| Fremont County, WY | $189,700 | $982 | $680 | $1,370 | $690 |
| Lander, WY | $227,700 | $798 | $580 | $1,130 | $550 |
| Hudson, WY | $146,900 | $952 | $690 | $1,310 | $620 |
| Boulder Flats, WY | $141,700 | $936 | $630 | $1,340 | $710 |
| Ethete, WY | $137,500 | $923 | $640 | $1,270 | $630 |
| Fort Washakie, WY | $119,300 | $859 | $630 | $1,190 | $560 |
| Riverton, WY | $154,600 | $818 | $560 | $1,140 | $580 |
| Johnstown, WY | $428,600 | $1,685 | $1,160 | $2,310 | $1,150 |