Gavop shows you how to buy homeowners insurance in Lawrenceburg, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lawrenceburg, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 7th Str, Par Five Dr, Harvester Ave, Cross Rd, E Heights St, 8th St, Glendale Rd, Crews Rd, Fire Tower Rd, Thomas St | $139,500 | $120,000 | $125,000-$150,000 | $119,500 | $110,000 | $100,000-$125,000 |
| N Mount Ararat Rd, Hummingbird Rd, Daniel Dr, Willowbrook Dr, Walters Ln, Mint Springs Rd, Rabbit Trail Rd, Hoyt Dr, Tipton St, W Scott St | $166,500 | $150,000 | $175,000-$200,000 | $131,000 | $110,000 | $100,000-$125,000 |
| Buffalo Ave, Horseshoe Bend Rd, Rushing Ln, Graves Dr, Fred St, Community Rd, Ash Dr, Woodard St, Morgan Rd, Crockett St | $116,000 | $100,000 | $125,000-$150,000 | $103,000 | $80,000 | $75,000-$100,000 |
| Freemon Hill Rd, Oakwood Dr, Nix Rd, Hillcrest St, E Taylor St, Tripp Rd, Holly Ln, Business Ave, Price Ln, Country Ln | $110,500 | $100,000 | $75,000-$100,000 | $88,500 | $70,000 | $75,000-$100,000 |
| Fullers Chapel Ln, Briar Hill Rd, Griffin Rd, Kramer Ave, Manor Dr, Davy Crockett Park Rd, Ohenry Dr, Fairway Dr, McDowell Rd, Lawrence Ave | $85,500 | $80,000 | $50,000-$75,000 | $82,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $574 |
| Superior Protection Discount | -$61 | $621 |
| Fire & Security Discount | -$55 | $628 |
| Hail Resistant Roof Discount | -$20 | $662 |
| Newly Constructed Home Discount | -$184 | $499 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lawrence County | $1,000 | $830 | $1,830 | $603 | $1,603 | $227 |
| Lawrenceburg, TN | $2,000 | $675 | $2,675 | $490 | $2,490 | $184 |
| Giles County, TN | $100 | $786 | $886 | $571 | $671 | $215 |
| Lexington, AL | $1,500 | $1,050 | $2,550 | $763 | $2,263 | $287 |
| Rogersville, AL | $400 | $801 | $1,201 | $582 | $982 | $219 |
| Ardmore, TN | $700 | $912 | $1,612 | $663 | $1,363 | $249 |
| Ardmore, AL | $100 | $1,033 | $1,133 | $751 | $851 | $282 |
| Limestone County, AL | $700 | $1,136 | $1,836 | $825 | $1,525 | $310 |
| Town Creek, AL | $300 | $840 | $1,140 | $610 | $910 | $230 |
| Wrigley, TN | $2,500 | $581 | $3,081 | $422 | $2,922 | $159 |
| Hardin County, TN | $400 | $747 | $1,147 | $543 | $943 | $204 |
| Morris Chapel, AL | $700 | $791 | $1,491 | $575 | $1,275 | $216 |
| Home Insurance Company Lawrenceburg, TN | Homeowners Insurance Agency Lawrenceburg, TN | Address | Popularity Score | Distance from Lawrenceburg (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Elliott & Associates | 251 N Military Ave, Lawrenceburg, TN, 38464 | 0.4 | |
| Travelers | The Roger Smith Agency Inc | 231 S Main St, Waynesboro, TN, 38485 | 24.8 | |
| State Farm | Jeremy Baker | 1118 Nashville Hwy Ste 200, Columbia, TN, 38401-2177 | 32.3 | |
| State Farm | Bill Blair | 414 W College St, Pulaski, TN, 38478-3714 | 17.1 | |
| Erie | Landers Insurance Agency | 1412 Trotwood Avenue, Ste. 16, Columbia, TN, 38401 | 28.1 | |
| Travelers | Deberry Insurance Agency Inc | 5232 Main St, Spring Hill, TN, 37174 | 41.7 | |
| State Farm | Brad Nielsen | 708 Locust Ave, Lawrenceburg, TN, 38464 | 1.2 | |
| State Farm | Chris Webb | 1821 N Locust Ave, Lawrenceburg, TN, 38464-2333 | 1.1 | |
| State Farm | Ray Adams Jr | 1508 Hatcher Ln, Columbia, TN, 38401-4825 | 28.8 | |
| Farmers | Chad Hammond | 234 Pulaski St, Lawrenceburg, TN, 38464 | 0.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,480 | $760 |
| Lawrence County, TN | $98,800 | $840 | $560 | $1,190 | $630 |
| Lawrenceburg, TN | $86,400 | $683 | $470 | $970 | $500 |
| Giles County, TN | $120,400 | $795 | $530 | $1,120 | $590 |
| Lexington, AL | $112,600 | $1,063 | $770 | $1,510 | $740 |
| Rogersville, AL | $126,900 | $811 | $560 | $1,130 | $570 |
| Ardmore, TN | $113,800 | $923 | $620 | $1,320 | $700 |
| Ardmore, AL | $109,600 | $1,046 | $720 | $1,490 | $770 |
| Limestone County, AL | $146,300 | $1,149 | $770 | $1,600 | $830 |
| Town Creek, AL | $78,900 | $850 | $570 | $1,220 | $650 |
| Wrigley, TN | $43,500 | $588 | $400 | $810 | $410 |
| Hardin County, TN | $107,400 | $756 | $540 | $1,040 | $500 |
| Morris Chapel, AL | $94,300 | $801 | $540 | $1,140 | $600 |