How Can I Make My Grayson, KY Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Grayson, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Grayson, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $39,000 $30,000 $25,000-$50,000
2 Bedroom $68,000 $60,000 $75,000-$100,000
3 Bedroom $131,500 $120,000 $150,000-$175,000
4 Bedroom $159,500 $150,000 $125,000-$150,000
5 Bedroom $95,000 $80,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Grayson, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$111 $584
Superior Protection Discount -$70 $626
Fire & Security Discount -$77 $619
Hail Resistant Roof Discount -$21 $675
Newly Constructed Home Discount -$188 $508

Choose the Right Deductible for your Grayson, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Carter County $2,500 $656 $3,156 $477 $2,977 $179
Grayson, KY $700 $687 $1,387 $499 $1,199 $188
Olive Hill, KY $300 $684 $984 $497 $797 $187
Greenup County, KY $2,000 $766 $2,766 $556 $2,556 $209
Flatwoods-Russell, KY $500 $687 $1,187 $499 $999 $188
Raceland, KY $2,500 $846 $3,346 $615 $3,115 $231
Worthington, KY $500 $773 $1,273 $561 $1,061 $211
Windsor, OH $1,500 $602 $2,102 $437 $1,937 $164
Otway, OH $200 $481 $681 $350 $550 $131
Flemingsburg, KY $2,000 $693 $2,693 $504 $2,504 $189
Ezel, KY $100 $716 $816 $521 $621 $196

Identify Top Home Insurance Agents near Grayson, KY | Back to Top

Home Insurance Company Grayson, KY Homeowners Insurance Agency Grayson, KY Address Popularity Score Distance from Grayson (miles)
State Farm Brian Payne 537 Moody Dr, Maysville, KY, 41056-9328
50.1
State Farm Bob Wages 1019 State Route 716, Ashland, KY, 41102-8257
14.2
Travelers Trademark Insurance 264 Old Flemingsburg Rd, Morehead, KY, 40351
30.1
Allstate Wells & Middleton 2019 Ashland Rd, Greenup, KY, 41144
15.9
Travelers Wells & Middleton Insurance Inc 2019 Ashland Rd, Greenup, KY, 41144
16.0
Travelers Wells & Middleton Insurance Inc 2019 Ashland Road, Greenup, KY, 41144
15.9
State Farm Don Hillman 209 E Perry St, Louisa, KY, 41230
24.2
State Farm Ramona Salyer 308 Horton St, Grayson, KY, 41143-1319
1.6
State Farm Curt Robinson 1114 Bellefonte Rd, Flatwoods, KY, 41139-1971
16.1
State Farm Paul Melvin 2101 Carter Ave, Ashland, KY, 41101-7733
18.3

Compare Rates for Grayson, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $620 $1,270 $650
Carter County, KY $83,300 $664 $460 $940 $480
Grayson, KY $110,600 $696 $500 $960 $460
Olive Hill, KY $78,600 $692 $510 $960 $450
Greenup County, KY $103,300 $775 $550 $1,110 $560
Flatwoods-Russell, KY $110,800 $696 $470 $960 $490
Raceland, KY $118,300 $856 $590 $1,220 $630
Worthington, KY $99,000 $782 $570 $1,070 $500
Windsor, OH $94,800 $609 $440 $860 $420
Otway, OH $57,500 $487 $330 $670 $340
Flemingsburg, KY $112,600 $701 $500 $1,000 $500
Ezel, KY $85,900 $725 $530 $1,010 $480