Gavop's guide to buying homeowners insurance in New Milford, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| New Milford, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Graphic Blvd, Holly St, Trotta Dr, Milford Ave, Oxford Ln, Trenton St, Floral Ct, S Plympton St, Hoffman Ave, N Terrace Pl | $410,000 | $370,000 | $400,000-$500,000 | $424,500 | $370,000 | $350,000-$400,000 |
| Sutton Pl, Beech Pl, Neumaier Dr, W Park Dr, Rambler Ave, Clover Ct, Frank McCue Ln, Windsor Ct, Duke Ct, Duke Rd | $386,500 | $360,000 | $400,000-$500,000 | $478,500 | $450,000 | $500,000-$600,000 |
| Westley Ln, Grix Ct, Senate Rd, Hughes Rd, E Woodland Rd, Cedar Rd, Cedar Rd, Luhmann Dr, Evergreen Ct, Dahlia Dr | $210,500 | $190,000 | $200,000-$250,000 | $336,000 | $290,000 | $250,000-$300,000 |
| Fulton St, Ridge St, Jordan Rd, Oak Ln, Fermery Dr, Licata Dr, Arbor Pl, Hirschfield Pl, Linden Pl, Hirshfield Pl | $418,000 | $340,000 | $400,000-$500,000 | $504,000 | $410,000 | $500,000-$600,000 |
| Berkshire Ave, Azalea Dr, Marguerite St, Dilworth Rd, Eagle Ave, N Calton Pl, Shea Dr, Bulger Ave, Martin Pl, Central Park Dr | $475,000 | $390,000 | $400,000-$500,000 | $711,500 | $640,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $784 |
| Superior Protection Discount | -$91 | $820 |
| Fire & Security Discount | -$91 | $820 |
| Hail Resistant Roof Discount | -$27 | $884 |
| Newly Constructed Home Discount | -$264 | $647 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,295 |
| Hail Damage | $4,618 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $15,884 |
| Home Insurance Company New Milford, NJ | Homeowners Insurance Agency New Milford, NJ | Address | Popularity Score | Distance from New Milford (miles) |
|---|---|---|---|---|
| Travelers | The Insurance Center Of North Jersey Inc | Two University Plaza Ste 118, Hackensack, NJ, 7601 | 2.6 | |
| Farmers | David Zimm | 12 N Washington Ave, Bergenfield, NJ, 7621 | 1.3 | |
| Allstate | Brian Fisher | 1016 Rte 34 Ste 5, Matawan, NJ, 7747 | 38.3 | |
| State Farm | Jerry Traille | 428 Haledon Ave Ste A, Haledon, NJ, 07508-1565 | 8.6 | |
| Allstate | H J Duch | 717 Broadway, Bayonne, NJ, 7002 | 18.8 | |
| Travelers | G&S Financial Services Llc | 290 Lafayette Avenue, Hawthorne, NJ, 7507 | 7.2 | |
| Travelers | Franchino Agency | 856 Route 206 Suite B11, Hillsborough, NJ, 8844 | 45.8 | |
| State Farm | Dan Desimone | 105 N Dean St Ste 1, Englewood, NJ, 07631-2813 | 3.6 | |
| State Farm | Kevin Baez | 1325 Route 206 Ste 19, Skillman, NJ, 08558-1922 | 49.3 | |
| State Farm | Ed Kalpagian | 87 W Allendale Ave, Allendale, NJ, 07401-1701 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,500 | $710 |
| Bergen County, NJ | $451,200 | $1,348 | $930 | $1,850 | $920 |
| New Milford, NJ | $397,000 | $911 | $650 | $1,290 | $640 |
| Fort Lee, NJ | $332,500 | $1,029 | $730 | $1,470 | $740 |
| Little Falls, NJ | $369,600 | $852 | $570 | $1,180 | $610 |
| Plandome Manor, NY | $1,557,700 | $1,006 | $670 | $1,440 | $770 |
| North Hempstead, NY | $662,600 | $852 | $620 | $1,220 | $600 |
| Flower Hill, NY | $1,237,700 | $1,106 | $760 | $1,530 | $770 |
| Springfield, NJ | $426,800 | $989 | $720 | $1,360 | $640 |
| Wharton, NJ | $293,800 | $863 | $630 | $1,180 | $550 |
| Highlands, NY | $230,100 | $735 | $500 | $1,050 | $550 |
| Beekman, NY | $305,300 | $875 | $590 | $1,200 | $610 |
| Plattekill, NY | $198,700 | $643 | $460 | $910 | $450 |