Gavop tells you how to get the best homeowners insurance in Gloucester County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Gloucester County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Roland Smith Dr, State Rte 667, Line Fence Rd, Hatch Rd, Old Pinetta Rd, Primrose Path, Tyndall Dr, Fox Mill Ct, Roswell Plantation Rd, Marshall Hts Ln | $261,000 | $220,000 | $200,000-$250,000 | $157,500 | $150,000 | $125,000-$150,000 |
| Catfish Ln, Corr St, State Rte 707, State Rte 1202, Woodhaven Dr, Hoefork Ln, Gravel Hill Rd, Carr Ln, State Rte 626, Timberneck Dr | $154,000 | $140,000 | $150,000-$175,000 | $130,000 | $110,000 | $125,000-$150,000 |
| Freewelcome Ln, Cary Brook Ln, Windsor Hall Rd, State Rte 1247, Tabbs Ln, Larchmont Rd, Pierce Mill, Dockside Dr, S Mariners Dr, Shackleford Ave | $311,000 | $250,000 | $300,000-$350,000 | $147,000 | $130,000 | $150,000-$175,000 |
| Woodrow Wilson Ln, York Rest Ln, James Monroe Way, Ross Dr, State Rte 706, Mary Sutton Ln, Cypress Crest Ln, Canvasback Dr, Clay Bank Rd, Ware House Rd | $167,500 | $150,000 | $150,000-$175,000 | $126,500 | $110,000 | $100,000-$125,000 |
| Oakview Dr, Hall Town Rd, Forrests Edge Ln, Kings Ridge Rd, State Rte 605, Cedar Bush Rd, Riverpark Rd, State Rte 1222, Brother Sam Rd, England Rd | $169,000 | $140,000 | $175,000-$200,000 | $157,500 | $140,000 | $175,000-$200,000 |
| Relief Ln, Old Shipyard Ln, Stream Dr, State Rte 1030, Horsley Rd, State Rte 1207, State Rte 728, Fawn Ct, O Carra Dr, Sassafras Rd | $261,000 | $240,000 | $250,000-$300,000 | $261,000 | $220,000 | $200,000-$250,000 |
| Mile Gate Ln, Piankatank Dr, State Rte 652, State Rte 700, Robert F Robertson Rd, Joseph Lewis Rd, Zanoni Rd, Carvers Creek Ln, Brooke Pl, Tillage Ln | $164,500 | $130,000 | $125,000-$150,000 | $200,000 | $180,000 | $175,000-$200,000 |
| Tanyard Landing Rd, State Rte 672, State Rte 1240, Hummingbird Ln, Jarvis Rd, Thornton Ln, Enfield Rd, Lemburn Ln, Jordan Rd, Spring Hill Farm Rd | $166,500 | $160,000 | $150,000-$175,000 | $180,500 | $150,000 | $175,000-$200,000 |
| Mullis Ct, Hell Neck Rd, Coleman Dr, Meredith Dr, Saw Mill Ln, Founders Mill Way E, State Rte 1005, Figg Shop Rd, Berkshire Ln, Fiddlers Green Ln | $191,000 | $170,000 | $175,000-$200,000 | $171,000 | $150,000 | $150,000-$175,000 |
| Spencer Rd, Marshall Ln, Steuben Rd, State Rte 686, Stonewall Rd, Holiday Marina Rd, Thornton Dr, Johns Ln, Wyncote Ave, Burke Woods Ct | $209,000 | $200,000 | $175,000-$200,000 | $178,000 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $743 |
| Superior Protection Discount | -$79 | $795 |
| Fire & Security Discount | -$96 | $778 |
| Hail Resistant Roof Discount | -$17 | $856 |
| Newly Constructed Home Discount | -$210 | $664 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gloucester County | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Gloucester County, VA | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Gloucester Point, VA | $500 | $769 | $1,269 | $559 | $1,059 | $210 |
| Westville, VA | $2,500 | $938 | $3,438 | $681 | $3,181 | $256 |
| Jamestown, VA | $500 | $843 | $1,343 | $613 | $1,113 | $230 |
| Hardy, VA | $2,000 | $681 | $2,681 | $495 | $2,495 | $186 |
| King William, VA | $100 | $859 | $959 | $624 | $724 | $235 |
| Ivor, VA | $1,500 | $773 | $2,273 | $561 | $2,061 | $211 |
| Melfa, VA | $400 | $724 | $1,124 | $526 | $926 | $198 |
| Smith Island, MD | $700 | $655 | $1,355 | $476 | $1,176 | $179 |
| Home Insurance Company Gloucester County, VA | Homeowners Insurance Agency Gloucester County, VA | Address | Popularity Score | Distance from Gloucester County (miles) |
|---|---|---|---|---|
| Allstate | Janney Insurance Agency Llc | 101 Production Dr Ste 102 Ste 102, Yorktown, VA, 23693 | 20.5 | |
| State Farm | Mike Lindsey | Ste 100b 927 Battlefield Blvd N, Chesapeake, VA, 23320-4853 | 47.4 | |
| State Farm | Patty Heath | 12600 Jefferson Ave Ste B, Newport News, VA, 23602-4371 | 18.7 | |
| Travelers | Cwp Insurance Advisors Inc | 7607 Sewells Point Rd Ste C, Norfolk, VA, 23513 | 37.1 | |
| State Farm | Anne Sparkman | 14203 Old Courths Way, Newport News, VA, 23602-3749 | 19.7 | |
| Travelers | Action Insurance Agency Inc | 3759 George Washington Mem Hwy, Hayes, VA, 23072 | 6.4 | |
| Farmers | Debra Ianucci | 3272 E Groveland Rd, Virginia Beach, VA, 23452 | 45.7 | |
| State Farm | Rose Goheen | 1112 Laskin Rd, Virginia Beach, VA, 23451 | 47.8 | |
| Travelers | Member Advantage Property And Casualty Llc | 110 Cybernetics Way, Yorktown, VA, 23693 | 20.0 | |
| Farmers | J Gregory Daniel | 5269 Greenwich Rd Ste 200, Virginia Beach, VA, 23462 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,310 | $620 |
| Gloucester County, VA | $224,100 | $874 | $640 | $1,240 | $600 |
| Gloucester County, VA | $224,100 | $874 | $590 | $1,200 | $610 |
| Gloucester Point, VA | $236,200 | $779 | $530 | $1,070 | $540 |
| Westville, VA | $253,300 | $949 | $680 | $1,360 | $680 |
| Jamestown, VA | $310,300 | $853 | $610 | $1,180 | $570 |
| Hardy, VA | $176,400 | $690 | $500 | $990 | $490 |
| King William, VA | $199,200 | $869 | $620 | $1,230 | $610 |
| Ivor, VA | $161,200 | $782 | $560 | $1,080 | $520 |
| Melfa, VA | $144,600 | $733 | $490 | $1,050 | $560 |
| Smith Island, MD | $115,800 | $663 | $520 | $840 | $320 |