Gavop shows you how to buy homeowners insurance in Barbour County, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Barbour County, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Macklin St, Co Rte 17/1, Co Rte 44, Kasson Rd, Bowers St, Island Rd, 4th St, Lantz, Maple St, George Ct | $123,000 | $100,000 | $125,000-$150,000 | $89,000 | $70,000 | $75,000-$100,000 |
| Cove Run Rd, Midway Kirt Rd, Keyser Ave, Joseph Chapel, Chestnut Ave, Arden, 5th St, Bear Run Rd, Co Rte 13, N Main St | $111,500 | $100,000 | $100,000-$125,000 | $134,500 | $130,000 | $150,000-$175,000 |
| 1st St, Buttermilk Ridge, Lake Rd, Co Rd 2/3, Laurel Mtn Rd, Audra Park Rd, Rosenburg St, Teter Ave, Co Rte 250/3, Church St | $95,000 | $90,000 | $75,000-$100,000 | $54,500 | $50,000 | $50,000-$75,000 |
| Co Rte 2/3, Philippi Pike, Old Morgantown Pike, Stickler St, Co Rte 15, Plum Rd, Co Rte 56, Co Rte 17/8, Campbell Dairy, Echo Springs Rd | $75,000 | $70,000 | $50,000-$75,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Burner Rd, W Junior Rd, Co Rte 50/3, Maplebrook Rd, Tyhannon Rd, Co Rte 4/1, Co Rte 119/6, Hall St, Shearerwood Dr, David St | $108,000 | $90,000 | $100,000-$125,000 | $146,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $518 |
| Superior Protection Discount | -$64 | $576 |
| Fire & Security Discount | -$58 | $582 |
| Hail Resistant Roof Discount | -$19 | $621 |
| Newly Constructed Home Discount | -$154 | $486 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Barbour County | $1,500 | $632 | $2,132 | $459 | $1,959 | $173 |
| Barbour County, WV | $1,000 | $632 | $1,632 | $459 | $1,459 | $173 |
| Fifth, WV | $100 | $578 | $678 | $420 | $520 | $158 |
| Middletown, WV | $1,000 | $668 | $1,668 | $485 | $1,485 | $183 |
| Mannington, WV | $500 | $579 | $1,079 | $421 | $921 | $158 |
| Fairview, WV | $1,500 | $558 | $2,058 | $406 | $1,906 | $153 |
| Westover, WV | $300 | $798 | $1,098 | $580 | $880 | $218 |
| Bruceton Mills, WV | $1,500 | $850 | $2,350 | $617 | $2,117 | $232 |
| West Union, WV | $1,000 | $552 | $1,552 | $401 | $1,401 | $151 |
| Home Insurance Company Barbour County, WV | Homeowners Insurance Agency Barbour County, WV | Address | Popularity Score | Distance from Barbour County (miles) |
|---|---|---|---|---|
| Erie | Insurance Centers Inc. | 205 E Main Street, Kingwood, WV, 26537 | 28.5 | |
| Erie | Hott Insurance & Financial Services Llc | 207 N Main Street, Petersburg, WV, 26847 | 47.9 | |
| Erie | Webster Insurance Agency Inc. | 101 Doctors Drive, Bridgeport, WV, 26330 | 17.0 | |
| Erie | Cvechko Insurance Services | 16356 Barbour County Hwy, Philippi, WV, 26416 | 5.9 | |
| Erie | Blackwater Insurance Group | 115 Pennsylvania Avenue, Parsons, WV, 26287 | 17.9 | |
| Allstate | Mark Scott | 1b College Ave, Buckhannon, WV, 26201 | 16.2 | |
| Erie | United Security Agency | 649 N Pike Street, Grafton, WV, 26354 | 14.3 | |
| State Farm | Kelley Tierney | 115 E Main St, Buckhannon, WV, 26201-2735 | 15.8 | |
| State Farm | Mike Kroll | Rt 250 S, Philippi, WV, 26416 | 5.3 | |
| State Farm | Wes Shultz | 401 W Main St, Bridgeport, WV, 26330-1697 | 17.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $490 | $1,020 | $530 |
| Barbour County, WV | $101,200 | $640 | $450 | $900 | $450 |
| Barbour County, WV | $101,200 | $640 | $430 | $880 | $450 |
| Fifth, WV | $84,700 | $585 | $400 | $810 | $410 |
| Middletown, WV | $113,500 | $676 | $450 | $930 | $480 |
| Mannington, WV | $73,400 | $586 | $420 | $830 | $410 |
| Fairview, WV | $68,300 | $565 | $400 | $810 | $410 |
| Westover, WV | $141,700 | $808 | $580 | $1,120 | $540 |
| Bruceton Mills, WV | $162,500 | $860 | $630 | $1,230 | $600 |
| West Union, WV | $66,900 | $559 | $400 | $770 | $370 |