How Can I Make My Fremont, OH Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Fremont, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Fremont, OH Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $54,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $77,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $162,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $151,000 | $130,000 | $175,000-$200,000 |
Bundle your Fremont, OH Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $631 |
| Home and Two Car | -$111 | $583 |
| Home and Three Car | -$173 | $520 |
Choose your Fremont, OH Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,295 |
| Hail Damage | $4,524 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Fremont, OH | Back to Top
| Home Insurance Company Fremont, OH | Homeowners Insurance Agency Fremont, OH | Address | Popularity Score | Distance from Fremont (miles) |
|---|---|---|---|---|
| Travelers | Roth Insurance Agency Inc | 2425 Detroit Avenue, Maumee, OH, 43537 | 30.5 | |
| Travelers | Gildenmeister Insurance Services | 2531 Columbus Ave , Sandusky, OH, 44870 | 22.4 | |
| Travelers | Janasko Insurance Agency Inc | 562 Broadway, Lorain, OH, 44052 | 49.5 | |
| Erie | Welty Financial Services | 2100 Oak Harbor Rd , Fremont, OH, 43420 | 1.9 | |
| Allstate | Tonia Maxwell | 4693 Liberty Ave, Vermilion, OH, 44089 | 40.1 | |
| State Farm | Dan Calmes | 836 S Wheeling St, Oregon, OH, 43616-3209 | 27.4 | |
| State Farm | Phil Havens | 1024 W State St, Fremont, OH, 43420-2104 | 0.4 | |
| State Farm | Dave Slater | 1510 E State St, Fremont, OH, 43420-4052 | 1.5 | |
| State Farm | Kent Miller | 132 S Main St, Clyde, OH, 43410-1633 | 8.1 | |
| State Farm | Neil Elkins | 1812 Cpr Fstr Prk Rd W, Lorain, OH, 44053-3682 | 47.9 |
Compare Rates for Fremont, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,020 | $510 |
| Sandusky County, OH | $111,900 | $636 | $430 | $900 | $470 |
| Fremont, OH | $81,900 | $694 | $500 | $950 | $450 |
| Webster, OH | $179,800 | $799 | $570 | $1,090 | $520 |
| Texas, OH | $83,500 | $575 | $400 | $790 | $390 |
| Tymochtee, OH | $159,800 | $763 | $530 | $1,090 | $560 |
| New Washington, OH | $88,800 | $592 | $400 | $810 | $410 |
| Erie, MI | $134,700 | $773 | $530 | $1,070 | $540 |
| Clarksfield, OH | $154,400 | $752 | $530 | $1,080 | $550 |
| Kipton, OH | $91,000 | $598 | $400 | $830 | $430 |
| Polk, OH | $113,200 | $659 | $470 | $920 | $450 |
| Iberia, OH | $79,100 | $561 | $380 | $770 | $390 |
Research Home Insurance Companies Reviews in Fremont, OH Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: April 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I am very pleased with the coverage that I have with Allstate, and one of the big reasons we switched was that they offered a greater amount of coverage for a lesser fee.
Date: January 02, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I think that as far as choices go, Allstate is average with other companies. They offer a few basic options with a variety of add-on options for special situations. No matter my home's value and the stuff that I need covered, Allstate has an offering that is going to suit my needs and they will help me find the best option.
Date: October 28, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I like how they are very responsive in the handful of times I have had to contact them, though I admit I have not yet had to make a claim thus far.
Farmer's Insurance Home Insurance Reviews
Date: December 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have never had a negative experience with them! They are always quick to respond to any questions and, when I moved, transferring everything to the new home was amazingly simple!
Date: November 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The benefits are good for the pricing. I would rate them a 4 out of 5. My yearly cost is pretty low so I do have a higher deductible.
State Farm Home Insurance Reviews
Date: March 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I haven't experienced other's coverage/policies on home insurance, but I know state farm is good.