Gavop's guide to buying homeowners insurance in Lower Allen, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lower Allen, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wayne Rd, S 20th St, Wentworth Dr, Oxford Cir, Sheepford Rd, Hart Xing, Sugar Maple Ct, Otterbein Dr, Norman Rd, Beacon Hill Rd | $169,500 | $150,000 | $175,000-$200,000 | $152,000 | $120,000 | $125,000-$150,000 |
| Lower Allen Dr, Thompson Ln, Kings Arms Ct, Lonk Ln, Cedar Run Dr Exd, Schuylkill Ave, Quincy Cir, Old Gettysburg Pike, Cedar Run Dr, Olmstead Way | $101,500 | $80,000 | $100,000-$125,000 | $87,000 | $70,000 | $75,000-$100,000 |
| Chatham Dr, Chesterbrook Ct, Upland St, Beacon Hill Blvd, Indian Ln, Fineview Rd, Chatham Cir, Elmhurst Rd, N Saint Johns Rd, Cornell Dr | $248,000 | $240,000 | $250,000-$300,000 | $105,500 | $100,000 | $75,000-$100,000 |
| Briarwood Ct, Hartzdale Dr, Blacklatch Ln, S St Johns Rd, Sna Ln, Courtland Rd, Longfellow Ct, Morningside Dr, Green Lane Dr, Louise Dr | $214,500 | $190,000 | $200,000-$250,000 | $191,500 | $160,000 | $200,000-$250,000 |
| Creek Vista Dr, Norway Maple Ct, Candlewyck Rd, Sconsett Way, Colonial Dr, Spanglers Mill Rd, Cypress Ct, Seneca Ave, Allendale Way, Victoria Dr | $141,500 | $120,000 | $100,000-$125,000 | $141,500 | $130,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $597 |
| Superior Protection Discount | -$70 | $632 |
| Fire & Security Discount | -$77 | $625 |
| Hail Resistant Roof Discount | -$21 | $681 |
| Newly Constructed Home Discount | -$147 | $555 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $1,000 | $755 | $1,755 | $549 | $1,549 | $206 |
| Lower Allen, PA | $2,000 | $694 | $2,694 | $504 | $2,504 | $190 |
| Upper Allen, PA | $400 | $666 | $1,066 | $484 | $884 | $182 |
| Swatara, PA | $2,000 | $657 | $2,657 | $477 | $2,477 | $180 |
| Halifax, PA | $300 | $729 | $1,029 | $530 | $830 | $199 |
| Gardners, PA | $700 | $762 | $1,462 | $554 | $1,254 | $208 |
| Shrewsbury, PA | $500 | $722 | $1,222 | $525 | $1,025 | $197 |
| Hampstead, MD | $1,500 | $734 | $2,234 | $533 | $2,033 | $200 |
| Sunbury, PA | $500 | $723 | $1,223 | $526 | $1,026 | $198 |
| Waynesboro, PA | $2,500 | $618 | $3,118 | $449 | $2,949 | $169 |
| Norwegian, PA | $400 | $716 | $1,116 | $521 | $921 | $196 |
| Belleville, PA | $1,000 | $614 | $1,614 | $446 | $1,446 | $168 |
| Home Insurance Company Lower Allen, PA | Homeowners Insurance Agency Lower Allen, PA | Address | Popularity Score | Distance from Lower Allen (miles) |
|---|---|---|---|---|
| Travelers | Mcnamara Financial | 555 Ryan Run Rd Ste 101a, York, PA, 17404 | 17.0 | |
| Travelers | Horst Insurance | 320 Granite Run Drive , Lancaster, PA, 17601 | 32.9 | |
| Travelers | Harry L Bubb Associates Inc | 70 E Forrest Ave, Shrewsbury, PA, 17361 | 33.1 | |
| Erie | Rohrbaugh Insurance Agency | 190 Arsenal Road, York, PA, 17404 | 18.6 | |
| State Farm | Sue Beckner | 15 Ram Dr, Hanover, PA, 17331-8814 | 28.7 | |
| State Farm | Jim Elsner | 270 S Progress Ave, Harrisburg, PA, 17109-4626 | 6.9 | |
| State Farm | Tim Boyd | 2261 Paxton Church Rd, Harrisburg, PA, 17110-9661 | 8.2 | |
| Travelers | Reilly Insurance Llc | 3030 Gettysburg Road, Camp Hill, PA, 17011 | 1.3 | |
| Farmers | David Samuel | 5297 Lincoln Hwy, Gap, PA, 17527 | 50.1 | |
| State Farm | Chuck Zink | 2184 White Street, York, PA, 17404-4951 | 18.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,040 | $500 |
| Cumberland County, PA | $194,100 | $764 | $540 | $1,090 | $550 |
| Lower Allen, PA | $175,800 | $702 | $480 | $980 | $500 |
| Upper Allen, PA | $201,900 | $675 | $450 | $920 | $470 |
| Swatara, PA | $154,800 | $665 | $490 | $910 | $420 |
| Halifax, PA | $167,000 | $738 | $500 | $1,010 | $510 |
| Gardners, PA | $184,400 | $771 | $560 | $1,090 | $530 |
| Shrewsbury, PA | $238,500 | $731 | $500 | $1,030 | $530 |
| Hampstead, MD | $239,400 | $743 | $590 | $940 | $350 |
| Sunbury, PA | $79,700 | $732 | $520 | $1,020 | $500 |
| Waynesboro, PA | $134,300 | $626 | $430 | $880 | $450 |
| Norwegian, PA | $160,200 | $725 | $520 | $1,000 | $480 |
| Belleville, PA | $110,700 | $621 | $450 | $860 | $410 |