Gavop shows you how to buy homeowners insurance in Fort Lupton, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $122,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $244,000 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $299,500 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $250,000 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $712 |
| Superior Protection Discount | -$79 | $800 |
| Fire & Security Discount | -$88 | $792 |
| Hail Resistant Roof Discount | -$26 | $853 |
| Newly Constructed Home Discount | -$220 | $660 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Weld County | $2,000 | $1,189 | $3,189 | $864 | $2,864 | $325 |
| Fort Lupton, CO | $1,000 | $869 | $1,869 | $631 | $1,631 | $237 |
| Westminster, CO | $200 | $1,249 | $1,449 | $908 | $1,108 | $341 |
| Edgewater, CO | $700 | $1,470 | $2,170 | $1,068 | $1,768 | $402 |
| Altona, CO | $500 | $2,729 | $3,229 | $1,983 | $2,483 | $746 |
| Applewood, CO | $1,500 | $1,063 | $2,563 | $773 | $2,273 | $291 |
| Adams County, CO | $200 | $1,182 | $1,382 | $859 | $1,059 | $323 |
| East Pleasant View, CO | $1,500 | $1,452 | $2,952 | $1,055 | $2,555 | $397 |
| Mountain Meadows, CO | $100 | $2,789 | $2,889 | $2,027 | $2,127 | $762 |
| Dakota Ridge, CO | $500 | $993 | $1,493 | $722 | $1,222 | $271 |
| Home Insurance Company Fort Lupton, CO | Homeowners Insurance Agency Fort Lupton, CO | Address | Popularity Score | Distance from Fort Lupton (miles) |
|---|---|---|---|---|
| State Farm | Jessika Aerni | Bldg G 8354 Northfield Blvd Unit 3700, Denver, CO, 80238-3135 | 19.5 | |
| Allstate | Melissa Rippy | 220 Pavilions Pl # D, Brighton, CO, 80601 | 5.5 | |
| State Farm | Wayne Johnson | Unit 105 12201 E Mississippi Avenue, Aurora, CO, 80012-3468 | 25.3 | |
| State Farm | Gene Watada | 2700 E Bridge St Ste 106, Brighton, CO, 80601-2561 | 5.5 | |
| Allstate | Hajek Insurance Group | 8308 Colorado Blvd Ste 202, Firestone, CO, 80504 | 7.5 | |
| Allstate | Mike Cummings | 710 E Bridge St, Brighton, CO, 80601 | 5.3 | |
| State Farm | Miriam Lawson | 11480 Sheridan Blvd Ste 301, Westminster, CO, 80020-3347 | 16.4 | |
| Liberty Mutual Independent | Aspen Gold Insurance Brokers | 8671 Wolff Ct Ste 240, Westminster, CO, 80031 | 18.8 | |
| State Farm | Malyka Korgan | 11078 Cimarron St Unit D, Firestone, CO, 80504-6600 | 9.4 | |
| State Farm | Mark Vissering | 1852 S Havana St, Aurora, CO, 80012-5012 | 26.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Weld County, CO | $245,000 | $1,203 | $840 | $1,580 | $740 |
| Fort Lupton, CO | $203,500 | $879 | $620 | $1,150 | $530 |
| Westminster, CO | $273,500 | $1,265 | $890 | $1,660 | $770 |
| Edgewater, CO | $306,000 | $1,488 | $1,040 | $1,950 | $910 |
| Altona, CO | $622,600 | $2,762 | $1,930 | $3,620 | $1,690 |
| Applewood, CO | $430,800 | $1,076 | $750 | $1,410 | $660 |
| Adams County, CO | $241,900 | $1,196 | $840 | $1,570 | $730 |
| East Pleasant View, CO | $299,200 | $1,470 | $1,030 | $1,930 | $900 |
| Mountain Meadows, CO | $642,200 | $2,823 | $1,980 | $3,700 | $1,720 |
| Dakota Ridge, CO | $312,000 | $1,005 | $700 | $1,320 | $620 |