How Can I Make My Oakville, CT Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Oakville, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Oakville, CT Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $94,000 $80,000 $75,000-$100,000
2 Bedroom $148,000 $140,000 $100,000-$125,000
3 Bedroom $240,500 $210,000 $200,000-$250,000
4 Bedroom $428,500 $400,000 $350,000-$400,000
5 Bedroom $371,500 $310,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Oakville, CT | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$121 $746
Superior Protection Discount -$87 $780
Fire & Security Discount -$69 $798
Hail Resistant Roof Discount -$26 $841
Newly Constructed Home Discount -$173 $694

Choose the Right Deductible for your Oakville, CT Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Litchfield County $700 $1,102 $1,802 $801 $1,501 $301
Oakville, CT $2,000 $856 $2,856 $622 $2,622 $234
North Haven, CT $400 $934 $1,334 $679 $1,079 $255
Canton Valley, CT $2,000 $1,171 $3,171 $851 $2,851 $320
Pawling, NY $400 $834 $1,234 $606 $1,006 $228
Weston, CT $1,000 $898 $1,898 $652 $1,652 $245
Terramuggus, CT $200 $1,323 $1,523 $961 $1,161 $362
Southwick, MA $2,000 $834 $2,834 $606 $2,606 $228
Longmeadow, MA $100 $923 $1,023 $671 $771 $252
Lloyd, NY $700 $773 $1,473 $562 $1,262 $211
Calverton, NY $300 $701 $1,001 $510 $810 $192
Kings Park, NY $1,000 $1,075 $2,075 $781 $1,781 $294

Identify Top Home Insurance Agents near Oakville, CT | Back to Top

Home Insurance Company Oakville, CT Homeowners Insurance Agency Oakville, CT Address Popularity Score Distance from Oakville (miles)
Travelers Adam Miller Agency Llc 227 Turnpike 2nd Fl., Monroe, CT, 6468
18.7
Travelers Milburn Insurance Group Llc 750 Straits Tpke Ste 2f, Middlebury, CT, 6762
4.2
Liberty Mutual Independent Merit Insurance 1 Enterprise Dr, Shelton, CT, 6484
21.8
Travelers Greenwich Independent Insurance 87 Avenue, Greenwich, CT, 6830
48.0
Allstate Anthony Marciano 940 High Ridge Rd, Stamford, CT, 6905
41.4
Liberty Mutual Independent Cdr Insurance Group Inc 211 Schraffts Dr, Waterbury, CT, 6705
6.1
Travelers Birarelli Insurance Agency Llc 55 Cherry Street, Milford, CT, 6460
25.3
Nationwide Ira J. Kaplan 331 Meriden Rd, Waterbury, CT, 6705
4.9
State Farm Mark Shumilla Casl, Clu, Chfc 551 Wolcott Street, Waterbury, CT, 06705-1323
4.5
Liberty Mutual Independent W J Burton Insurance Agency One Sherman Hill Rd, Woodbury, CT, 6798
7.6

Compare Rates for Oakville, CT Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Connecticut $270,100 $1,253 $840 $1,790 $950
Litchfield County, CT $250,100 $1,115 $750 $1,590 $840
Oakville, CT $194,000 $867 $600 $1,220 $620
North Haven, CT $299,000 $946 $630 $1,330 $700
Canton Valley, CT $245,000 $1,185 $820 $1,680 $860
Pawling, NY $297,300 $844 $570 $1,190 $620
Weston, CT $878,600 $909 $650 $1,290 $640
Terramuggus, CT $302,400 $1,339 $900 $1,830 $930
Southwick, MA $290,200 $844 $580 $1,170 $590
Longmeadow, MA $328,000 $934 $630 $1,300 $670
Lloyd, NY $244,000 $783 $570 $1,110 $540
Calverton, NY $222,000 $710 $490 $1,020 $530
Kings Park, NY $425,900 $1,088 $790 $1,490 $700