Gavop's guide to buying homeowners insurance in Concordia, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Concordia, KS - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Eagle Rd, Washington St, Ft Kearney Rd, 20029, US Hwy 24, L St, W Railroad Ave, 165th Rd, Spruce St, Co Rd 785 | $66,500 | $60,000 | $50,000-$75,000 | $59,000 | $50,000 | $50,000-$75,000 |
| W Oak Ave, Co Rd 398, Blosser Cir, Co Rd 793, Rose Rd, N High St, Pacific St, Pride Rd, Edwards Rd, Cloud Rd | $98,500 | $80,000 | $100,000-$125,000 | $100,500 | $90,000 | $100,000-$125,000 |
| 165th Rd, W 2nd St, S W 5th St, Broadway St, Lincoln St, River Bottom Rd, Co Rd 815, Union Rd, S West Fourth St, Co Rd 807 | $93,500 | $90,000 | $100,000-$125,000 | $117,500 | $100,000 | $100,000-$125,000 |
| 1st St, E 7th St, Pride Rd, W 18th St, 145th Rd, NW 1st St, Matthew St, Co Rd 366, Co Rd 376, Court St | $50,500 | $40,000 | $50,000-$75,000 | $70,500 | $60,000 | $50,000-$75,000 |
| 240th Rd, Bell Rd, Kile St, W 10th St, 146th Rd, Republican St, 2nd St, S Chestnut St, N 140th Rd, 215th Rd | $76,000 | $60,000 | $75,000-$100,000 | $90,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $716 |
| Superior Protection Discount | -$76 | $767 |
| Fire & Security Discount | -$76 | $767 |
| Hail Resistant Roof Discount | -$25 | $817 |
| Newly Constructed Home Discount | -$185 | $657 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cloud County | $1,500 | $816 | $2,316 | $593 | $2,093 | $223 |
| Concordia, KS | $1,000 | $832 | $1,832 | $605 | $1,605 | $227 |
| Norway, KS | $300 | $769 | $1,069 | $559 | $859 | $210 |
| Miltonvale, KS | $2,000 | $730 | $2,730 | $531 | $2,531 | $200 |
| Cuba, KS | $100 | $639 | $739 | $465 | $565 | $175 |
| Hubbell, NE | $1,000 | $393 | $1,393 | $286 | $1,286 | $107 |
| Mitchell County, KS | $400 | $887 | $1,287 | $645 | $1,045 | $242 |
| Ruskin, NE | $100 | $639 | $739 | $465 | $565 | $175 |
| Endicott, NE | $1,500 | $740 | $2,240 | $538 | $2,038 | $202 |
| Belvidere, NE | $2,500 | $500 | $3,000 | $363 | $2,863 | $137 |
| Home Insurance Company Concordia, KS | Homeowners Insurance Agency Concordia, KS | Address | Popularity Score | Distance from Concordia (miles) |
|---|---|---|---|---|
| State Farm | David Borgerding | 428 Lincoln Ave, Clay Center, KS, 67432-2908 | 30.7 | |
| State Farm | Bob Burns | 104 Nw 15th St, Abilene, KS, 67410-1548 | 49.6 | |
| State Farm | Gary Urbanek | 153 West Court, Lincoln, KS, 67455 | 45.3 | |
| Travelers | Blue Valley Insurance Agencies Inc | 504 S Oak, Linn, KS, 66953 | 31.0 | |
| Travelers | Heilman Ins Agcy | 507 Court, Clay Center, KS, 67432 | 30.8 | |
| State Farm | John Banister | 1108 28th St Po Box 272, Belleville, KS, 66935 | 17.0 | |
| Travelers | Jensik Ins Inc | 1309 18th St, Belleville, KS, 66935 | 17.8 | |
| State Farm | Garry Peterson | 605 Broadway, Concordia, KS, 66901-2914 | 0.7 | |
| Allstate | Brethren Mutual Aid | 3094 Jeep Rd, Abilene, KS, 67410 | 44.2 | |
| Allstate | Central Ins Agency | 208 E South St, Mankato, KS, 66956 | 33.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Cloud County, KS | $73,200 | $826 | $640 | $1,110 | $470 |
| Concordia, KS | $76,000 | $843 | $660 | $1,140 | $480 |
| Norway, KS | $47,000 | $778 | $610 | $1,050 | $440 |
| Miltonvale, KS | $42,400 | $739 | $580 | $1,000 | $420 |
| Cuba, KS | $32,200 | $647 | $500 | $870 | $370 |
| Hubbell, NE | $14,200 | $398 | $270 | $570 | $300 |
| Mitchell County, KS | $85,700 | $898 | $700 | $1,210 | $510 |
| Ruskin, NE | $47,700 | $647 | $470 | $920 | $450 |
| Endicott, NE | $62,500 | $749 | $530 | $1,030 | $500 |
| Belvidere, NE | $28,300 | $506 | $370 | $710 | $340 |