How Can I Make My Hartford, VT Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Hartford, VT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Hartford, VT Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $75,000 $70,000 $75,000-$100,000
2 Bedroom $221,500 $200,000 $175,000-$200,000
3 Bedroom $187,500 $160,000 $150,000-$175,000
4 Bedroom $422,500 $400,000 $500,000-$600,000
5 Bedroom $190,000 $160,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Hartford, VT | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$120 $546
Superior Protection Discount -$67 $600
Fire & Security Discount -$60 $606
Hail Resistant Roof Discount -$13 $653
Newly Constructed Home Discount -$160 $506

Choose the Right Deductible for your Hartford, VT Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Windsor County $1,500 $745 $2,245 $541 $2,041 $203
Hartford, VT $2,500 $658 $3,158 $478 $2,978 $180
Randolph, VT $200 $726 $926 $528 $728 $198
Chelsea, VT $700 $671 $1,371 $488 $1,188 $183
Rutland County, VT $700 $682 $1,382 $496 $1,196 $186
Plainfield, VT $2,000 $765 $2,765 $556 $2,556 $209
West Haven, VT $500 $735 $1,235 $534 $1,034 $201
Windham County, VT $2,500 $738 $3,238 $536 $3,036 $202

Identify Top Home Insurance Agents near Hartford, VT | Back to Top

Home Insurance Company Hartford, VT Homeowners Insurance Agency Hartford, VT Address Popularity Score Distance from Hartford (miles)
Liberty Mutual Independent Kinney Pike Insurance 199 Main St, Poultney, VT, 5764
43.9
State Farm Mike Heyl 2456 Christian Street, White River Junction, VT, 5001
3.7
Liberty Mutual Independent Kinney Pike Insurance Inc 42 Meadow Ln, Randolph, VT, 5060
21.8
Liberty Mutual Independent The Richards Group 326 Main St # 3 1820 House, Norwich, VT, 5055
5.2
Allstate Poulos Ins Inc 2472 Vt Rte 107, Bethel, VT, 5032
15.9
Travelers Parker Agency 160 Gates St, White River Junction, VT, 5001
3.4
Liberty Mutual Independent Mccrillis & Eldredge Ins Inc 2 Park St, Brandon, VT, 5733
36.3
Allstate Poulos Ins Inc 1 Franklin St, Brandon, VT, 5733
36.3
Liberty Mutual Independent Kinney Pike Insurance 199 Main St Ste 2, Poultney, VT, 5764
43.9
State Farm Richard Jones 407 Barre St Ste 100, Montpelier, VT, 05602-3629
41.4

Compare Rates for Hartford, VT Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Vermont $220,600 $783 $570 $1,100 $530
Windsor County, VT $216,300 $754 $540 $1,070 $530
Hartford, VT $227,400 $666 $450 $920 $470
Randolph, VT $190,300 $735 $530 $1,010 $480
Chelsea, VT $161,500 $679 $480 $930 $450
Rutland County, VT $177,600 $691 $460 $960 $500
Plainfield, VT $214,500 $774 $560 $1,100 $540
West Haven, VT $195,700 $744 $500 $1,030 $530
Windham County, VT $212,000 $747 $520 $1,020 $500