How Can I Make My Baylor County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Baylor County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Baylor County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $27,500 $20,000 $25,000-$50,000
2 Bedroom $50,000 $50,000 $50,000-$75,000
3 Bedroom $70,500 $70,000 $50,000-$75,000
4 Bedroom $99,500 $80,000 $75,000-$100,000
5 Bedroom $77,500 $60,000 $75,000-$100,000

Choose the Best Baylor County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $25 to 50,000 1 Pet, Non-Smoker $80
Retired 700-749 Credit Score <$25,000 2 Pets, Smoker $380
Unemployed 500-549 Credit Score No Income More than 3 Pets at home, Smoker $680

Choose the Right Deductible for your Baylor County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $600 $700 $480 $580 $120
Baylor County, TX $2,500 $330 $830 $270 $2,770 $-1,940
Baylor County, TX $2,500 $320 $820 $270 $2,770 $-1,950
Goree, TX $300 $150 $450 $130 $430 $20
Munday, TX $2,500 $240 $740 $200 $2,700 $-1,960
Harrold-Oklaunion, TX $100 $170 $270 $140 $240 $30
Archer City, TX $1,500 $390 $890 $330 $1,830 $-940
Knox City, TX $100 $210 $310 $170 $270 $40
Iowa Park, TX $1,000 $340 $840 $290 $1,290 $-450
Woodson, TX $500 $220 $720 $190 $690 $30
Scotland, TX $1,500 $480 $980 $420 $1,920 $-940
Wichita Falls, TX $100 $420 $520 $360 $460 $60
Cashion Community, TX $2,500 $490 $990 $420 $2,920 $-1,930

Identify Top Home Insurance Agents near Baylor County, TX | Back to Top

Home Insurance Company Baylor County, TX Homeowners Insurance Agency Baylor County, TX Address Popularity Score Distance from Baylor County (miles)
State Farm Morris Stone 2106 9th St # B, Wichita Falls, TX, 76301-4134
44.6
Farmers Brian Anderle 1501 Midwestern Pkwy Ste 104, Wichita Falls, TX, 76302
44.7
State Farm Cheryl Botkin 2925 Southwest Pkwy, Wichita Falls, TX, 76308-4100
41.8
Travelers Haskell County Insurance Agency 103 N. Ave E, Haskell, TX, 79521
44.0
State Farm Jeff Rhoades 118 West Park, Iowa Park, TX, 76367-2805
38.6
State Farm Mike Morris 4004 Call Field Road, Wichita Falls, TX, 76308-2676
41.9
Farmers Doug Chaney 3915field Rd Ste A, Wichita Falls, TX, 76308
42.0
Travelers Boley-Featherston Insurance 701 Lamar, Wichita Falls, TX, 76301
45.8
State Farm Lisa Herber 3601 Wilbarger, Vernon, TX, 76384-3258
37.2
Travelers Coffee Insurance Agency 1725 Fannin St, Vernon, TX, 76384
37.1

Compare Rates for Baylor County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $650 $430 $1,000 $570
Baylor County, TX $71,100 $400 $260 $620 $360
Baylor County, TX $71,100 $330 $220 $510 $290
Goree, TX $39,200 $220 $150 $340 $190
Munday, TX $42,500 $240 $160 $370 $210
Harrold-Oklaunion, TX $32,300 $170 $110 $260 $150
Archer City, TX $78,800 $440 $290 $680 $390
Knox City, TX $37,800 $200 $130 $310 $180
Iowa Park, TX $84,500 $410 $270 $630 $360
Woodson, TX $49,500 $240 $160 $370 $210
Scotland, TX $96,000 $570 $380 $880 $500
Wichita Falls, TX $92,700 $400 $260 $620 $360
Cashion Community, TX $114,400 $470 $310 $720 $410