How Can I Make My Fitchburg, WI Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Fitchburg, WI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Fitchburg, WI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $151,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $271,500 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $379,500 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $509,500 | $440,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Fitchburg, WI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $573 |
| Superior Protection Discount | -$69 | $621 |
| Fire & Security Discount | -$69 | $621 |
| Hail Resistant Roof Discount | -$14 | $677 |
| Newly Constructed Home Discount | -$152 | $539 |
Choose the Right Deductible for your Fitchburg, WI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dane County | $700 | $745 | $1,445 | $541 | $1,241 | $203 |
| Fitchburg, WI | $1,500 | $682 | $2,182 | $496 | $1,996 | $186 |
| Oregon, WI | $400 | $642 | $1,042 | $466 | $866 | $175 |
| Black Earth, WI | $1,500 | $707 | $2,207 | $514 | $2,014 | $193 |
| Marshall, WI | $400 | $664 | $1,064 | $482 | $882 | $181 |
| Juda, WI | $1,500 | $527 | $2,027 | $383 | $1,883 | $144 |
| Bluffview, WI | $200 | $185 | $385 | $134 | $334 | $50 |
| Browntown, WI | $700 | $477 | $1,177 | $347 | $1,047 | $130 |
| Buckeye, IL | $200 | $639 | $839 | $465 | $665 | $175 |
| Beaver Dam, WI | $2,500 | $654 | $3,154 | $475 | $2,975 | $179 |
| West Point, IL | $500 | $690 | $1,190 | $501 | $1,001 | $188 |
| Hustisford, WI | $2,500 | $726 | $3,226 | $528 | $3,028 | $198 |
Identify Top Home Insurance Agents near Fitchburg, WI | Back to Top
| Home Insurance Company Fitchburg, WI | Homeowners Insurance Agency Fitchburg, WI | Address | Popularity Score | Distance from Fitchburg (miles) |
|---|---|---|---|---|
| GEICO | Brian Schroeder | 2001 West Beltline Highway Suite 100, Madison, WI, 53713 | 3.4 | |
| Farmers | Randall Randy Hanson | 25 W Main St Ste 4, Evansville, WI, 53536 | 15.5 | |
| Travelers | Associated Insurance Agency Inc | 4851 Larson Beach Rd, Mcfarland, WI, 53558 | 6.8 | |
| State Farm | Cheng Vang | 2110 N Sherman Ave, Madison, WI, 53704-3933 | 9.9 | |
| Farmers | David Gervasi | 7818 Big Sky Dr Ste 119, Madison, WI, 53719 | 6.9 | |
| Liberty Mutual Independent | Premier Insurance Services Of Wisconsin Inc | 101 W Evergreen Pkwy Ste 2, Elkhorn, WI, 53121 | 48.5 | |
| State Farm | Jeff Farnsworth | 7 E Main St Ste 5, Evansville, WI, 53536-1370 | 15.6 | |
| Farmers | William Bixby | 23 S Wisconsin St, Elkhorn, WI, 53121 | 49.8 | |
| Allstate | Lonze And Associates | 125 N 2nd St., Delavan, WI, 53115 | 46.4 | |
| State Farm | Tonia Bonow | 5 Ridgway Ct Ste A, Elkhorn, WI, 53121-1571 | 49.2 |
Compare Rates for Fitchburg, WI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $460 | $940 | $480 |
| Dane County, WI | $242,700 | $754 | $540 | $1,060 | $520 |
| Fitchburg, WI | $287,200 | $690 | $460 | $960 | $500 |
| Oregon, WI | $238,800 | $649 | $450 | $900 | $450 |
| Black Earth, WI | $189,800 | $716 | $490 | $980 | $490 |
| Marshall, WI | $161,300 | $672 | $460 | $920 | $460 |
| Juda, WI | $103,100 | $533 | $360 | $760 | $400 |
| Bluffview, WI | $23,200 | $187 | $130 | $270 | $140 |
| Browntown, WI | $87,600 | $483 | $320 | $690 | $370 |
| Buckeye, IL | $99,200 | $647 | $460 | $890 | $430 |
| Beaver Dam, WI | $124,300 | $662 | $450 | $940 | $490 |
| West Point, IL | $115,400 | $698 | $500 | $960 | $460 |
| Hustisford, WI | $204,200 | $735 | $490 | $1,040 | $550 |
Research Home Insurance Companies Reviews in Fitchburg, WI Before Buying | Back to Top
Share a review on your home insurance company
West Bend Mutual Insurance Home Insurance Reviews
Date: March 27, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
We feel the premium and deductible for our policy is comparable to other policies because our agent sells insurance from other companies and recommends the policy.
Progressive Home Insurance Reviews
Date: December 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The other home insurance providers that we looked at were about 80 to 100 dollars more than what Progressive was offering us.
Esurance Home Insurance Reviews
Date: November 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I rarely have to call customer service which is nice, but they do seem to need a lot of verification for the my insurance.
Farmer's Insurance Home Insurance Reviews
Date: February 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
We are able to choose the desired deductible so the premium levels change as the deductible increases or decreases. The premium amounts charged are very competitive with other well-known companies. Given our loss ratio, we are happy with the premium.