Gavop's guide to buying homeowners insurance in Summit, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Summit, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Shelby Dr, Briercrest Dr, Northcrest Dr, Lee Rd, Fairfield Ave, Ennis Dr,, Dundee Rd, Downs Dr, Waterford Pike Rd, Schultz Rd | $234,500 | $200,000 | $250,000-$300,000 | $148,000 | $120,000 | $125,000-$150,000 |
| Water View Ln, Curtis Rd, Frank Ave, Hull Dr, Godard Rd, Robin Dr, Samick Dr, Willow Glen, Williams St, Old Hershey Rd | $228,500 | $210,000 | $200,000-$250,000 | $160,000 | $150,000 | $125,000-$150,000 |
| Chipmunk Dr, Robison Rd E, Interstate Dr, Morning Glory Ct, Pinegrove Way, Kayla Way, Douglas Dr, Hamot Rd, Proctor Ave, Cedarwood Ln | $104,000 | $100,000 | $100,000-$125,000 | $132,000 | $110,000 | $125,000-$150,000 |
| Highline Dr, Zwilling Rd W, Hawick Rd, Meridian Dr, Hershey Rd, Sprucewood Ln, Crestview Dr, Honeysuckle Dr, Cardinal Dr, Robison Rd W | $218,500 | $180,000 | $250,000-$300,000 | $132,500 | $110,000 | $150,000-$175,000 |
| Shunpike Rd, Glory Dr, Joel Ave, Juniper St, Martha Way, Sodhaven Dr, Commons Dr, Andrus Rd, Pagan Rd, Marchmont Dr | $162,000 | $150,000 | $150,000-$175,000 | $99,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $558 |
| Superior Protection Discount | -$66 | $590 |
| Fire & Security Discount | -$72 | $584 |
| Hail Resistant Roof Discount | -$13 | $643 |
| Newly Constructed Home Discount | -$144 | $512 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Erie County | $700 | $624 | $1,324 | $453 | $1,153 | $170 |
| Summit, PA | $1,500 | $648 | $2,148 | $471 | $1,971 | $177 |
| Saegertown, PA | $500 | $603 | $1,103 | $438 | $938 | $165 |
| Guys Mills, PA | $2,000 | $553 | $2,553 | $402 | $2,402 | $151 |
| Harmony, NY | $500 | $585 | $1,085 | $425 | $925 | $160 |
| Mayville, NY | $1,500 | $585 | $2,085 | $425 | $1,925 | $160 |
| North Kingsville, OH | $500 | $702 | $1,202 | $510 | $1,010 | $192 |
| Deer Creek, PA | $2,500 | $641 | $3,141 | $466 | $2,966 | $175 |
| Roaming Shores, OH | $400 | $753 | $1,153 | $547 | $947 | $206 |
| West Salem, PA | $1,500 | $579 | $2,079 | $421 | $1,921 | $158 |
| Rock Creek, OH | $400 | $579 | $979 | $421 | $821 | $158 |
| Kinsman Center, OH | $1,000 | $607 | $1,607 | $441 | $1,441 | $166 |
| Home Insurance Company Summit, PA | Homeowners Insurance Agency Summit, PA | Address | Popularity Score | Distance from Summit (miles) |
|---|---|---|---|---|
| State Farm | Jeremy Borrero | 952 W 38th St, Erie, PA, 16508-2531 | 4.0 | |
| Travelers | Great Lakes Insurance Services Group Llc | 2404 East Lake Road, Erie, PA, 16511 | 7.2 | |
| Liberty Mutual Independent | Great Lakes Insurance Services Group Llc | 3205 Peach St, Erie, PA, 16508 | 4.4 | |
| Erie | Bort Insurance Service | 1460 W 38th Street, Erie, PA, 16508 | 4.0 | |
| Travelers | Calvert Pearson Insurance Group | 712 Pennsylvania Ave W, Warren, PA, 16365 | 48.0 | |
| Travelers | Pfeffer Insurance Agency | 332 Holland Street, Erie, PA, 16507 | 6.3 | |
| Erie | R H Rutkowski Insurance Inc. | 1760 W 8th Street, Erie, PA, 16505 | 6.1 | |
| Erie | Borowy Insurance Agency Llc | 206 W 11th Street Suite A, Erie, PA, 16501 | 5.7 | |
| Travelers | R C Chase Insurance | 712 Maryland Ave, Erie, PA, 16505 | 6.2 | |
| Travelers | R C Chase Insurance | 712 Maryland Ave, Erie, PA, 16505 | 6.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,050 | $550 |
| Erie County, PA | $124,100 | $631 | $450 | $870 | $420 |
| Summit, PA | $190,000 | $656 | $470 | $900 | $430 |
| Saegertown, PA | $106,300 | $610 | $430 | $840 | $410 |
| Guys Mills, PA | $86,500 | $560 | $380 | $770 | $390 |
| Harmony, NY | $82,600 | $592 | $420 | $840 | $420 |
| Mayville, NY | $101,200 | $592 | $410 | $850 | $440 |
| North Kingsville, OH | $134,800 | $711 | $480 | $1,010 | $530 |
| Deer Creek, PA | $123,100 | $649 | $470 | $920 | $450 |
| Roaming Shores, OH | $159,700 | $762 | $520 | $1,060 | $540 |
| West Salem, PA | $96,700 | $586 | $390 | $830 | $440 |
| Rock Creek, OH | $87,000 | $586 | $390 | $810 | $420 |
| Kinsman Center, OH | $96,400 | $614 | $440 | $880 | $440 |