Gavop's guide to buying homeowners insurance in Three Sisters Mountain, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $98,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $171,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $244,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $284,000 | $240,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $839 |
| Home and Two Car | -$146 | $766 |
| Home and Three Car | -$219 | $693 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lumpkin County | $2,500 | $984 | $3,484 | $715 | $3,215 | $269 |
| Three Sisters Mountain, GA | $700 | $901 | $1,601 | $655 | $1,355 | $246 |
| Hiawassee, GA | $500 | $1,118 | $1,618 | $813 | $1,313 | $306 |
| West Jackson, GA | $200 | $1,091 | $1,291 | $793 | $993 | $298 |
| Epworth, GA | $1,500 | $1,068 | $2,568 | $776 | $2,276 | $292 |
| Toccoa, GA | $200 | $656 | $856 | $477 | $677 | $179 |
| Waleska, GA | $1,000 | $839 | $1,839 | $610 | $1,610 | $229 |
| Valleytown, NC | $200 | $601 | $801 | $437 | $637 | $164 |
| Chatsworth, GA | $2,500 | $662 | $3,162 | $481 | $2,981 | $181 |
| Murray County, GA | $200 | $668 | $868 | $485 | $685 | $183 |
| Clayton, GA | $2,500 | $797 | $3,297 | $579 | $3,079 | $218 |
| Home Insurance Company Three Sisters Mountain, GA | Homeowners Insurance Agency Three Sisters Mountain, GA | Address | Popularity Score | Distance from Three Sisters Mountain (miles) |
|---|---|---|---|---|
| State Farm | Jeanne White | 1400 Buford Hwy Ste D2, Buford, GA, 30518-8722 | 35.0 | |
| State Farm | Duane Hartness | 1094 Historic 441 Hwy, Demorest, GA, 30535-5249 | 23.4 | |
| State Farm | Van Baird | 7758 Mcginnis Fry Rd, Suwanee, GA, 30024-1622 | 38.7 | |
| State Farm | Craig Crump | 3225 Shallowford Road Ne, Marietta, GA, 30062-7030 | 48.1 | |
| State Farm | Yara Parada | 3005 Old Ala Rd Ste 30, Alpharetta, GA, 30022-1924 | 43.7 | |
| Farmers | Tim Cooper | 3725 Lawrenceville Suwanee Rd Ste A5, Suwanee, GA, 30024 | 38.3 | |
| State Farm | Cindy Phillips | 4977 Highway 53, Braselton, GA, 30517-3503 | 35.5 | |
| State Farm | Trey Gil | 500 Sun Valley Dr Ste B3, Roswell, GA, 30076-5634 | 43.6 | |
| Farmers | Sandra Hill | 13010 Morris Rd Bldg 1, Alpharetta, GA, 30004 | 38.7 | |
| Allstate | Jeb Staples | 500 Colnl Ctr Pkwy Ste 660, Roswell, GA, 30076 | 44.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $700 | $1,430 | $730 |
| Lumpkin County, GA | $176,300 | $996 | $730 | $1,400 | $670 |
| Three Sisters Mountain, GA | $181,300 | $912 | $660 | $1,260 | $600 |
| Hiawassee, GA | $197,300 | $1,132 | $820 | $1,620 | $800 |
| West Jackson, GA | $187,300 | $1,104 | $810 | $1,560 | $750 |
| Epworth, GA | $179,400 | $1,081 | $790 | $1,490 | $700 |
| Toccoa, GA | $94,400 | $664 | $480 | $920 | $440 |
| Waleska, GA | $222,700 | $850 | $590 | $1,200 | $610 |
| Valleytown, NC | $105,900 | $608 | $410 | $870 | $460 |
| Chatsworth, GA | $109,500 | $670 | $460 | $950 | $490 |
| Murray County, GA | $91,700 | $676 | $480 | $930 | $450 |
| Clayton, GA | $144,700 | $806 | $580 | $1,150 | $570 |