How Can I Make My Centralia, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Centralia, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Centralia, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $23,000 | $20,000 | $0-$25,000 |
| 2 Bedroom | $71,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $95,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $96,000 | $90,000 | $75,000-$100,000 |
| 5 Bedroom | $158,500 | $130,000 | $175,000-$200,000 |
Bundle your Centralia, IL Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $762 |
| Home and Two Car | -$133 | $696 |
| Home and Three Car | -$190 | $638 |
Choose your Centralia, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,295 |
| Hail Damage | $4,571 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Centralia, IL | Back to Top
| Home Insurance Company Centralia, IL | Homeowners Insurance Agency Centralia, IL | Address | Popularity Score | Distance from Centralia (miles) |
|---|---|---|---|---|
| Travelers | Bridgeman Insurance Agency | 20 E Main St Suite A, Belleville, IL, 62220 | 48.9 | |
| State Farm | Elisa Hager | 1315 W Highway 50, O'Fallon, IL, 62269-1581 | 47.3 | |
| Liberty Mutual Independent | Yaekel & Associates Inc | 1915 W Main St, Belleville, IL, 62226 | 50.1 | |
| Allstate | Anthony Neely | 2704 N Illinois St Ste 102, Swansea, IL, 62226 | 48.9 | |
| Travelers | Jim Lyons Insurance Agency | 420 West Highway 40, Troy, IL, 62294 | 46.1 | |
| Travelers | Jim Lyons Insurance Agency | 420 W Us Highway 40 , Troy, IL, 62294 | 46.0 | |
| State Farm | Krys Jacobs | 1801 S Illinois St, Belleville, IL, 62220-2823 | 48.9 | |
| State Farm | Allison Bash | 1 Mascoutah Plaza Dr, Mascoutah, IL, 62258-1350 | 38.7 | |
| State Farm | Paul Lawrence | 305 E Broadway Blvd, Johnston City, IL, 62951-1606 | 48.8 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 50.0 |
Compare Rates for Centralia, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,200 | $600 |
| Marion County, IL | $71,900 | $947 | $690 | $1,340 | $650 |
| Centralia, IL | $63,300 | $828 | $600 | $1,140 | $540 |
| Lone Grove, IL | $67,600 | $527 | $380 | $750 | $370 |
| Looking Glass, IL | $154,200 | $670 | $460 | $920 | $460 |
| Ewing, IL | $100,000 | $650 | $470 | $900 | $430 |
| Brownstown, IL | $55,800 | $474 | $340 | $660 | $320 |
| Wayne County, IL | $78,600 | $814 | $590 | $1,160 | $570 |
| South Crouch, IL | $122,700 | $719 | $490 | $1,000 | $510 |
| Bible Grove, IL | $85,900 | $600 | $430 | $860 | $430 |
| Effingham County, IL | $137,300 | $735 | $520 | $1,020 | $500 |
| O'Fallon, IL | $195,200 | $737 | $500 | $1,040 | $540 |
Research Home Insurance Companies Reviews in Centralia, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
My insurance company very responsible with their work and are very effecient I am very satisfied with their good service when working to be able to offer a better customer service
Date: January 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My dad actually hands the payments, but I am often accompanying him for the conversations and interfacing about our home needs. They have a slightly higher rate usually compared to the others in our area but we have always been offered a matched rate to their competitors.
Date: October 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have Statefarm for Home Insurance as well as my two vehiclse. I have always like Statefarm, especially for their customer service. They are extremely nice over the phone and are very willing to help me out with a claim or documents I may need.
Nationwide Home Insurance Reviews
Date: November 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
Our policy offers replacement cost, and a fair value for other items such as personal property, other structures, etc. And a really good reasonable rate.