How Can I Make My Little Falls, MN Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Little Falls, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Little Falls, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $44,000 $40,000 $25,000-$50,000
2 Bedroom $79,500 $70,000 $75,000-$100,000
3 Bedroom $98,500 $80,000 $75,000-$100,000
4 Bedroom $116,000 $110,000 $100,000-$125,000
5 Bedroom $315,000 $290,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Little Falls, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$142 $605
Superior Protection Discount -$75 $672
Fire & Security Discount -$82 $665
Hail Resistant Roof Discount -$22 $724
Newly Constructed Home Discount -$179 $568

Choose the Right Deductible for your Little Falls, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Morrison County $1,000 $967 $1,967 $702 $1,702 $264
Little Falls, MN $1,500 $738 $2,238 $536 $2,036 $202
Harding, MN $300 $762 $1,062 $554 $854 $208
Grey Eagle, MN $700 $1,300 $2,000 $945 $1,645 $355
Kathio, MN $200 $949 $1,149 $690 $890 $259
Germania, MN $2,500 $1,086 $3,586 $789 $3,289 $297
Meire Grove, MN $400 $763 $1,163 $554 $954 $208
Bogus Brook, MN $1,000 $1,121 $2,121 $815 $1,815 $306
Lakeside, MN $500 $1,198 $1,698 $871 $1,371 $328
Watkins, MN $1,000 $785 $1,785 $571 $1,571 $215
Wadena, MN $200 $713 $913 $518 $718 $195
Southside, MN $1,500 $1,401 $2,901 $1,018 $2,518 $383

Identify Top Home Insurance Agents near Little Falls, MN | Back to Top

Home Insurance Company Little Falls, MN Homeowners Insurance Agency Little Falls, MN Address Popularity Score Distance from Little Falls (miles)
State Farm Dan Anderson 3306 3rd Street N, Saint Cloud, MN, 56303-4123
30.3
State Farm Kyle Hedtke 818 2nd St S Ste 140, Waite Park, MN, 56387-9807
30.6
State Farm Travis Williams 2820 2nd St S Ste 150, Saint Cloud, MN, 56301-3770
31.3
Travelers Mahowald Insurance Agency 916 W Saint Germain St, Saint Cloud, MN, 56301
30.8
Travelers Insurance Brokers Of Mn 1500 Oak Grove Rd Ste 109, St Cloud, MN, 56301
31.7
Travelers Mahowald Insurance Agency 916 W Saint Germain St Ste 100, St Cloud, MN, 56301
30.8
Travelers Tri-County Insurance 800 Industrial Drive S., #206 Sauk Rapids, Sauk Rapids, MN, 56379
29.5
State Farm Curt Van Oort 414 S Rum River Dr, Princeton, MN, 55371-2019
47.5
Farmers Heidi Hall 3335 W Saint Germain St Ste 105, Saint Cloud, MN, 56301
31.3
Allstate Toby Steinmetz 613 2nd St S, Waite Park, MN, 56387
30.7

Compare Rates for Little Falls, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $860 $1,660 $800
Morrison County, MN $159,100 $978 $680 $1,380 $700
Little Falls, MN $120,900 $747 $510 $1,040 $530
Harding, MN $98,100 $771 $520 $1,060 $540
Grey Eagle, MN $242,100 $1,316 $910 $1,800 $890
Kathio, MN $136,800 $961 $690 $1,360 $670
Germania, MN $171,900 $1,099 $750 $1,510 $760
Meire Grove, MN $98,300 $772 $560 $1,100 $540
Bogus Brook, MN $182,200 $1,135 $780 $1,570 $790
Lakeside, MN $206,700 $1,213 $860 $1,710 $850
Watkins, MN $102,600 $795 $540 $1,090 $550
Wadena, MN $89,600 $722 $530 $1,000 $470
Southside, MN $279,100 $1,418 $1,040 $2,010 $970