Gavop's guide to buying homeowners insurance in Brookhaven, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Brookhaven, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Clearwater Ln, Shepherd St, Scola Rd, Edgewater Ln, Jefferson Dr, Adams Dr, Jackson Dr, Nathan Ave, 11th St, Williamson Ave | $131,500 | $110,000 | $100,000-$125,000 | $129,000 | $110,000 | $125,000-$150,000 |
| W Brookhaven Rd, Cambridge St, Commerce Ave, State Rte 3003, S Old Middletown Rd, Swiftwater Ln, Barlow Ave, Zoar St, Wellington Ave, Cooper Rd | $194,500 | $160,000 | $150,000-$175,000 | $99,500 | $80,000 | $75,000-$100,000 |
| Grant Dr, W Forrestview Rd, Radio Park Ln, E Maple Ave, Ruth Rd, State Rte 3003, Grandview Ave, Demaio Dr, Ward Rd, N Gray St | $236,000 | $210,000 | $200,000-$250,000 | $118,000 | $100,000 | $75,000-$100,000 |
| Monroe Dr, Timber Dr, Oak Dr, Charles Ave, Mount Vernon Ave, Trimble Blvd, Morris Ave, W Maple Ave, E Brookhaven Rd, Ridge Blvd | $268,000 | $240,000 | $200,000-$250,000 | $106,500 | $90,000 | $100,000-$125,000 |
| Victor Ave, Mount Vernon Ave, Argyle Rd, Marianne Dr, Lincoln Dr, Aucott Rd, Deepwater Ln, Edgewood Ave, N Clearwater Ln, W Brookhaven Rd | $279,500 | $260,000 | $200,000-$250,000 | $226,000 | $200,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $539 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$67 | $599 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$146 | $519 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Delaware County | $1,000 | $828 | $1,828 | $602 | $1,602 | $226 |
| Brookhaven, PA | $700 | $657 | $1,357 | $478 | $1,178 | $180 |
| Edgemoor, DE | $300 | $620 | $920 | $451 | $751 | $169 |
| Wilmington, DE | $1,500 | $597 | $2,097 | $434 | $1,934 | $163 |
| Wyndmoor, PA | $300 | $823 | $1,123 | $598 | $898 | $225 |
| Caln, PA | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| West Vincent, PA | $300 | $1,846 | $2,146 | $1,341 | $1,641 | $504 |
| Perkiomen, PA | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Ivyland, PA | $100 | $1,214 | $1,314 | $882 | $982 | $332 |
| Sinking Spring, PA | $2,000 | $760 | $2,760 | $552 | $2,552 | $208 |
| Wernersville, PA | $400 | $722 | $1,122 | $525 | $925 | $197 |
| Home Insurance Company Brookhaven, PA | Homeowners Insurance Agency Brookhaven, PA | Address | Popularity Score | Distance from Brookhaven (miles) |
|---|---|---|---|---|
| Erie | Goebel Insurance Agency Inc. | 2026 South 12th Street, Philadelphia, PA, 19148 | 12.5 | |
| Farmers | Kevin Brooks | 270 Lancaster Ave Ste C2, Malvern, PA, 19355 | 14.2 | |
| State Farm | Bob Nelson | 1 Plumbridge Dr, Levittown, PA, 19056-3511 | 32.4 | |
| Travelers | All County Insurance | 545 Chester Pike, Prospect Park, PA, 19076 | 4.9 | |
| Allstate | George F. Belfatto Jr. | 4990 State Rd, Drexel Hill, PA, 19026 | 6.4 | |
| Allstate | Komlan Tsiseglo | 720 Church Ln, Yeadon, PA, 19050 | 8.6 | |
| Allstate | Lauren Demaio | 227 Haverford Ave, Narberth, PA, 19072 | 11.6 | |
| Allstate | Joseph Mathew | 6449 Market St Ste 1, Upper Darby, PA, 19082 | 9.7 | |
| State Farm | Rose Pennington | 1215 W Baltimr Pike Ste 10, Media, PA, 19063-5540 | 3.9 | |
| State Farm | Bill Coleman | 5052 Pennell Rd, Aston, PA, 19014-1868 | 2.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,050 | $540 |
| Delaware County, PA | $235,200 | $838 | $600 | $1,180 | $580 |
| Brookhaven, PA | $196,300 | $665 | $470 | $920 | $450 |
| Edgemoor, DE | $196,600 | $628 | $500 | $830 | $330 |
| Wilmington, DE | $165,300 | $604 | $480 | $800 | $320 |
| Wyndmoor, PA | $296,100 | $833 | $610 | $1,150 | $540 |
| Caln, PA | $219,400 | $701 | $480 | $1,000 | $520 |
| West Vincent, PA | $526,200 | $1,868 | $1,250 | $2,580 | $1,330 |
| Perkiomen, PA | $274,500 | $792 | $560 | $1,090 | $530 |
| Ivyland, PA | $374,200 | $1,229 | $870 | $1,760 | $890 |
| Sinking Spring, PA | $183,300 | $769 | $520 | $1,080 | $560 |
| Wernersville, PA | $163,200 | $731 | $530 | $1,000 | $470 |