Gavop's guide to buying homeowners insurance in Cave City, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Cave City, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Riherd Estates Rd, Doran Dr, Anne Claire Ln, Harry King Rd, Rock Cabin Rd, S Dixie Hwy, Reynolds St, S 1st St, Millstown Rd, Schoolhouse Rd Spr | $170,500 | $150,000 | $200,000-$250,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Caveland Rd, N Tenth St, Blair Rd, Toohey Ridge Rd, Rooster Rd, Carter Ln, N Eleventh St, Sells Ln, Curd Rd, Tribble Ln | $106,500 | $100,000 | $100,000-$125,000 | $98,000 | $90,000 | $75,000-$100,000 |
| State Hwy 1339, S Sixth St, State Hwy 255, Sycamore Ln, 2nd St, Pats Ln, N Eighth St, Bishop Rd, Wilson Rd, Farm View Ave | $114,500 | $100,000 | $75,000-$100,000 | $82,500 | $80,000 | $75,000-$100,000 |
| Poynter Ln, Apple Grove Rd, J Martin Rd, Chase Way, W First St, N Third St, Crestview Dr, Mammoth Cave St, Gorin St, State Hwy 255 | $100,000 | $90,000 | $100,000-$125,000 | $102,500 | $80,000 | $100,000-$125,000 |
| Mammoth Cave Pkwy Rd, Airport Rd, Duke St, Walnut St, State Hwy 2143, Grinstead Mill Rd, Griderville Rd, Howard Rd, Paul Clark Rd, Smith Ln | $110,000 | $100,000 | $75,000-$100,000 | $83,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $573 |
| Superior Protection Discount | -$62 | $628 |
| Fire & Security Discount | -$62 | $628 |
| Hail Resistant Roof Discount | -$14 | $676 |
| Newly Constructed Home Discount | -$200 | $490 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Barren County | $2,000 | $793 | $2,793 | $576 | $2,576 | $217 |
| Cave City, KY | $1,500 | $682 | $2,182 | $495 | $1,995 | $186 |
| Jetson, KY | $300 | $665 | $965 | $483 | $783 | $182 |
| Woodburn, KY | $2,000 | $771 | $2,771 | $560 | $2,560 | $211 |
| Buffalo, KY | $100 | $797 | $897 | $579 | $679 | $218 |
| East Simpson, KY | $1,500 | $939 | $2,439 | $682 | $2,182 | $257 |
| Summit, KY | $500 | $799 | $1,299 | $581 | $1,081 | $218 |
| Sugar Grove, KY | $200 | $885 | $1,085 | $643 | $843 | $242 |
| Franklin, KY | $2,500 | $741 | $3,241 | $539 | $3,039 | $203 |
| Casey Creek, KY | $300 | $611 | $911 | $444 | $744 | $167 |
| Glen Dean-Vanzant, KY | $2,500 | $799 | $3,299 | $581 | $3,081 | $218 |
| Home Insurance Company Cave City, KY | Homeowners Insurance Agency Cave City, KY | Address | Popularity Score | Distance from Cave City (miles) |
|---|---|---|---|---|
| State Farm | Todd Conley | 257 Bluebird Ln Ste 1, Greensburg, KY, 42743-1476 | 29.8 | |
| State Farm | Chris Short | 305 Happy Valley Rd, Glasgow, KY, 42141-1535 | 7.7 | |
| Travelers | Calvert & Nunn Insurance Inc | 121 E Main St, Glasgow, KY, 42141 | 8.2 | |
| State Farm | Kelley Miller | 417 N Mulberry St, Elizabethtown, KY, 42701-1847 | 42.3 | |
| State Farm | Tj Rhoades | 308 W Dixie Ave, Elizabethtown, KY, 42701-1700 | 42.0 | |
| Travelers | La Rue Insurance Inc | 54 Lincoln Square, Hodgenville, KY, 42748 | 35.8 | |
| Travelers | Noland Insurance Agency | 1111 Shive Ln Ste 101, Bowling Green, KY, 42103 | 25.9 | |
| Liberty Mutual Independent | Curneal & Hignite Insurance | 2905 Ring Rd, Elizabethtown, KY, 42701 | 43.8 | |
| State Farm | Mike Wyman | 2801 Ring Rd, Elizabethtown, KY, 42701-9114 | 44.0 | |
| Travelers | La Rue Insurance Inc | 54 Lincoln Square, Hodgenville, KY, 42748 | 35.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,230 | $590 |
| Barren County, KY | $110,400 | $802 | $570 | $1,110 | $540 |
| Cave City, KY | $89,700 | $690 | $500 | $950 | $450 |
| Jetson, KY | $74,800 | $673 | $490 | $960 | $470 |
| Woodburn, KY | $140,000 | $780 | $570 | $1,120 | $550 |
| Buffalo, KY | $105,300 | $807 | $540 | $1,110 | $570 |
| East Simpson, KY | $147,100 | $950 | $650 | $1,350 | $700 |
| Summit, KY | $105,700 | $809 | $540 | $1,140 | $600 |
| Sugar Grove, KY | $130,000 | $896 | $640 | $1,250 | $610 |
| Franklin, KY | $129,100 | $750 | $500 | $1,070 | $570 |
| Casey Creek, KY | $63,900 | $618 | $440 | $880 | $440 |
| Glen Dean-Vanzant, KY | $105,900 | $809 | $550 | $1,160 | $610 |