Gavop's guide to buying homeowners insurance in Brownstown charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Brownstown charter, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Westpointe St, Lancaster, Kathy Dr, Sovey St, Crooks St, Lee Rd, Oak Ct, Snapdragon Dr, Hawthorn Ct, Jane St | $123,000 | $120,000 | $125,000-$150,000 | $89,500 | $80,000 | $50,000-$75,000 |
| Bourassa Ave, Chelsea Creek Ln, Peach Tree Ct, Oak Grove, Timber Ridge Trl, Emily Dr, Forest Brook Ln, W Point Ave, Long Meadow, Bagnoli St | $199,000 | $170,000 | $200,000-$250,000 | $125,000 | $110,000 | $100,000-$125,000 |
| Pine W, Douglas St, Crawford Rd, Quail Ridge N, Geranium Dr, Lana Dr, Sand Lake Ln, Steven Dr, Pleasant Dr, Quail Ridge S | $131,500 | $120,000 | $100,000-$125,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Gudith Rd, Stoflet Ln, Casa San Marino Dr, Wyatt Ave, Daisy Ct, Kelly Blvd, Blanche Ct, Parkwood Ln, Spring Gate Dr, Wherle Dr | $132,000 | $110,000 | $125,000-$150,000 | $114,000 | $100,000 | $75,000-$100,000 |
| Honey Suckle Dr, Roche Rd, Brookview Ct, Larkin Dr, Aspen Trl, Brownstown Ct, Grand Traverse Ave, Fredericks Dr, Spoonbill Ave, Warren Dr | $203,000 | $180,000 | $200,000-$250,000 | $150,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $580 |
| Superior Protection Discount | -$61 | $621 |
| Fire & Security Discount | -$75 | $608 |
| Hail Resistant Roof Discount | -$14 | $669 |
| Newly Constructed Home Discount | -$143 | $540 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $2,000 | $679 | $2,679 | $493 | $2,493 | $185 |
| Brownstown charter, MI | $700 | $675 | $1,375 | $490 | $1,190 | $184 |
| Trenton, MI | $500 | $638 | $1,138 | $464 | $964 | $174 |
| Southgate, MI | $700 | $655 | $1,355 | $476 | $1,176 | $179 |
| Frenchtown, MI | $200 | $694 | $894 | $504 | $704 | $190 |
| Ida, MI | $2,000 | $832 | $2,832 | $605 | $2,605 | $227 |
| Commerce charter, MI | $200 | $751 | $951 | $546 | $746 | $205 |
| Tecumseh, MI | $2,000 | $692 | $2,692 | $503 | $2,503 | $189 |
| Oakland County, MI | $500 | $837 | $1,337 | $608 | $1,108 | $229 |
| Catawba Island, OH | $700 | $904 | $1,604 | $657 | $1,357 | $247 |
| Manchester, MI | $300 | $825 | $1,125 | $600 | $900 | $225 |
| Sharon, MI | $2,000 | $961 | $2,961 | $699 | $2,699 | $263 |
| Home Insurance Company Brownstown charter, MI | Homeowners Insurance Agency Brownstown charter, MI | Address | Popularity Score | Distance from Brownstown charter (miles) |
|---|---|---|---|---|
| Allstate | Scott Cunningham | 17405 Fort St, Riverview, MI, 48193 | 5.4 | |
| State Farm | Lindsay Goebel | 54 E Square Lake Rd, Troy, MI, 48085-3105 | 34.6 | |
| State Farm | Steve Vargo | 1811 Fort St, Wyandotte, MI, 48192-3545 | 7.7 | |
| State Farm | Tony Puente | 6241 Grand River Rd Ste 200, Brighton, MI, 48114-7709 | 44.2 | |
| Allstate | Willard R. Odell Jr | 1469 Fort St, Wyandotte, MI, 48192 | 7.9 | |
| Liberty Mutual Independent | Meadowbrook Insurance Group | 26255 American Dr, Southfield, MI, 48034 | 26.6 | |
| State Farm | Jim Demko | 22073 West Rd, Woodhaven, MI, 48183-3225 | 2.2 | |
| State Farm | Ed Lazar | 18352 Mack Ave, Grosse Pointe, MI, 48236-3219 | 26.2 | |
| Liberty Mutual Independent | Daly Merritt Inc | 100 Maple St, Wyandotte, MI, 48192 | 7.6 | |
| State Farm | Dick Balogh | 17141 Quarry St, Riverview, MI, 48193-4734 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,090 | $570 |
| Wayne County, MI | $92,400 | $687 | $470 | $950 | $480 |
| Brownstown charter, MI | $164,700 | $683 | $460 | $960 | $500 |
| Trenton, MI | $132,100 | $646 | $430 | $900 | $470 |
| Southgate, MI | $95,400 | $663 | $460 | $940 | $480 |
| Frenchtown, MI | $122,300 | $702 | $510 | $970 | $460 |
| Ida, MI | $187,100 | $842 | $570 | $1,190 | $620 |
| Commerce charter, MI | $231,700 | $760 | $510 | $1,040 | $530 |
| Tecumseh, MI | $120,800 | $700 | $500 | $960 | $460 |
| Oakland County, MI | $209,800 | $847 | $580 | $1,190 | $610 |
| Catawba Island, OH | $253,000 | $915 | $610 | $1,310 | $700 |
| Manchester, MI | $181,700 | $835 | $600 | $1,180 | $580 |
| Sharon, MI | $270,500 | $973 | $710 | $1,350 | $640 |