Gavop's guide to buying homeowners insurance in Dickson, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Dickson, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sanders Mill Rd, Glendale Dr, E End Dr, W End Ave, Caps Rdg, Summerall Rd, Hickory Run Dr, College St, Pomona Rd, Deason Rd | $115,000 | $100,000 | $100,000-$125,000 | $118,000 | $100,000 | $100,000-$125,000 |
| Gordon Cir, Co Hwy 1858, Lake Circle Dr, Co Hwy 969, Girl Scout Rd, Lone Oak Dr, Livestock Center Rd, Woodland Dr, Timberline Rd, Myatt Loop | $136,000 | $110,000 | $150,000-$175,000 | $147,500 | $120,000 | $150,000-$175,000 |
| Co Hwy 1843, Walker St, Mae Cir, Loggins Rd, Freeman Ave, Dugan Cemetery Rd, W Hunt St, Nottingham Rd, Rouse Rd, Blakewood Dr | $167,500 | $130,000 | $150,000-$175,000 | $196,000 | $160,000 | $200,000-$250,000 |
| Lakeview Dr E, High Lake Dr, E Walnut St, Tomlinson Cem Rd, Martha Ave, Beaver Ct, Robinson Rd, Fawn Ct, W Village Ln, Oakwood Cir | $121,500 | $110,000 | $75,000-$100,000 | $120,000 | $100,000 | $125,000-$150,000 |
| Church St, Bakers Work Rd, A G Myatt Dr, Gardner Rd, Duke Loop, Poplar St, Rebecca Dr, Lewis Hollow Rd, Herbison Ln, Lakeview Cir | $114,000 | $100,000 | $75,000-$100,000 | $99,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $710 |
| Superior Protection Discount | -$85 | $761 |
| Fire & Security Discount | -$76 | $769 |
| Hail Resistant Roof Discount | -$25 | $820 |
| Newly Constructed Home Discount | -$237 | $608 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dickson County | $2,500 | $975 | $3,475 | $709 | $3,209 | $266 |
| Dickson, TN | $2,000 | $835 | $2,835 | $607 | $2,607 | $228 |
| Belle Meade, TN | $100 | $1,109 | $1,209 | $806 | $906 | $303 |
| Williamson County, TN | $1,500 | $1,510 | $3,010 | $1,097 | $2,597 | $413 |
| Forest Hills, TN | $400 | $810 | $1,210 | $589 | $989 | $221 |
| Montgomery County, TN | $2,500 | $964 | $3,464 | $700 | $3,200 | $263 |
| Thompson's Station, TN | $400 | $1,712 | $2,112 | $1,244 | $1,644 | $468 |
| Oak Hill, TN | $2,500 | $2,670 | $5,170 | $1,940 | $4,440 | $730 |
| Lobelville, TN | $300 | $745 | $1,045 | $541 | $841 | $204 |
| Mount Pleasant, TN | $1,000 | $856 | $1,856 | $622 | $1,622 | $234 |
| Lewis County, TN | $100 | $682 | $782 | $496 | $596 | $186 |
| Big Sandy, TN | $700 | $683 | $1,383 | $496 | $1,196 | $187 |
| Home Insurance Company Dickson, TN | Homeowners Insurance Agency Dickson, TN | Address | Popularity Score | Distance from Dickson (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Frank E Neal & Co Inc | 2223 8th Ave S, Nashville, TN, 37204 | 33.2 | |
| State Farm | Jeff Summers | 336 21st Ave N, Nashville, TN, 37203-1848 | 32.0 | |
| State Farm | Valinda Burks | 2012 8th Ave S, Nashville, TN, 37204-2202 | 33.2 | |
| Erie | Raymond Preston And Reed Llc | 6 Cadillac Drive Suite 290, Brentwood, TN, 37027 | 31.9 | |
| Allstate | Jackson Insurance | 384 S Main St Ste B, Ashland City, TN, 37015 | 22.3 | |
| Travelers | Shrum Insurance Services | 699 W Main Street Suite 210, Hendersonville, TN, 37075 | 43.8 | |
| Travelers | John Shelby Insurance | 831 Wren Road, Goodlettsville, TN, 37072 | 40.4 | |
| State Farm | Jeremy Baker | 1118 Nashville Hwy Ste 200, Columbia, TN, 38401-2177 | 35.3 | |
| Travelers | Mills Insurance Agency | 4525 Harding Road Suite 244, Nashville, TN, 37205 | 29.2 | |
| Liberty Mutual Independent | Elite Insurance Solutions | 1894 General George Patton Dr Ste 100, Franklin, TN, 37067 | 30.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,450 | $700 |
| Dickson County, TN | $146,300 | $987 | $670 | $1,400 | $730 |
| Dickson, TN | $138,600 | $845 | $580 | $1,160 | $580 |
| Belle Meade, TN | $1,330,200 | $1,122 | $820 | $1,550 | $730 |
| Williamson County, TN | $388,400 | $1,528 | $1,120 | $2,170 | $1,050 |
| Forest Hills, TN | $802,500 | $820 | $590 | $1,140 | $550 |
| Montgomery County, TN | $153,700 | $976 | $700 | $1,360 | $660 |
| Thompson's Station, TN | $395,300 | $1,733 | $1,250 | $2,460 | $1,210 |
| Oak Hill, TN | $594,400 | $2,702 | $1,810 | $3,810 | $2,000 |
| Lobelville, TN | $73,800 | $754 | $510 | $1,030 | $520 |
| Mount Pleasant, TN | $98,900 | $866 | $580 | $1,220 | $640 |
| Lewis County, TN | $88,300 | $690 | $500 | $950 | $450 |
| Big Sandy, TN | $61,500 | $691 | $460 | $960 | $500 |