Gavop shows you how to buy homeowners insurance in Kingston, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $139,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $139,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $142,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $388,500 | $330,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $748 |
| Superior Protection Discount | -$87 | $783 |
| Fire & Security Discount | -$70 | $801 |
| Hail Resistant Roof Discount | -$17 | $853 |
| Newly Constructed Home Discount | -$235 | $635 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Roane County | $1,500 | $946 | $2,446 | $687 | $2,187 | $258 |
| Kingston, TN | $1,000 | $860 | $1,860 | $625 | $1,625 | $235 |
| Greenback, TN | $500 | $1,066 | $1,566 | $775 | $1,275 | $291 |
| Niota, TN | $1,000 | $822 | $1,822 | $597 | $1,597 | $225 |
| Decatur, TN | $500 | $912 | $1,412 | $663 | $1,163 | $249 |
| Rhea County, TN | $1,000 | $877 | $1,877 | $638 | $1,638 | $240 |
| McMinn County, TN | $300 | $909 | $1,209 | $660 | $960 | $248 |
| Elgin, TN | $700 | $824 | $1,524 | $599 | $1,299 | $225 |
| Monroe County, TN | $300 | $881 | $1,181 | $640 | $940 | $241 |
| Caryville, TN | $700 | $912 | $1,612 | $663 | $1,363 | $249 |
| Scott County, TN | $500 | $676 | $1,176 | $491 | $991 | $185 |
| Plainview, TN | $1,000 | $893 | $1,893 | $649 | $1,649 | $244 |
| Home Insurance Company Kingston, TN | Homeowners Insurance Agency Kingston, TN | Address | Popularity Score | Distance from Kingston (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Cornerstone-Irm Insurance Group | 11470 Parkside Dr, Knoxville, TN, 37934 | 19.0 | |
| Liberty Mutual Independent | Griffin Insurance Agency | 414 N Kentucky St, Kingston, TN, 37763 | 0.7 | |
| State Farm | Pamela Clark | 746 Highway 68, Sweetwater, TN, 37874-1907 | 19.3 | |
| State Farm | Scotty Dykes | 114 N Roane St, Harriman, TN, 37748-2017 | 5.1 | |
| State Farm | Randy Mcfarland | 105 Kingston Street, Wartburg, TN, 37887 | 16.9 | |
| State Farm | Sage Kohler | 10736 Hardin Valley Road, Knoxville, TN, 37932 | 19.7 | |
| State Farm | Jennifer Downer | 609 E Broadway St, Lenoir City, TN, 37771-3010 | 14.6 | |
| State Farm | Josh Hemphill | 11420 Kingston Pike, Knoxville, TN, 37934-3915 | 19.1 | |
| Nationwide | Michael E Dyer Agency | 11020 Kingston Pk Ste 320, Knoxville, TN, 37934 | 19.9 | |
| Nationwide | Michael E Dyer Agency | 804 W Race St, Kingston, TN, 37763-2159 | 1.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $710 | $1,430 | $720 |
| Roane County, TN | $135,900 | $957 | $650 | $1,360 | $710 |
| Kingston, TN | $148,900 | $870 | $630 | $1,230 | $600 |
| Greenback, TN | $165,100 | $1,079 | $740 | $1,480 | $740 |
| Niota, TN | $90,800 | $832 | $600 | $1,180 | $580 |
| Decatur, TN | $113,800 | $923 | $670 | $1,320 | $650 |
| Rhea County, TN | $114,200 | $888 | $600 | $1,250 | $650 |
| McMinn County, TN | $123,700 | $920 | $650 | $1,280 | $630 |
| Elgin, TN | $91,200 | $834 | $600 | $1,160 | $560 |
| Monroe County, TN | $115,200 | $892 | $620 | $1,240 | $620 |
| Caryville, TN | $113,800 | $923 | $670 | $1,320 | $650 |
| Scott County, TN | $86,700 | $684 | $460 | $980 | $520 |
| Plainview, TN | $108,600 | $904 | $620 | $1,270 | $650 |