Gavop shows you how to buy homeowners insurance in Zumbehl, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Zumbehl, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Plaza Way, Benton Dr, Greenhill Ln, Coppersmith Ct, Vintage, Springdale Dr, Santa Margarita St, Lemon Wood Ct, Wind Chime Ln, Droste Rd | $183,000 | $150,000 | $175,000-$200,000 | $143,500 | $120,000 | $100,000-$125,000 |
| Hialeah Dr, Elizabeth Ellen Ct, Florine Ct, Ranchero Dr, N Village Dr, Cave Springs Estate Ct, Green Number 4 Dr, Ridgelawn Ln, Woodale Ln, Santa Ynez Dr | $143,500 | $130,000 | $150,000-$175,000 | $113,000 | $100,000 | $75,000-$100,000 |
| Cheshire Dr, Sawyer Blvd, Old Muegge Rd, Olde Chelsea Dr, Lyme St, Fischer Ln, Eldorado Dr, Janton Ln, Old Moray Pl, Greenhurst Ct | $214,000 | $190,000 | $250,000-$300,000 | $149,500 | $130,000 | $150,000-$175,000 |
| Hannibal Dr, Old Muegge, Worthington Dr, Cave Spring Ct, Chancery Ln, Orton St, Orchard Ln, York Dr, Dartmouth Ct, Number 10 Green Dr | $154,500 | $130,000 | $150,000-$175,000 | $152,500 | $140,000 | $100,000-$125,000 |
| Broadridge Ln, Churchill Downs Dr, Autumn Wood Dr, Stone Meadow Ct, Starwood Dr, Oakmoor Dr, Otis Henry Ct, Madeira Ct, Southern Mill Way, Alpine Ridge Ct | $155,000 | $140,000 | $175,000-$200,000 | $181,500 | $170,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $796 |
| Home and Two Car | -$147 | $718 |
| Home and Three Car | -$199 | $666 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Charles County | $1,500 | $1,113 | $2,613 | $809 | $2,309 | $304 |
| Zumbehl, MO | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| St. Ann, MO | $100 | $746 | $846 | $542 | $642 | $204 |
| Huntleigh, MO | $1,500 | $793 | $2,293 | $577 | $2,077 | $217 |
| Castle Point, MO | $100 | $798 | $898 | $580 | $680 | $218 |
| Winfield, MO | $100 | $1,019 | $1,119 | $740 | $840 | $278 |
| Troy, MO | $2,500 | $886 | $3,386 | $644 | $3,144 | $242 |
| Villa Ridge, MO | $400 | $1,076 | $1,476 | $782 | $1,182 | $294 |
| Herculaneum, MO | $700 | $1,087 | $1,787 | $790 | $1,490 | $297 |
| Waterloo, IL | $300 | $709 | $1,009 | $515 | $815 | $194 |
| Crystal City, MO | $2,000 | $1,013 | $3,013 | $736 | $2,736 | $277 |
| Home Insurance Company Zumbehl, MO | Homeowners Insurance Agency Zumbehl, MO | Address | Popularity Score | Distance from Zumbehl (miles) |
|---|---|---|---|---|
| Farmers | David Richter | 1020 Rock Creek Elementary School Dr, O Fallon, MO, 63366 | 9.1 | |
| Travelers | Ahl Insurance Agency | 1480 Woodstone Dr Ste 120, St Charles, MO, 63304 | 3.4 | |
| Allstate | Matthew Mitchell | 326 Fort Zumwalt Square, Ofallon, MO, 63366 | 8.8 | |
| Travelers | Global Green Insurance Agency | 995 Cool Springs Industrial Dr, Ofallon, MO, 63366 | 7.6 | |
| Travelers | Gtw Insurance | 2705 Saint Peters Howell Rd Suite D, Saint Peters, MO, 63376 | 4.3 | |
| Liberty Mutual Independent | Dan Alabach Group | 100 Chesterfield Business Pkwy Ste 200, Chesterfield, MO, 63005 | 8.7 | |
| Liberty Mutual Independent | The Warren Group | 14567 N Outer 40 Rd Ste 125, Chesterfield, MO, 63017 | 9.2 | |
| Liberty Mutual Independent | Insurance Store | 1415 Elbridge Payne Rd Ste 230, Chesterfield, MO, 63017 | 9.1 | |
| Travelers | I Insure Lc | 3159 Fee Fee Rd Ste 222, Bridgeton, MO, 63044 | 8.0 | |
| State Farm | Lou Kilo | 5151 Mattis Road, St Louis, MO, 63128-2775 | 21.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,530 | $790 |
| St. Charles County, MO | $198,500 | $1,126 | $820 | $1,590 | $770 |
| Zumbehl, MO | $201,300 | $865 | $620 | $1,230 | $610 |
| St. Ann, MO | $87,000 | $755 | $550 | $1,080 | $530 |
| Huntleigh, MO | $1,375,000 | $803 | $550 | $1,110 | $560 |
| Castle Point, MO | $64,800 | $808 | $550 | $1,140 | $590 |
| Winfield, MO | $126,600 | $1,031 | $710 | $1,450 | $740 |
| Troy, MO | $139,500 | $897 | $640 | $1,280 | $640 |
| Villa Ridge, MO | $147,200 | $1,089 | $740 | $1,550 | $810 |
| Herculaneum, MO | $151,400 | $1,100 | $790 | $1,510 | $720 |
| Waterloo, IL | $181,900 | $717 | $520 | $1,010 | $490 |
| Crystal City, MO | $124,500 | $1,025 | $690 | $1,410 | $720 |