Gavop shows you how to buy homeowners insurance in Rock County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Rock County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Spruce Ave, Garfield St N, 91st St, Summit St, Co Rd 53, 161 St, Twp Rd 21, 221st St, E Barck Ave, S Walnut Ave | $180,000 | $150,000 | $125,000-$150,000 | $133,500 | $120,000 | $150,000-$175,000 |
| Co Hwy 21, 181 St, Co Hwy 1, NE Park St, N Oakley St, Co Hwy 8, W North Second St, 241st St, Co Rd 55, 488th Ave | $170,500 | $160,000 | $175,000-$200,000 | $91,000 | $90,000 | $100,000-$125,000 |
| Main St, S Kniss Ave, Twp Rd 82, 90th Ave, E 7th St, 111th St Co Hwy 4, 81st St, N Carol St, Prospect St, 40th Ave | $106,500 | $90,000 | $75,000-$100,000 | $90,000 | $70,000 | $100,000-$125,000 |
| Iowa Ave, Rd 82, Co Rd 59, 110th St, Eugene St, 211 St, N Spring St, Michael St, Elmwood Ave, N 4th St | $158,000 | $150,000 | $150,000-$175,000 | $117,500 | $110,000 | $100,000-$125,000 |
| Co Hwy 24, S Elizabeth Ave, Quarry Rd, 41 St, 91 St, Co Hwy 6, 110th Ave, 121st St, W Fourth St, S Water Ave | $83,500 | $80,000 | $75,000-$100,000 | $75,500 | $70,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $732 |
| Home and Two Car | -$127 | $668 |
| Home and Three Car | -$191 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rock County | $2,500 | $786 | $3,286 | $571 | $3,071 | $215 |
| Rock County, MN | $2,500 | $786 | $3,286 | $571 | $3,071 | $215 |
| Kenneth, MN | $100 | $526 | $626 | $382 | $482 | $144 |
| Lyon County, IA | $1,500 | $656 | $2,156 | $477 | $1,977 | $179 |
| Rushmore, MN | $200 | $625 | $825 | $454 | $654 | $171 |
| Lyons, SD | $2,500 | $935 | $3,435 | $679 | $3,179 | $255 |
| Hartford, SD | $300 | $1,039 | $1,339 | $755 | $1,055 | $284 |
| Perry, SD | $1,000 | $1,439 | $2,439 | $1,045 | $2,045 | $393 |
| Belfast, MN | $100 | $861 | $961 | $625 | $725 | $235 |
| Pleasant, SD | $1,000 | $1,299 | $2,299 | $944 | $1,944 | $355 |
| Dovray, MN | $300 | $1,021 | $1,321 | $742 | $1,042 | $279 |
| Alcester, SD | $700 | $748 | $1,448 | $544 | $1,244 | $204 |
| Home Insurance Company Rock County, MN | Homeowners Insurance Agency Rock County, MN | Address | Popularity Score | Distance from Rock County (miles) |
|---|---|---|---|---|
| State Farm | Jessica Noble | 1244 Oxford St, Worthington, MN, 56187-1760 | 33.5 | |
| State Farm | Kelly Knudsen | 120 W Bradley St, Tyler, MN, 56178-1103 | 42.4 | |
| State Farm | Roger Haar | 432 1st Ave, Westbrook, MN, 56183-9512 | 48.6 | |
| State Farm | Kim Holm | 2120 20th St, Slayton, MN, 56172-1042 | 33.5 | |
| State Farm | Michelle Nelson | 510 7th St Se Ste 2, Pipestone, MN, 56164-2093 | 22.5 | |
| State Farm | Jason Vote | 716 Oxford Street, Worthington, MN, 56187-1725 | 33.1 | |
| Allstate | The Estenson Co Inc | Po Box 868, Luverne, MN, 56156 | 2.7 | |
| Travelers | First State Insurance Agency | 103 N Thompson Ave, Rushmore, MN, 56168 | 23.4 | |
| Allstate | The Estenson Co Inc | 419 E Main, Luverne, MN, 56156 | 3.2 | |
| Travelers | Heron Lake Agency | 274 10th Street, Heron Lake, MN, 56137 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $870 | $1,700 | $830 |
| Rock County, MN | $133,600 | $795 | $560 | $1,110 | $550 |
| Rock County, MN | $133,600 | $795 | $570 | $1,090 | $520 |
| Kenneth, MN | $60,000 | $532 | $380 | $740 | $360 |
| Lyon County, IA | $125,200 | $664 | $470 | $950 | $480 |
| Rushmore, MN | $75,000 | $633 | $420 | $910 | $490 |
| Lyons, SD | $140,900 | $946 | $670 | $1,310 | $640 |
| Hartford, SD | $174,400 | $1,052 | $760 | $1,460 | $700 |
| Perry, SD | $304,400 | $1,456 | $1,030 | $1,990 | $960 |
| Belfast, MN | $117,200 | $871 | $620 | $1,190 | $570 |
| Pleasant, SD | $260,200 | $1,315 | $950 | $1,800 | $850 |
| Dovray, MN | $154,200 | $1,033 | $690 | $1,470 | $780 |
| Alcester, SD | $85,400 | $757 | $550 | $1,040 | $490 |