Binghamton, NY - Homeowners Insurance Buying Guide

Gavop's guide to buying homeowners insurance in Binghamton, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Binghamton, NY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $34,000 $30,000 $25,000-$50,000
2 Bedroom $69,000 $60,000 $75,000-$100,000
3 Bedroom $130,500 $110,000 $125,000-$150,000
4 Bedroom $155,500 $150,000 $150,000-$175,000
5 Bedroom $191,500 $160,000 $150,000-$175,000

Choose the Best Binghamton, NY Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 700-749 Credit Score <$25,000 No Pets, Smoker $700
Retired 750-799 Credit Score No Income More than 3 Pets at home, Non-Smoker $350
Unemployed 600-649 Credit Score <$25,000 1 Pet, Non-Smoker $230

Choose your Binghamton, NY Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $7,386
Hail Damage $5,103
Wind Damage $10,417
Expensive Claims
Fire $36,771
Accidental Discharge/Leakage $9,056
Optional Coverage Losses $8,485

Identify Top Home Insurance Agents near Binghamton, NY | Back to Top

Home Insurance Company Binghamton, NY Homeowners Insurance Agency Binghamton, NY Address Popularity Score Distance from Binghamton (miles)
State Farm John Barbieri 1115 Front St, Binghamton, NY, 13905-1161
3.2
Travelers Kolcun Insurance Agency Inc 144 North Jensen Rd, Vestal, NY, 13850
4.5
Travelers Hughson & Benson Associates 326 Main St, Oneonta, NY, 13820
50.0
Liberty Mutual Independent P W Wood & Son Inc 2333 N Triphammer Rd Ste 501 2333 N Triphammer Rd Ste 501 Ithaca, Ithaca, NY, 14850
39.6
Travelers Kolcun Insurance Agency Inc 144 N Jensen Rd , Vestal, NY, 13850
4.4
Allstate Dennis Smith 124 Washington Ave, Endicott, NY, 13760
7.1
Travelers Joseph P Gaetani 32 W State St Ste 201, Binghamton, NY, 13901
0.6
Allstate Michael Butler 205 Clinton St, Binghamton, NY, 13905
1.1
State Farm Diane Meeker 4501 Vestal Pkwy E Ste 2, Vestal, NY, 13850-3534
2.7
Travelers Rick Bongiorno Insurance 1309 1/2 Monroe St, Endicott, NY, 13760
7.1

Compare Rates for Binghamton, NY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New York $295,300 $1,710 $1,250 $2,360 $1,110
Broome County, NY $105,600 $440 $320 $600 $280
Binghamton, NY $84,500 $460 $330 $630 $300
Apalachin, NY $83,500 $470 $340 $670 $330
Berkshire, NY $96,500 $470 $320 $660 $340
Lathrop, PA $122,500 $580 $420 $820 $400
Sheshequin, PA $144,200 $650 $470 $930 $460
Erin, NY $83,200 $400 $280 $550 $270
Walton, NY $113,000 $460 $310 $640 $330
New Albany, PA $73,300 $320 $230 $460 $230
DeRuyter, NY $97,300 $400 $280 $560 $280
Honesdale, PA $146,800 $820 $560 $1,130 $570

Research Home Insurance Companies Reviews in Binghamton, NY Before Buying | Back to Top

Share a review on your home insurance company


Homesite Insurance Home Insurance Reviews

Date: May 24, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Customer Service
They have an amazing home insurance plan that is cheap yet it covers a lot. I live in the coal region of PA and they cover sink holes and various coal related issues with houses.

State Farm Home Insurance Reviews

Date: July 09, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
My premium is under $1,000 and my deductible is $500. The premium was incorporated into my mortgage loan so it makes it simple for me to pay each month.

7 Ways to Get Cheaper Homeowners Insurance in Binghamton, NY