Gavop shows you how to buy homeowners insurance in Hampton County, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $125,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $94,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $241,500 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $172,500 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $695 |
| Superior Protection Discount | -$73 | $736 |
| Fire & Security Discount | -$89 | $720 |
| Hail Resistant Roof Discount | -$24 | $784 |
| Newly Constructed Home Discount | -$178 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hampton County | $1,500 | $799 | $2,299 | $581 | $2,081 | $218 |
| Hampton County, SC | $1,500 | $799 | $2,299 | $581 | $2,081 | $218 |
| Estill, SC | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Ulmer, SC | $700 | $339 | $1,039 | $246 | $946 | $93 |
| Guyton-Springfield, GA | $2,000 | $887 | $2,887 | $645 | $2,645 | $242 |
| Beaufort, SC | $100 | $898 | $998 | $653 | $753 | $246 |
| Jacksonboro, SC | $1,000 | $312 | $1,312 | $227 | $1,227 | $85 |
| Statesboro, GA | $200 | $865 | $1,065 | $629 | $829 | $236 |
| Blackville, SC | $1,000 | $357 | $1,357 | $259 | $1,259 | $97 |
| Hilton Head Island, SC | $400 | $1,422 | $1,822 | $1,034 | $1,434 | $389 |
| Orangeburg County, SC | $1,000 | $613 | $1,613 | $446 | $1,446 | $168 |
| Home Insurance Company Hampton County, SC | Homeowners Insurance Agency Hampton County, SC | Address | Popularity Score | Distance from Hampton County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Mccain Atkinson Insurance Inc | 18478 Heritage Hwy, Denmark, SC, 29042 | 37.7 | |
| State Farm | John Mallett | 15 Mallett Way, Bluffton, SC, 29910-6064 | 39.0 | |
| Allstate | Branchville Insurance Agency | 7643 Freedom Rd, Branchville, SC, 29432 | 37.6 | |
| Allstate | Stephen Helwig | 42 New Orleans Rd Ste 100, Hilton Head Island, SC, 29928 | 48.4 | |
| Liberty Mutual Independent | Wbi & Associates | 2972 Sidneys Rd, Walterboro, SC, 29488 | 33.5 | |
| Liberty Mutual Independent | C T Lowndes & Company | 330 N Lucas St, Walterboro, SC, 29488 | 29.2 | |
| Travelers | Agency One | 23594 Whyte Hardee Blvd, Hardeeville, SC, 29927 | 33.9 | |
| Travelers | Statewide Insurance Group | 134 B Lady' S Island Dr, Beaufort, SC, 29907 | 34.2 | |
| State Farm | Amy Bowman | 1284 Ribaut Rd, Beaufort, SC, 29902-6143 | 37.3 | |
| Travelers | Statewide Insurance Group | 134 Ladys Island Dr Ste B, Beaufort, SC, 29907 | 38.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,350 | $690 |
| Hampton County, SC | $75,400 | $809 | $550 | $1,160 | $610 |
| Hampton County, SC | $75,400 | $809 | $550 | $1,120 | $570 |
| Estill, SC | $73,100 | $823 | $560 | $1,160 | $600 |
| Ulmer, SC | $55,000 | $343 | $240 | $490 | $250 |
| Guyton-Springfield, GA | $129,900 | $898 | $660 | $1,270 | $610 |
| Beaufort, SC | $210,700 | $909 | $610 | $1,290 | $680 |
| Jacksonboro, SC | $51,900 | $316 | $210 | $450 | $240 |
| Statesboro, GA | $133,200 | $876 | $620 | $1,200 | $580 |
| Blackville, SC | $57,100 | $361 | $240 | $490 | $250 |
| Hilton Head Island, SC | $459,000 | $1,440 | $990 | $2,060 | $1,070 |
| Orangeburg County, SC | $92,700 | $621 | $450 | $860 | $410 |