Gavop tells you how to get the best homeowners insurance in Pittsford, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $189,500 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $201,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $288,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $363,000 | $320,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $742 |
| Superior Protection Discount | -$88 | $795 |
| Fire & Security Discount | -$88 | $795 |
| Hail Resistant Roof Discount | -$18 | $865 |
| Newly Constructed Home Discount | -$256 | $627 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,513 |
| Hail Damage | $4,948 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,389 |
| Home Insurance Company Pittsford, NY | Homeowners Insurance Agency Pittsford, NY | Address | Popularity Score | Distance from Pittsford (miles) |
|---|---|---|---|---|
| Allstate | George Opira | 1900 Clinton Ave S, Rochester, NY, 14618 | 4.8 | |
| Travelers | Bobby Insurance Agency Inc | 69 Empire Blvd, Rochester, NY, 14609 | 7.3 | |
| State Farm | Christin Kirkwood | 1833 Penfield Rd, Penfield, NY, 14526-1436 | 4.7 | |
| Farmers | Steven Drexler | 1892 Winton Rd S Ste 140, Rochester, NY, 14618 | 3.5 | |
| Liberty Mutual Independent | Mgm Associates | 1745 Penfield Rd, Penfield, NY, 14526 | 4.4 | |
| State Farm | Tim Jones | 111 Marsh Rd, Pittsford, NY, 14534-1630 | 2.8 | |
| Allstate | Michael A. Thomas | 3699 W Henrietta Rd Ste 12, Rochester, NY, 14623 | 5.8 | |
| Liberty Mutual Independent | Marshall & Sterling Inc. | 205 Saint Paul St Ste 105 205 Saint Paul St Ste 105, Rochester, NY, 14604 | 7.4 | |
| Liberty Mutual Independent | Barry York Inc | 271 Marsh Rd Ste 3, Pittsford, NY, 14534 | 2.5 | |
| Liberty Mutual Independent | First Niagara Risk Management | 777 Canal View Blvd Ste 100, Rochester, NY, 14623 | 3.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,640 | $800 |
| Monroe County, NY | $142,300 | $612 | $440 | $840 | $400 |
| Pittsford, NY | $270,400 | $883 | $590 | $1,250 | $660 |
| Spencerport, NY | $148,100 | $640 | $430 | $910 | $480 |
| Churchville, NY | $132,000 | $616 | $440 | $840 | $400 |
| Marion, NY | $112,900 | $597 | $400 | $840 | $440 |
| Livonia, NY | $152,300 | $603 | $440 | $830 | $390 |
| Le Roy, NY | $102,600 | $968 | $690 | $1,330 | $640 |
| Pavilion, NY | $119,000 | $602 | $410 | $840 | $430 |
| Middlesex, NY | $136,700 | $622 | $440 | $860 | $420 |
| Albion, NY | $89,700 | $960 | $660 | $1,360 | $700 |
| Oakfield, NY | $94,100 | $590 | $430 | $840 | $410 |
| Mentz, NY | $75,900 | $594 | $430 | $810 | $380 |