Gavop shows you how to buy homeowners insurance in Saks, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $72,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $146,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $259,500 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $316,500 | $300,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $746 |
| Home and Two Car | -$139 | $680 |
| Home and Three Car | -$189 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Calhoun County | $1,000 | $964 | $1,964 | $700 | $1,700 | $263 |
| Saks, AL | $700 | $810 | $1,510 | $589 | $1,289 | $221 |
| White Plains, AL | $300 | $1,121 | $1,421 | $815 | $1,115 | $306 |
| Reece City, AL | $2,000 | $1,098 | $3,098 | $798 | $2,798 | $300 |
| Clay County, AL | $300 | $764 | $1,064 | $555 | $855 | $209 |
| Wills Valley, AL | $1,000 | $871 | $1,871 | $633 | $1,633 | $238 |
| Childersburg, AL | $100 | $754 | $854 | $548 | $648 | $206 |
| Cedar Bluff-Gaylesville, AL | $200 | $942 | $1,142 | $684 | $884 | $257 |
| Chelsea, AL | $1,000 | $1,507 | $2,507 | $1,095 | $2,095 | $412 |
| Sylacauga, AL | $400 | $797 | $1,197 | $579 | $979 | $218 |
| Roanoke, AL | $2,000 | $695 | $2,695 | $505 | $2,505 | $190 |
| Home Insurance Company Saks, AL | Homeowners Insurance Agency Saks, AL | Address | Popularity Score | Distance from Saks (miles) |
|---|---|---|---|---|
| Allstate | Monty Reed | 253 Us Highway 11, Trussville, AL, 35173 | 38.6 | |
| Travelers | Dormon & Reynolds Insurance Inc | 1227 Leighton Ave, Anniston, AL, 36207 | 3.9 | |
| Allstate | Billy Kemp | 1197 Highway 77, Southside, AL, 35907 | 18.3 | |
| Travelers | Seals Insurance | 45240 Hwy 78, Lincoln, AL, 35096 | 19.2 | |
| Allstate | Chad Lincoln | 1027 S Quintard Ave, Anniston, AL, 36201 | 5.6 | |
| State Farm | Pat Lowe | 2830 Crestwood Blvd, Birmingham, AL, 35210-1229 | 49.5 | |
| State Farm | Matthew Maniscalco | 250 Davis Loop, Oxford, AL, 36203-3454 | 7.7 | |
| Allstate | Ronald Hall | 9729 Parkway E, Birmingham, AL, 35215 | 48.9 | |
| Allstate | Jerry Mccullars | 1027 S Quintard Ave, Anniston, AL, 36201 | 5.6 | |
| Liberty Mutual Independent | West Insurance Agency Inc | 1211 West Hamric Drive, Oxford, AL, 36203 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,620 | $810 |
| Calhoun County, AL | $110,100 | $976 | $660 | $1,340 | $680 |
| Saks, AL | $97,900 | $820 | $560 | $1,140 | $580 |
| White Plains, AL | $125,800 | $1,135 | $760 | $1,570 | $810 |
| Reece City, AL | $121,200 | $1,111 | $740 | $1,570 | $830 |
| Clay County, AL | $89,300 | $774 | $550 | $1,090 | $540 |
| Wills Valley, AL | $83,500 | $882 | $600 | $1,240 | $640 |
| Childersburg, AL | $87,500 | $764 | $520 | $1,060 | $540 |
| Cedar Bluff-Gaylesville, AL | $94,300 | $953 | $680 | $1,340 | $660 |
| Chelsea, AL | $286,400 | $1,526 | $1,050 | $2,120 | $1,070 |
| Sylacauga, AL | $95,400 | $806 | $570 | $1,150 | $580 |
| Roanoke, AL | $77,100 | $704 | $500 | $1,010 | $510 |