Gavop's guide to buying homeowners insurance in Emmett Valley, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $164,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $202,500 | $180,000 | $150,000-$175,000 |
| 4 Bedroom | $259,500 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $441,500 | $360,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $610 |
| Home and Two Car | -$107 | $563 |
| Home and Three Car | -$168 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gem County | $700 | $663 | $1,363 | $481 | $1,181 | $181 |
| Emmett Valley, ID | $2,000 | $663 | $2,663 | $481 | $2,481 | $181 |
| Star, ID | $200 | $636 | $836 | $462 | $662 | $174 |
| Meridian, ID | $2,500 | $654 | $3,154 | $475 | $2,975 | $179 |
| Garden City, ID | $200 | $602 | $802 | $437 | $637 | $164 |
| Ontario, OR | $1,500 | $692 | $2,192 | $503 | $2,003 | $189 |
| Boise Hills, ID | $400 | $713 | $1,113 | $518 | $918 | $195 |
| Owyhee, OR | $1,500 | $578 | $2,078 | $420 | $1,920 | $158 |
| Ada County, ID | $100 | $653 | $753 | $474 | $574 | $178 |
| Midvale, ID | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Orchard, ID | $200 | $640 | $840 | $465 | $665 | $175 |
| Washington County, ID | $1,500 | $668 | $2,168 | $486 | $1,986 | $183 |
| Home Insurance Company Emmett Valley, ID | Homeowners Insurance Agency Emmett Valley, ID | Address | Popularity Score | Distance from Emmett Valley (miles) |
|---|---|---|---|---|
| Travelers | Dahlinger & Co Insurance | 1216 12th Ave South, Nampa, ID, 83651 | 19.6 | |
| Travelers | Dahlinger & Co Insurance | 1216 12th Ave South, Nampa, ID, 83651 | 19.6 | |
| Allstate | Jeremy Fitzsimmons | 2053 E Fairview Ave Ste 103, Meridian, ID, 83642 | 19.5 | |
| Allstate | Tom Heffner | 3601 W Overland Rd, Boise, ID, 83705 | 25.6 | |
| Allstate | David Nejely | 312 1/2 Caldwell Blvd, Nampa, ID, 83651 | 18.2 | |
| State Farm | Nick Carlson | 1406 N Main St Ste 101, Meridian, ID, 83642-1798 | 19.1 | |
| State Farm | Mike Taylor | 820 S Washington Ave, Emmett, ID, 83617-3529 | 4.4 | |
| Allstate | Danny Robertson | 8 W Franklin Rd, Meridian, ID, 83642 | 19.7 | |
| State Farm | Sandi Floyd | 3123 S Bown Way, Boise, ID, 83706-5400 | 29.0 | |
| Liberty Mutual Independent | Northwest Insurance Brokers | 1880 S Cobalt Point Way 220, Meridian, ID, 83642 | 21.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $890 | $440 |
| Gem County, ID | $148,800 | $671 | $460 | $930 | $470 |
| Emmett Valley, ID | $132,300 | $671 | $460 | $960 | $500 |
| Star, ID | $229,900 | $644 | $440 | $880 | $440 |
| Meridian, ID | $221,300 | $662 | $470 | $920 | $450 |
| Garden City, ID | $198,500 | $609 | $410 | $850 | $440 |
| Ontario, OR | $120,100 | $701 | $500 | $1,000 | $500 |
| Boise Hills, ID | $335,500 | $722 | $520 | $1,000 | $480 |
| Owyhee, OR | $199,000 | $585 | $400 | $810 | $410 |
| Ada County, ID | $219,900 | $661 | $480 | $940 | $460 |
| Midvale, ID | $192,200 | $648 | $440 | $900 | $460 |
| Orchard, ID | $234,200 | $648 | $470 | $920 | $450 |
| Washington County, ID | $149,100 | $676 | $460 | $950 | $490 |