How Can I Make My Wahiawa, HI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Wahiawa, HI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Wahiawa, HI Home Insurance Coverage Levels | Back to Top
| Wahiawa, HI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Koa St, Mahele St, Cutinha Ct, Turner St, Morand Pl, Luawainui St, Ilima St, Nihiwai Pl, Pikake Ct, Starkey Ct | $391,000 | $330,000 | $400,000-$500,000 | $294,000 | $250,000 | $250,000-$300,000 |
| Akins Pl, Center St, Lei Momi Pl, Kalala St, Kline Rd, Uakanikoo St, Wilikina Dr, Umena St, Olive Ave, Huaka Cir | $265,000 | $220,000 | $250,000-$300,000 | $259,000 | $220,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Wahiawa, HI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$221 | $1,158 |
| Superior Protection Discount | -$124 | $1,255 |
| Fire & Security Discount | -$97 | $1,282 |
| Hail Resistant Roof Discount | -$28 | $1,351 |
| Newly Constructed Home Discount | -$358 | $1,020 |
Choose the Right Deductible for your Wahiawa, HI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honolulu County | $1,500 | $1,400 | $2,900 | $1,018 | $2,518 | $383 |
| Wahiawa, HI | $1,500 | $1,362 | $2,862 | $990 | $2,490 | $372 |
| Mokuleia, HI | $200 | $1,614 | $1,814 | $1,173 | $1,373 | $441 |
| Punaluu, HI | $700 | $1,686 | $2,386 | $1,225 | $1,925 | $461 |
| Pupukea, HI | $200 | $2,559 | $2,759 | $1,860 | $2,060 | $699 |
| Hauula, HI | $2,000 | $1,668 | $3,668 | $1,212 | $3,212 | $456 |
| Halawa, HI | $200 | $990 | $1,190 | $720 | $920 | $271 |
| Nanakuli, HI | $1,000 | $761 | $1,761 | $553 | $1,553 | $208 |
| Kapolei, HI | $500 | $1,036 | $1,536 | $753 | $1,253 | $283 |
| Laie, HI | $700 | $1,799 | $2,499 | $1,307 | $2,007 | $492 |
| Urban Honolulu, HI | $300 | $944 | $1,244 | $686 | $986 | $258 |
Identify Top Home Insurance Agents near Wahiawa, HI | Back to Top
| Home Insurance Company Wahiawa, HI | Homeowners Insurance Agency Wahiawa, HI | Address | Popularity Score | Distance from Wahiawa (miles) |
|---|---|---|---|---|
| State Farm | Frelynn Kahalehili | 91-902 Fort Weaver Rd Ste 103, Ewa Beach, HI, 96706-2261 | 12.7 | |
| State Farm | Jef Saragena | 677 Ala Moana Blvd Ste 310, Honolulu, HI, 96813-5415 | 17.6 | |
| State Farm | Susan Yanabu Ihle | 95-390 Kuahelani Ave Ste 3f, Mililani, HI, 96789-1190 | 3.0 | |
| Allstate | Bradley Maruyama | 800 S Beretania St Ste 260, Honolulu, HI, 96813 | 17.6 | |
| State Farm | Larry Welsch | 1575 S Beretania Street, Honolulu, HI, 96826-1141 | 18.6 | |
| Travelers | Insurance Solutions Llc | 615 Piikoi St Ste 1711, Honolulu, HI, 96814 | 18.3 | |
| Allstate | Erick Ellgren | 1806 S King St Ste 32, Honolulu, HI, 96826 | 18.9 | |
| State Farm | Rich Desa | 98-211 Pali Momi St Ste 101, Aiea, HI, 96701-4305 | 9.9 | |
| Allstate | Keala N Kamai | 450 Kamehameha Hwy Ste 8, Pearl City, HI, 96782 | 8.9 | |
| State Farm | Kaina Kauahi | 560 N Nimitz Hwy Ste 217f, Honolulu, HI, 96817-5327 | 16.4 |
Compare Rates for Wahiawa, HI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Honolulu County, HI | $626,400 | $1,418 | $1,050 | $2,070 | $1,020 |
| Wahiawa, HI | $524,400 | $1,379 | $1,020 | $2,010 | $990 |
| Mokuleia, HI | $570,800 | $1,634 | $1,210 | $2,390 | $1,180 |
| Punaluu, HI | $605,200 | $1,706 | $1,260 | $2,490 | $1,230 |
| Pupukea, HI | $1,172,900 | $2,590 | $1,920 | $3,780 | $1,860 |
| Hauula, HI | $596,500 | $1,688 | $1,250 | $2,460 | $1,210 |
| Halawa, HI | $671,400 | $1,002 | $740 | $1,460 | $720 |
| Nanakuli, HI | $310,300 | $770 | $570 | $1,120 | $550 |
| Kapolei, HI | $490,600 | $1,049 | $780 | $1,530 | $750 |
| Laie, HI | $662,100 | $1,821 | $1,350 | $2,660 | $1,310 |
| Urban Honolulu, HI | $628,300 | $955 | $710 | $1,390 | $680 |
Research Home Insurance Companies Reviews in Wahiawa, HI Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 18, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
I think the offerings are pretty standard. We get to choose between different coverage levels and varying dollar amounts. I cannot complain about this.
Date: July 09, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
State Farms is no different than any other insurance company that I am aware of. All the same BS if you ask me. I would only rate it a 2 out of 5.
Liberty Mutual Home Insurance Reviews
Date: May 24, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Premium
I don't think my policy is particularly cheap, but I'm sure it's around average. I pay around 1200 bucks annually.