Gavop's guide to buying homeowners insurance in East York, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $190,500 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $168,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $325,000 | $270,000 | $350,000-$400,000 |
| 5 Bedroom | $216,500 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $555 |
| Superior Protection Discount | -$60 | $608 |
| Fire & Security Discount | -$47 | $622 |
| Hail Resistant Roof Discount | -$13 | $655 |
| Newly Constructed Home Discount | -$160 | $508 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $1,500 | $714 | $2,214 | $519 | $2,019 | $195 |
| East York, PA | $700 | $661 | $1,361 | $480 | $1,180 | $181 |
| McSherrystown, PA | $500 | $698 | $1,198 | $507 | $1,007 | $191 |
| Wakefield, PA | $2,000 | $804 | $2,804 | $584 | $2,584 | $220 |
| Farmersville, PA | $500 | $933 | $1,433 | $678 | $1,178 | $255 |
| Lykens, PA | $2,500 | $527 | $3,027 | $383 | $2,883 | $144 |
| Aberdeen, MD | $500 | $670 | $1,170 | $487 | $987 | $183 |
| Strausstown, PA | $2,500 | $669 | $3,169 | $486 | $2,986 | $183 |
| Bern, PA | $200 | $686 | $886 | $499 | $699 | $188 |
| Greenfields, PA | $2,500 | $722 | $3,222 | $525 | $3,025 | $197 |
| Fox Chase, PA | $300 | $773 | $1,073 | $561 | $861 | $211 |
| Pennside, PA | $2,000 | $678 | $2,678 | $493 | $2,493 | $185 |
| Home Insurance Company East York, PA | Homeowners Insurance Agency East York, PA | Address | Popularity Score | Distance from East York (miles) |
|---|---|---|---|---|
| Travelers | Horst Insurance | 320 Granite Run Drive , Lancaster, PA, 17601 | 19.8 | |
| State Farm | Lisa Pate | 524 Greenbriar Rd Ste 1, York, PA, 17404-1335 | 4.6 | |
| Travelers | Spring Ridge Insurance Services Llc | 1290 Broadcasting Rd, Wyomissing, PA, 19610 | 45.1 | |
| Travelers | Reilly Insurance Llc | 3030 Gettysburg Road, Camp Hill, PA, 17011 | 22.4 | |
| Erie | Rohrbaugh Insurance Agency | 190 Arsenal Road, York, PA, 17404 | 3.2 | |
| State Farm | John Conner | 1153 Penn Ave, Wyomissing, PA, 19610-2033 | 45.4 | |
| Travelers | Mantz Miller Insurance Agency Inc | 1480 Delta Rd, Red Lion, PA, 17356 | 9.5 | |
| Nationwide | Matthew Marte | 60 West Church St. Ste J, Denver, PA, 17517-9311 | 33.8 | |
| Liberty Mutual Independent | Collens Wagner Agency Inc | 2900 Eastern Blvd, York, PA, 17402 | 0.5 | |
| Nationwide | Kurt A Thompson | 2086 Bondsville Rd, Downingtown, PA, 19335-1151 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,050 | $510 |
| York County, PA | $170,300 | $723 | $520 | $1,030 | $510 |
| East York, PA | $157,100 | $669 | $460 | $930 | $470 |
| McSherrystown, PA | $150,400 | $706 | $470 | $1,010 | $540 |
| Wakefield, PA | $208,100 | $814 | $550 | $1,160 | $610 |
| Farmersville, PA | $275,000 | $944 | $690 | $1,350 | $660 |
| Lykens, PA | $76,800 | $533 | $360 | $740 | $380 |
| Aberdeen, MD | $197,800 | $678 | $540 | $850 | $310 |
| Strausstown, PA | $136,100 | $677 | $450 | $970 | $520 |
| Bern, PA | $215,100 | $695 | $490 | $950 | $460 |
| Greenfields, PA | $162,900 | $731 | $500 | $1,030 | $530 |
| Fox Chase, PA | $190,700 | $782 | $560 | $1,080 | $520 |
| Pennside, PA | $140,200 | $686 | $490 | $950 | $460 |