Gavop's guide to buying homeowners insurance in Clarke County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $137,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $142,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $338,500 | $320,000 | $300,000-$350,000 |
| 5 Bedroom | $416,000 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $795 |
| Superior Protection Discount | -$96 | $862 |
| Fire & Security Discount | -$86 | $872 |
| Hail Resistant Roof Discount | -$19 | $939 |
| Newly Constructed Home Discount | -$220 | $738 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clarke County | $2,000 | $947 | $2,947 | $688 | $2,688 | $259 |
| Clarke County, GA | $1,000 | $947 | $1,947 | $688 | $1,688 | $259 |
| Hull, GA | $500 | $962 | $1,462 | $699 | $1,199 | $263 |
| West Jackson, GA | $1,500 | $1,091 | $2,591 | $793 | $2,293 | $298 |
| Lawrenceville, GA | $300 | $984 | $1,284 | $715 | $1,015 | $269 |
| Snellville, GA | $2,000 | $832 | $2,832 | $605 | $2,605 | $227 |
| Alto, GA | $200 | $726 | $926 | $528 | $728 | $198 |
| Eatonton, GA | $700 | $594 | $1,294 | $431 | $1,131 | $162 |
| Demorest, GA | $100 | $783 | $883 | $569 | $669 | $214 |
| Murrayville, GA | $1,500 | $797 | $2,297 | $579 | $2,079 | $218 |
| Iva, SC | $200 | $799 | $999 | $581 | $781 | $218 |
| Johns Creek, GA | $1,500 | $1,383 | $2,883 | $1,005 | $2,505 | $378 |
| Home Insurance Company Clarke County, GA | Homeowners Insurance Agency Clarke County, GA | Address | Popularity Score | Distance from Clarke County (miles) |
|---|---|---|---|---|
| State Farm | Brenda Chivis Montgomery | 2630 Beaver Ruin Rd, Norcross, GA, 30071-4135 | 48.0 | |
| State Farm | John Lewis | 1905 Beaver Ruin Rd Ste 165, Norcross, GA, 30071-3848 | 46.1 | |
| State Farm | Rich Ziegler | 11705 Jones Bridge Rd Ste B106, Johns Creek, GA, 30005-5080 | 49.1 | |
| Allstate | Amy Reese | 150 Athens Hwy Ste 1400, Loganville, GA, 30052 | 32.4 | |
| Liberty Mutual Independent | The Tabb Insurance Agency | 2435 Wall St Se Ste 102, Conyers, GA, 30013 | 42.0 | |
| State Farm | Lewis Carr | 2455 Salem Rd Se Ste 107-G, Conyers, GA, 30013-6316 | 41.8 | |
| State Farm | Larry Kirchner | 465 Dacula Rd Ste L, Dacula, GA, 30019-2172 | 31.0 | |
| Farmers | Tim Cooper | 3725 Lawrenceville Suwanee Rd Ste A5, Suwanee, GA, 30024 | 40.3 | |
| Travelers | Accurate Insurance Agency | 780 Highway 29 N, Athens, GA, 30601 | 3.6 | |
| Allstate | Joseph Mccain | 6825 Jimmy Carter Blvd Ste 1570, Norcross, GA, 30071 | 50.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,410 | $680 |
| Clarke County, GA | $154,600 | $958 | $650 | $1,330 | $680 |
| Clarke County, GA | $154,600 | $958 | $660 | $1,370 | $710 |
| Hull, GA | $148,200 | $974 | $650 | $1,380 | $730 |
| West Jackson, GA | $187,300 | $1,104 | $780 | $1,510 | $730 |
| Lawrenceville, GA | $165,600 | $996 | $690 | $1,380 | $690 |
| Snellville, GA | $156,000 | $843 | $620 | $1,190 | $570 |
| Alto, GA | $98,000 | $735 | $500 | $1,010 | $510 |
| Eatonton, GA | $83,500 | $601 | $430 | $850 | $420 |
| Demorest, GA | $108,600 | $793 | $540 | $1,090 | $550 |
| Murrayville, GA | $198,100 | $806 | $580 | $1,140 | $560 |
| Iva, SC | $75,400 | $809 | $580 | $1,160 | $580 |
| Johns Creek, GA | $366,200 | $1,400 | $1,020 | $1,930 | $910 |