Gavop shows you how to buy homeowners insurance in Pennington County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Pennington County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Center St E, Co Rd 54, Ne110th Ave, 4th St E, 205th St NW, N Osmund Ave, Ne205th St, Red Lake Dr, 280th Ave SE, 115th St NE | $88,000 | $70,000 | $75,000-$100,000 | $63,000 | $50,000 | $50,000-$75,000 |
| County Line Rd, E Center St, Bauman Ave N, Co Hwy 15, 190th Ave SE, Nightingale Rd, 120th St NW, 130th Ave SW, 3rd St, Se180th Ave | $152,000 | $130,000 | $150,000-$175,000 | $97,000 | $90,000 | $75,000-$100,000 |
| S Conley Ave, Clyde Dr, Nelson Dr, Red Lake Ave N, Co Hwy 12, Co Rd 73, Ne250th Ave, Vanrooy Dr, 340th Ave NE, 180th Ave SW | $180,000 | $150,000 | $175,000-$200,000 | $156,500 | $130,000 | $175,000-$200,000 |
| 138th Ave NE, Co Rd 100, N Guinan Ave, 205 St NW, Co Rd 74, Black River Rd, Allwood Ct, Co Rd 74, 147th Ave NW, Main Ave | $98,500 | $90,000 | $75,000-$100,000 | $80,000 | $70,000 | $75,000-$100,000 |
| Washington Ave, Hickory Rd, 2nd St W, S Guinan Ave, 175th Ave SE, 350th Ave SE, 170th Ave SE, 250th Ave NE, 180th St NW, Co Rd 90 | $95,500 | $90,000 | $75,000-$100,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $731 |
| Home and Two Car | -$135 | $660 |
| Home and Three Car | -$199 | $596 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pennington County | $2,000 | $785 | $2,785 | $571 | $2,571 | $215 |
| Pennington County, MN | $700 | $785 | $1,485 | $571 | $1,271 | $215 |
| Sanders, MN | $400 | $1,221 | $1,621 | $887 | $1,287 | $334 |
| Star, MN | $2,500 | $1,040 | $3,540 | $756 | $3,256 | $284 |
| Terrebonne, MN | $700 | $1,036 | $1,736 | $753 | $1,453 | $283 |
| New Folden, MN | $100 | $1,011 | $1,111 | $735 | $835 | $276 |
| Marsh Grove, MN | $1,000 | $750 | $1,750 | $545 | $1,545 | $205 |
| Angus, MN | $300 | $1,159 | $1,459 | $842 | $1,142 | $317 |
| Wright, MN | $2,000 | $1,123 | $3,123 | $816 | $2,816 | $307 |
| Grimstad, MN | $400 | $887 | $1,287 | $645 | $1,045 | $242 |
| Stafford, MN | $2,000 | $1,085 | $3,085 | $788 | $2,788 | $296 |
| Home Insurance Company Pennington County, MN | Homeowners Insurance Agency Pennington County, MN | Address | Popularity Score | Distance from Pennington County (miles) |
|---|---|---|---|---|
| State Farm | Jenny Langevin | 205 W Johnson Ave Ste 2, Warren, MN, 56762-1118 | 35.2 | |
| State Farm | Bob Carlson | 115 Cleveland Avenue, Karlstad, MN, 56732 | 41.6 | |
| State Farm | Gary Belanus | 1010 Central Avenue Ne, East Grand Forks, MN, 56721-1612 | 46.5 | |
| State Farm | Courtney Pulkrabek | 210 N Broadway Ste 1, Crookston, MN, 56716-1724 | 33.3 | |
| State Farm | Jon Labraaten | 25 Clearwater Ave Sw, Bagley, MN, 56621-8318 | 48.1 | |
| State Farm | Andy Oman | 423 N Main St, Crookston, MN, 56716-3027 | 33.2 | |
| Allstate | Jim Dagg Ins Agy | 207 Horace Ave N, Thief River Falls, MN, 56701 | 7.3 | |
| State Farm | Sally Wolff | 1845 Highway 59 S Ste 300, Thief Rvr Fls, MN, 56701-4335 | 5.9 | |
| Travelers | Gary State Insurance Agency | 101 2nd Ave E, Gary, MN, 56545 | 49.4 | |
| Travelers | First State Financial Services | Po Box 27, Clearbrook, MN, 56634 | 38.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,680 | $860 |
| Pennington County, MN | $133,300 | $795 | $530 | $1,130 | $600 |
| Pennington County, MN | $133,300 | $795 | $580 | $1,100 | $520 |
| Sanders, MN | $214,300 | $1,236 | $830 | $1,720 | $890 |
| Star, MN | $159,400 | $1,053 | $730 | $1,460 | $730 |
| Terrebonne, MN | $158,300 | $1,049 | $710 | $1,500 | $790 |
| New Folden, MN | $151,700 | $1,023 | $700 | $1,460 | $760 |
| Marsh Grove, MN | $96,000 | $759 | $510 | $1,060 | $550 |
| Angus, MN | $193,800 | $1,173 | $810 | $1,650 | $840 |
| Wright, MN | $182,800 | $1,137 | $820 | $1,560 | $740 |
| Grimstad, MN | $122,900 | $898 | $640 | $1,270 | $630 |
| Stafford, MN | $171,500 | $1,098 | $760 | $1,570 | $810 |