Gavop's guide to buying homeowners insurance in Priest River, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $199,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $167,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $256,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $328,500 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $469 |
| Superior Protection Discount | -$58 | $521 |
| Fire & Security Discount | -$41 | $539 |
| Hail Resistant Roof Discount | -$17 | $562 |
| Newly Constructed Home Discount | -$168 | $411 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,476 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
| Home Insurance Company Priest River, ID | Homeowners Insurance Agency Priest River, ID | Address | Popularity Score | Distance from Priest River (miles) |
|---|---|---|---|---|
| Farmers | Brad Leggat | 8827 N Government Way Unit 105, Hayden, ID, 83835 | 50.0 | |
| Allstate | Pacific Far West Agency | 1009 Highway 2 Ste D, Sandpoint, ID, 83864 | 20.4 | |
| Travelers | Isu-Pacific Far West Agency | 1009 Highway 2 West Ste D, Sandpoint, ID, 83864 | 20.4 | |
| Travelers | Advocate Insurance Service Inc | 506 Alder St, Sandpoint, ID, 83864 | 20.4 | |
| Travelers | Summit Insurance Resource Group | 301 Cedar St Ste 203, Sandpoint, ID, 83864 | 20.5 | |
| Travelers | Isu-Pacific Far West Agency | 1009 Highway 2 W Ste D, Sandpoint, ID, 83864 | 20.4 | |
| Travelers | Summit Insurance Resource Group | 1323 Highway 2 Suite 300, Sandpoint, ID, 83864 | 20.2 | |
| Travelers | The Insurance Shop Usa | 1218 N Division Ste 101, Sandpoint, ID, 83864 | 19.5 | |
| Allstate | Steve Halliday | 8880 N Hess St # 3, Hayden Lake, ID, 83835 | 49.9 | |
| Farmers | Sally Hendricks-Bauer | 6803 Main St, Bonners Ferry, ID, 83805 | 30.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $870 | $440 |
| Bonner County, ID | $222,700 | $663 | $470 | $940 | $470 |
| Priest River, ID | $173,500 | $579 | $390 | $820 | $430 |
| Dover, ID | $257,500 | $725 | $490 | $990 | $500 |
| Newport, WA | $191,900 | $641 | $460 | $890 | $430 |
| Ione, WA | $114,700 | $550 | $400 | $750 | $350 |
| Chewelah, WA | $174,200 | $617 | $410 | $880 | $470 |
| Colville, WA | $173,900 | $616 | $420 | $840 | $420 |
| Colbert, WA | $294,300 | $688 | $470 | $940 | $470 |
| Stevens County, WA | $184,600 | $658 | $480 | $930 | $450 |
| Sylvanite, MT | $262,500 | $1,179 | $900 | $1,540 | $640 |
| Post Falls-Rathdrum, ID | $183,700 | $637 | $460 | $890 | $430 |