How Can I Make My Melrose, MA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Melrose, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Melrose, MA Home Insurance Coverage Levels | Back to Top

Melrose, MA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Cranmore Ln, Ardsmoor Rd, Spear St, Swains Pond Ave, Clifford St, Brazil St, Cargill St, Linden Rd, Stowecroft Rd, Dyer Ave $338,500 $290,000 $300,000-$350,000 $269,500 $220,000 $250,000-$300,000
Clover Cir, Beverly St, Brunswick Park, Leah St, Ledge St, Conrad Rd, Cedarwood Ln, Hunt Ter, Goss Ave, Wyoming Hts $464,500 $390,000 $400,000-$500,000 $373,000 $300,000 $400,000-$500,000
Orient Ave, Tappan St, Gooch St, Chestnut Park, W Lake Ave, Stevens Rd, Bradford Park, Ferdinand St, Black Rock Rd, N Cedar Park $318,000 $270,000 $250,000-$300,000 $280,500 $260,000 $200,000-$250,000
Damon Ave, Groveland Rd, Carlida Rd, Youle St, Ravine Ter, Reading Hill Ave, W Hill Ave, Banks Pl, Beacon Pl, Montvale St $393,000 $360,000 $350,000-$400,000 $288,500 $250,000 $300,000-$350,000
Old Brook Cir, Apthorp Rd, Wyoming Ter, Ridgewood Ln, Lodge Ave, Marmion Rd, Briggs St, Whitwell St, Geneva Rd, Heywood Ave $450,500 $430,000 $500,000-$600,000 $384,500 $350,000 $300,000-$350,000

Choose the Best Melrose, MA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income More than 3 Pets at home, Smoker $1,140
Full Time Job 500-549 Credit Score $75 to $100,000 1 Pet, Smoker $880
Part Time Job 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $200

Choose the Right Deductible for your Melrose, MA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Massachusetts $400 $1,420 $1,820 $1,200 $1,600 $220
Middlesex County, MA $700 $1,400 $1,900 $1,190 $1,890 $10
Melrose, MA $2,000 $1,640 $2,140 $1,370 $3,370 $-1,230
Suffolk County, MA $100 $1,320 $1,420 $1,160 $1,260 $160
Lexington, MA $2,500 $1,270 $1,770 $1,090 $3,590 $-1,820
Topsfield, MA $100 $2,080 $2,180 $1,740 $1,840 $340
Weymouth Town, MA $2,000 $1,130 $1,630 $930 $2,930 $-1,300
North Scituate, MA $400 $1,680 $2,080 $1,430 $1,830 $250
Rockport, MA $700 $1,790 $2,290 $1,520 $2,220 $70
Norton Center, MA $300 $1,230 $1,530 $1,040 $1,340 $190
Leominster, MA $1,000 $1,340 $1,840 $1,070 $2,070 $-230
Cumberland, RI $200 $1,310 $1,510 $1,100 $1,300 $210
Eliot, ME $1,500 $1,300 $1,800 $1,130 $2,630 $-830

Identify Top Home Insurance Agents near Melrose, MA | Back to Top

Home Insurance Company Melrose, MA Homeowners Insurance Agency Melrose, MA Address Popularity Score Distance from Melrose (miles)
Travelers J J Bodner Insurance Agency Of Boston Inc 8 Clarendon St, Boston, MA, 2116
7.7
Travelers Child-Genovese Insurance Agency 60 Temple Place, Boston, MA, 2111
7.0
Travelers State Fund Insurance Agency 100 Summer St 16 Ste 1601, Boston, MA, 2110
7.1
Travelers Spring Insurance Group Llc 84 State St Ste 500, Boston, MA, 2109
6.7
Travelers Soucy Insurance Agency Inc 85 Lafayette St, Salem, MA, 1970
9.5
Travelers Cleary Insurance Inc 226 Causeway St Ste 302, Boston, MA, 2114
6.2
Travelers Meridian Insurance Agency 296 Bennington St East , Boston, MA, 2128
5.5
Travelers Kunevich & Lau Ins Agcy Inc 241 Washington St, Brookline, MA, 2446
9.0
Travelers Carroll K Steele Ins Agency Inc 31 Broadway, Rockport, MA, 1966
26.4
Travelers Bonacorso Insurance Agency Inc 10 Cedar St Unit #32, Woburn, MA, 1801
4.3

Compare Rates for Melrose, MA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Massachusetts $335,500 $1,540 $1,090 $2,190 $1,100
Middlesex County, MA $401,300 $1,440 $960 $1,990 $1,030
Melrose, MA $419,700 $1,300 $880 $1,780 $900
Suffolk County, MA $362,600 $1,450 $970 $2,040 $1,070
Lexington, MA $689,100 $1,930 $1,290 $2,640 $1,350
Topsfield, MA $520,000 $1,720 $1,170 $2,430 $1,260
Weymouth Town, MA $321,500 $1,580 $1,120 $2,180 $1,060
North Scituate, MA $469,000 $2,300 $1,560 $3,150 $1,590
Rockport, MA $454,200 $2,130 $1,470 $3,020 $1,550
Norton Center, MA $338,600 $1,220 $840 $1,730 $890
Leominster, MA $239,400 $960 $660 $1,320 $660
Cumberland, RI $266,900 $1,070 $730 $1,490 $760
Eliot, ME $304,800 $1,280 $910 $1,820 $910