How Can I Make My Athens, GA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Athens, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Athens, GA Home Insurance Coverage Levels | Back to Top
| Athens, GA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Charter Ct, Shady Grove Dr, Whippoorwill Pl, Mal Bay Rd, Cone Dr, St Ives Ct, N Stratford Dr, D W Brooks Dr, Blake Dr, Catkin Ct | $97,000 | $90,000 | $100,000-$125,000 | $105,500 | $90,000 | $75,000-$100,000 |
| Malabar Ter, White Ct, Abington Ln, Gilmer St, Wells Dr, Pasteur Ct, Rebecca Pl, Hill St, Grove St, Cedar Shoals Dr | $151,000 | $130,000 | $175,000-$200,000 | $227,000 | $200,000 | $200,000-$250,000 |
| Gran Ellen Dr, 5th St, Northside Dr, John Collier Rd, Barrel Ln, Whitehead Cir, Epps Bridge Pkwy, Dubose Ave, Tanglewood Ct, Lakeside Dr | $123,000 | $120,000 | $100,000-$125,000 | $181,500 | $150,000 | $175,000-$200,000 |
| Stanelle Dr, Round Table Ct, Stevens St, Crestview Cir, Lavender Rd, Springdale Ct, Knottingham Dr, King Ave, Westview Dr Exd, E Paces Dr | $98,500 | $90,000 | $100,000-$125,000 | $112,500 | $100,000 | $100,000-$125,000 |
| Oak Hill Dr, Hunnicutt Dr, Silverwood Ct, Rogers Rd, Southview Dr, Carrington Dr, Agriculture Dr, Brooklyn Rd, Xavier Dr, Lexington Cir | $111,500 | $100,000 | $125,000-$150,000 | $156,500 | $130,000 | $125,000-$150,000 |
| Northcrest Dr, Holman Ave, Studio Ct, Landor Pl, Cherokee Ave, Edgewater Dr, Vineyard Dr, Clarkewoods Rd, Reed St, Kennedy Pl | $106,000 | $90,000 | $100,000-$125,000 | $119,000 | $100,000 | $125,000-$150,000 |
| Honeytree Dr, Bryant St, Beech Creek Rd, Campus Dr, Rushin Dr, Club Dr, College Ave, Breckenridge Ln, Waverly Ct, Dunlap Rd | $93,000 | $90,000 | $100,000-$125,000 | $127,000 | $120,000 | $100,000-$125,000 |
| Idylwood Dr, Double Bridge Rd, Magnolia St, Rivermont Rd, Skyline Pkwy, Briarcliff Rd, James White Rd, Pine Valley Dr, Arbor View Dr, Cloverhurst Pl | $192,000 | $180,000 | $200,000-$250,000 | $352,500 | $330,000 | $350,000-$400,000 |
| Windy Hill Pl, Elizabeth St, Briarcliff Ln, Wood Valley Ln, College Ave, Olympic Dr, Milledge Hts, Oaktree Sq, Produce Ln, Rockdale Ct | $123,000 | $110,000 | $100,000-$125,000 | $118,500 | $100,000 | $125,000-$150,000 |
| Green Top Way, Milledge Cir, Ansbeth Way, Ridgewood Pl, Rose St, Edwards Cir, Camak Dr, Wedgewood Chase, Inglewood Ave, Trail Creek St | $166,500 | $140,000 | $175,000-$200,000 | $248,000 | $230,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Athens, GA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$187 | $797 |
| Superior Protection Discount | -$89 | $895 |
| Fire & Security Discount | -$79 | $905 |
| Hail Resistant Roof Discount | -$30 | $954 |
| Newly Constructed Home Discount | -$216 | $768 |
Choose the Right Deductible for your Athens, GA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clarke County | $2,500 | $947 | $3,447 | $688 | $3,188 | $259 |
| Athens, GA | $2,000 | $972 | $2,972 | $707 | $2,707 | $266 |
| Bogart, GA | $400 | $873 | $1,273 | $634 | $1,034 | $239 |
| Watkinsville, GA | $700 | $867 | $1,567 | $630 | $1,330 | $237 |
| Madison County, GA | $400 | $713 | $1,113 | $518 | $918 | $195 |
| Bethlehem, GA | $2,000 | $756 | $2,756 | $549 | $2,549 | $207 |
| Monroe, GA | $100 | $766 | $866 | $557 | $657 | $209 |
| Vesta-Enterprise, GA | $1,000 | $797 | $1,797 | $579 | $1,579 | $218 |
| Oakwood, GA | $300 | $811 | $1,111 | $589 | $889 | $222 |
| Buford, GA | $300 | $905 | $1,205 | $657 | $957 | $247 |
| Berkeley Lake, GA | $2,500 | $1,577 | $4,077 | $1,146 | $3,646 | $431 |
Identify Top Home Insurance Agents near Athens, GA | Back to Top
| Home Insurance Company Athens, GA | Homeowners Insurance Agency Athens, GA | Address | Popularity Score | Distance from Athens (miles) |
|---|---|---|---|---|
| Allstate | Mack Mcclung | 2971 Monroe Hwy Ste 103, Bogart, GA, 30622 | 9.3 | |
| Travelers | Westbrook And Associates Agency | 2559 Pharr Ave Ste E, Dacula, GA, 30019 | 31.4 | |
| State Farm | Taryn Reiss | 9810a Medlock Brg Rd Ste 201, Johns Creek, GA, 30097-4405 | 48.5 | |
| State Farm | Jeremy Higginbotham | 4825 Sugarloaf Pkwy Ste H, Lawrenceville, GA, 30044-8800 | 40.3 | |
| State Farm | Ricky Noles | 214 Canton Rd, Cumming, GA, 30040-2370 | 49.4 | |
| Allstate | Elizabeth Mckinnon | 1450 5 Forks Trickum Rd Ste B, Lawrenceville, GA, 30044 | 38.2 | |
| State Farm | Derrick Morrow | 4145 Lville Hwy Nw Ste 9, Lilburn, GA, 30047-2807 | 44.1 | |
| State Farm | Keith Rabitsch | 950 Ptree Ind Blvd, Suwanee, GA, 30024-1995 | 41.9 | |
| State Farm | Rhett Butler | 2500 Lexington Rd, Athens, GA, 30605-2402 | 1.6 | |
| State Farm | Shelley Palmour | 3459 Mundy Mill Road, Oakwood, GA, 30566 | 35.7 |
Compare Rates for Athens, GA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,440 | $750 |
| Clarke County, GA | $154,600 | $958 | $680 | $1,360 | $680 |
| Athens, GA | $162,200 | $984 | $700 | $1,350 | $650 |
| Bogart, GA | $170,100 | $884 | $590 | $1,260 | $670 |
| Watkinsville, GA | $240,500 | $877 | $630 | $1,250 | $620 |
| Madison County, GA | $121,600 | $722 | $520 | $1,000 | $480 |
| Bethlehem, GA | $133,000 | $765 | $540 | $1,090 | $550 |
| Monroe, GA | $135,600 | $775 | $570 | $1,090 | $520 |
| Vesta-Enterprise, GA | $111,100 | $807 | $540 | $1,110 | $570 |
| Oakwood, GA | $149,100 | $821 | $580 | $1,170 | $590 |
| Buford, GA | $182,500 | $916 | $650 | $1,270 | $620 |
| Berkeley Lake, GA | $376,800 | $1,596 | $1,070 | $2,200 | $1,130 |
Research Home Insurance Companies Reviews in Athens, GA Before Buying | Back to Top
Share a review on your home insurance company
American Family Insurance Home Insurance Reviews
Date: July 07, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Policy Offerings
THIS IS THE BEST COMPANY COMPARING OTHER COMPANIES.I KNOW THIS COMPANY RULES VERY WELL.THIS COMPANY PROVIDES BEST SECURITY FOR MY FAMILY.
Allstate Home Insurance Reviews
Date: September 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The insurance policy is very affordable and inviting. Its more easy to deal with this type of insurance. You will be rest assured that your needs will be met accordingly. They would tell you honestly what you need the most.