Gavop tells you how to get the best homeowners insurance in Hermon, ME by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $115,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $143,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $220,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $441,500 | $350,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $600 |
| Home and Two Car | -$112 | $547 |
| Home and Three Car | -$152 | $508 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Penobscot County | $2,000 | $627 | $2,627 | $455 | $2,455 | $171 |
| Hermon, ME | $700 | $651 | $1,351 | $473 | $1,173 | $178 |
| Swanville, ME | $200 | $658 | $858 | $478 | $678 | $180 |
| Garland, ME | $1,000 | $545 | $1,545 | $396 | $1,396 | $149 |
| St. Albans, ME | $500 | $543 | $1,043 | $395 | $895 | $149 |
| Mariaville, ME | $2,000 | $699 | $2,699 | $508 | $2,508 | $191 |
| Belfast, ME | $500 | $644 | $1,144 | $468 | $968 | $176 |
| Belmont, ME | $1,500 | $669 | $2,169 | $486 | $1,986 | $183 |
| Eastbrook, ME | $300 | $686 | $986 | $498 | $798 | $187 |
| Seboeis, ME | $2,000 | $640 | $2,640 | $465 | $2,465 | $175 |
| Hope, ME | $200 | $820 | $1,020 | $596 | $796 | $224 |
| Windsor, ME | $1,000 | $655 | $1,655 | $476 | $1,476 | $179 |
| Home Insurance Company Hermon, ME | Homeowners Insurance Agency Hermon, ME | Address | Popularity Score | Distance from Hermon (miles) |
|---|---|---|---|---|
| Allstate | Higgins & Bolduc Agency Inc | 56 Main St, Oakland, ME, 4963 | 44.1 | |
| Allstate | Ghm Agency | 51 Main St Po Box 649, Waterville, ME, 4903 | 39.9 | |
| Liberty Mutual Independent | Cross Insurance | 491 Main St, Bangor, ME, 4401 | 6.7 | |
| Liberty Mutual Independent | Sargent Tyler & West | 60 Summer St, Bangor, ME, 4401 | 6.8 | |
| Travelers | Allen Insurance And Financial | 34-36 Elm St, Camden, ME, 4843 | 42.8 | |
| State Farm | Michael Lee | 328 Main St, Waterville, ME, 04901-4921 | 40.0 | |
| Travelers | Quirk Insurance | 278 Main Street, Bangor, ME, 4401 | 6.7 | |
| Travelers | Quirk Insurance | 278 Main St, Bangor, ME, 4401 | 6.7 | |
| Travelers | Blackwell Insurance Agency | 311 Corinna Road Suite B, Dexter, ME, 4930 | 22.7 | |
| Liberty Mutual Independent | All Points Insurance | 309 S Main St, Brewer, ME, 4412 | 7.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $520 | $1,030 | $510 |
| Penobscot County, ME | $137,900 | $634 | $430 | $910 | $480 |
| Hermon, ME | $206,300 | $659 | $450 | $940 | $490 |
| Swanville, ME | $143,100 | $666 | $490 | $950 | $460 |
| Garland, ME | $99,700 | $552 | $370 | $760 | $390 |
| St. Albans, ME | $99,000 | $550 | $370 | $780 | $410 |
| Mariaville, ME | $163,000 | $707 | $510 | $970 | $460 |
| Belfast, ME | $201,000 | $652 | $480 | $890 | $410 |
| Belmont, ME | $148,400 | $677 | $470 | $970 | $500 |
| Eastbrook, ME | $156,500 | $694 | $480 | $960 | $480 |
| Seboeis, ME | $135,400 | $648 | $460 | $910 | $450 |
| Hope, ME | $235,100 | $830 | $570 | $1,190 | $620 |
| Windsor, ME | $141,900 | $663 | $470 | $950 | $480 |