How Can I Make My Abilene, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Abilene, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Abilene, TX Home Insurance Coverage Levels | Back to Top

Abilene, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Green Meadow Rd, Ivy Ln, Willow View Rd, Jennifer Ln, Old Elmdale Rd, Buttonwillow Pkwy, Mesquite St, S Carver Dr, Sunlake Dr, Co Rd 663 $141,500 $130,000 $125,000-$150,000 $116,000 $90,000 $100,000-$125,000
Cerromar, N Judge Ely Blvd, Sue Lookout, Washington St, Wake Forest Ln, Treadaway Blvd, Lytle Pl, E N 19th St, Bluebird Ln, Wagstaff St $208,000 $170,000 $200,000-$250,000 $157,500 $150,000 $125,000-$150,000
San Miguel Dr, Patty Lynne, Virginia St, Sierra Sunset, Truman St, Lance Dr, Harvard Pl, Circle Dr, Republic Ave, Pebblebrook Ct $199,500 $190,000 $175,000-$200,000 $146,000 $130,000 $125,000-$150,000
Abilene Municipal Airport, Catalina Ct, Glenwood Dr, Co Rd 495, Many Waters Dr, Chaparral Cir, Verbena, N Crockett St, Stafford St, Bickley St $267,000 $240,000 $250,000-$300,000 $147,500 $120,000 $150,000-$175,000
Thompson Pkwy, S 17th St, Terri Ann Cir, Fieldstone Rd, Jamestown, Co Rd 339, S 19th St, Hospital Pl, Bettes Ln, Chaucer Dr $129,500 $110,000 $125,000-$150,000 $92,000 $90,000 $75,000-$100,000
Cedar Bend, Rucker St, Crossroads Dr, S 18th St, Post Oak Rd, Mimosa, Expo Dr, Windsor Rd, State Hwy 351, W Lake Phantom Hill Rd $161,500 $140,000 $175,000-$200,000 $115,000 $100,000 $100,000-$125,000
Canyon Ct, Co Rd 487, Sandefer St, Wagon Wheel Ave, Mary Lou Ln, Smith Dr, (Street Closed), Woodland Trl, Windmill Cir, Castle Dr $174,500 $140,000 $175,000-$200,000 $96,500 $90,000 $100,000-$125,000
N Alameda Rd, Co Rd 504, Elmwood Dr, Oak Ridge Ct, Mesa Springs Blvd, Bacacita Farms Rd, Chateau Dr, Walsh Ln, Ave D, Cornell Dr $172,500 $160,000 $150,000-$175,000 $104,000 $90,000 $100,000-$125,000
Purdue Ln, Raintree Cir, E S 27th St, Vista Dr, Brick St, Cooke St, Prairie View Ave, Rivercrest Dr, Peach St, S 31st St $178,000 $170,000 $150,000-$175,000 $85,500 $70,000 $75,000-$100,000
Lost Tree Cir, Sable Cir, N Clack St, Creek Bend Ct, Spindletop Dr, E N 22nd St, Cherokee St, Hillcrest, Waters Edge Dr, Primrose Dr $317,500 $270,000 $250,000-$300,000 $213,000 $200,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Abilene, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$226 $1,186
Superior Protection Discount -$127 $1,285
Fire & Security Discount -$99 $1,313
Hail Resistant Roof Discount -$42 $1,370
Newly Constructed Home Discount -$395 $1,017

Choose your Abilene, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $7,834
Hail Damage $5,318
Wind Damage $9,615
Expensive Claims
Fire $37,492
Accidental Discharge/Leakage $8,539
Optional Coverage Losses $7,991

Identify Top Home Insurance Agents near Abilene, TX | Back to Top

Home Insurance Company Abilene, TX Homeowners Insurance Agency Abilene, TX Address Popularity Score Distance from Abilene (miles)
Travelers Perry Hunter Hall Inc 1548 N 1st St, Abilene, TX, 79601
1.8
Farmers Jim Raughton 109 E Mcharg St, Stamford, TX, 79553
36.1
State Farm Doug Sitter 208 Lamar St, Sweetwater, TX, 79556-5207
38.6
Farmers Jb Cloud 1726 Campus Ct, Abilene, TX, 79601
3.7
State Farm Donna Dougherty 4015 Buffalo Gap Road, Abilene, TX, 79605-7151
1.5
Travelers Perry-Hunter-Hall Inc 1548 N 1st St, Abilene, TX, 79604
1.8
State Farm Benjamin Young 2301 S Danville Dr, Abilene, TX, 79605-6412
2.1
Liberty Mutual Independent Perkins Insurance Agency 3402 N 1st St Ste 103, Abilene, TX, 79603
2.2
State Farm Blake Williams 650 N Judge Ely Blvd, Abilene, TX, 79601-5558
3.2
State Farm Risha Sanders 3228 North 10th, Abilene, TX, 79603-4738
2.7

Compare Rates for Abilene, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Taylor County, TX $112,400 $1,416 $930 $2,180 $1,250
Abilene, TX $111,500 $1,412 $930 $2,170 $1,240
Potosi, TX $187,500 $1,805 $1,190 $2,780 $1,590
Hawley, TX $78,000 $1,410 $930 $2,170 $1,240
Merkel, TX $71,900 $978 $650 $1,510 $860
Clyde, TX $81,500 $1,015 $670 $1,560 $890
Lawn, TX $41,300 $1,177 $780 $1,810 $1,030
Callahan County, TX $76,500 $996 $660 $1,530 $870
Albany, TX $81,400 $1,428 $940 $2,200 $1,260
Blackwell, TX $54,700 $1,270 $840 $1,960 $1,120
Coleman, TX $61,900 $936 $620 $1,440 $820
Rising Star, TX $47,100 $1,218 $800 $1,880 $1,080

Research Home Insurance Companies Reviews in Abilene, TX Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: April 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Is not as big as say state farm but it will do. I also have friends who has it.


Date: December 02, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
In the standard of premium and deductible of the policy has been excellent. Coverage for my damage things are more than we expected.

Date: October 30, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
I like the mobile app, because I can look and see my daughter location, see how many accident or non accident and I can change or include new insurance on new items I buy and need insurance all on my phone.

Date: September 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
My interaction with them has become an extreme need only situation. They are rude, lack knowledge of their profession, and for the most part are just terrible people.

Date: September 09, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
The mobile app never works on my phone and the website isn't too bad, but it tends to load slowly for me. Any other website I frequent seems to run fine, its just theirs.

Date: July 29, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
I have spent around 3 and a half hours once on the phone constantly being put on hold and transferred around to get a straight answer for the simple question of "Is my roof repair covered on my insurance policy?".

Date: January 19, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I actually live just outside of town so we only have 2 insurance offerings and both are horrible in my opinion. I just chose the lesser of 2 evils in this situation.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Mine is pretty basic as it covers fire damage, tornado damage, damage caused by an automobile striking the house and any type of vandalism or theft.


State Farm Home Insurance Reviews

Date: September 17, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I feel that our premium is competitive as we went through a broker to leverage their relationship for a better rate. Our deductible seems to be the industry standard.

Date: July 27, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
Overall great customer service. I have received fast and friendly service when I needed them. I felt that my issues were important to them.

Date: September 10, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I believe there is $20,000 limit on a home insurance policy. What is covered is natural disasters, burglary, fire, etc. I pay relatively little for it so it does not cover a lot.


Date: August 06, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
The website/mobile app is pretty straightforward. It's more of a minimalist design. The thing I dislike is that it's hard to get an actual copy of the bill via the app/website instead I just get how much something is.

Date: June 14, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I pay 50 cents more for double the amount of coverage/mo compared to all state. Both policies are the smallest provided.

Date: May 26, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
I wish I had more online resources. It takes a lot for me to call someone or go to the service center.

Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
There's really nothing I dislike or like about the customer service. I wish I could do things online and be able to see how changes would affect my premium without needing to contact someone, that said the company is always helpful in reducing my bill when I feel like I need it.

Alcott Insurance Home Insurance Reviews

Date: September 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
customer service is great. Every time I have called they took care of the issue over the phone. Even the payment over the phone with a rep they waive the fee. They probably know their website is garbage

Date: September 15, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
They send me my policy by mail once a year. Usually, it has no issue so I either pay in full or do the payment plan. I think I usually get a nice discount for prepaying so I do that.

Date: August 07, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I have never used the mobile app. I have used the website a few times to pay but it never works and always kicks me out. I can't figure out their online system at all

Date: May 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I believe the only thing covered is the cost of the rebuild plus the cost of a rental or hotel while we are doing the construction. Its one of the cheapest policies we could get


Date: November 18, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I have looked around quite a bit and did some comparison pricing on Geico. My biggest issue is that the quotes I got where much cheaper but all 6-month quotes. I knew the rate would explode after 6 months so I did not switch

Travelers Home Insurance Reviews

Date: January 02, 2020    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
I am completely satisfied with offerings. I was able to get replacement coverage of structure and household goods etc for a reasonable price.


Date: May 30, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Customer Service
The are always accommodating to answer questions that I may have about my policy. They can be accessed online and through phone which is convenient for me.

Date: February 06, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
I have not compared to other companies recently. The cost and service are acceptable.


Date: December 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
AS FAR AS I KNOW I AM GETTING A GOOD RATE FOR MY COVERAGE. IT WAS A LOT CHEAPER THAN FARMERS TEN YEARS AGO WHEN I SWITCHED. MY AGENT ALWAYS LOOKS OUT FOR ME AND I TRUST HER JUDGEMENT.

GEICO Home Insurance Reviews

Date: January 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They offer very similar coverage to the other insurance companies I've looked at. I dont remember anything that stood out to me. It's pretty standard dairy.


Date: November 29, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Generally I have a reasonable experience with the customer service department when I have contacted them. On one occasion I experienced an error on my bill and it was promptly corrected with little to no resistance.

Date: August 13, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
Loss or damage to Your Buildings arising from: fire, lightning, explosion, smoke, thunderbolt, or subterranean fire; Riot and Strike. malicious acts and vandalism; impact damage caused by: aircraft or other aerial devices, or any article dropped from them. any road vehicle, horse or cattle not belonging to You nor under Your control. bursting or overflowing of a water tank, apparatus or pipe theft, attempted theft, burglary, housebreaking accompanied by actual forcible breaking into or out of a Building or any attempt thereat;


Date: November 18, 2017    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
seldom feel disconnected from the required information It is user-friendly Can watch out for their work and achievements

Progressive Home Insurance Reviews

Date: December 31, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I am very satisfied with my insurance with progressive. They have always been quick and polite on the phone. They remain in constant contact and always make sure to reach out. I appreciate their service. I would rate them 5 stars.

Farmer's Insurance Home Insurance Reviews

Date: June 03, 2019    Age: 40 to 49    Gender: Married    Marital Status: Female

Premium
I am somewhat satisfied with the premium and deductible compared to other home insurance policies. We get quotes from other companies, but their rate was not as good as Farmer's Insurance .

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