How Can I Make My San Rafael, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in San Rafael, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate San Rafael, CA Home Insurance Coverage Levels | Back to Top
| San Rafael, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Margarita Dr, Mt Rainier Dr, Coleman Dr, Cushing Ave, River Oaks Rd, Maplewood Dr, Bay Laurel Ln, Galerita Way, Duffy Pl, Kernberry Dr | $538,500 | $470,000 | $400,000-$500,000 | $651,000 | $600,000 | $700,000-$800,000 |
| Grand Ter, Las Huertas Ct, Hickory Ln, Thomas Ct, E Crescent Dr, Loch Lomond Dr, Spindle Ct, Ridge Ave, Blackstone Dr, San Marino Dr | $465,000 | $400,000 | $400,000-$500,000 | $347,000 | $290,000 | $250,000-$300,000 |
| Sorrento Way, Marine Dr, Catalina Blvd, Geneva Way, Point San Pedro Rd, Heather Way, Mount Muir Ct, Wellbrock Hts, Silver Lace Ct, F St | $371,500 | $320,000 | $300,000-$350,000 | $185,500 | $170,000 | $175,000-$200,000 |
| Jessup St, Oakridge Rd, Ida St, Tamarack Dr, Linnet Ct, Madelene Ln, Bonnie Brae Dr, Deer Park Ave, Bret Harte Ln, Garden Ln | $516,500 | $420,000 | $600,000-$700,000 | $284,000 | $270,000 | $300,000-$350,000 |
| Grand Ave, Neame Ave, la Perdiz Ct, Lindaro St, Mitchell Blvd, Pheasant Ct, Tampa Dr, Sulgrave Ln, Tanbark Ter, Miraflores Ave | $571,500 | $480,000 | $400,000-$500,000 | $388,500 | $340,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in San Rafael, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$283 | $1,208 |
| Superior Protection Discount | -$134 | $1,357 |
| Fire & Security Discount | -$164 | $1,328 |
| Hail Resistant Roof Discount | -$45 | $1,447 |
| Newly Constructed Home Discount | -$328 | $1,164 |
Choose the Right Deductible for your San Rafael, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marin County | $700 | $1,185 | $1,885 | $861 | $1,561 | $324 |
| San Rafael, CA | $1,000 | $1,474 | $2,474 | $1,071 | $2,071 | $403 |
| Ross, CA | $300 | $815 | $1,115 | $592 | $892 | $223 |
| Lucas Valley-Marinwood, CA | $1,500 | $1,139 | $2,639 | $827 | $2,327 | $311 |
| Briones, CA | $500 | $969 | $1,469 | $704 | $1,204 | $265 |
| Shell Ridge, CA | $400 | $2,429 | $2,829 | $1,765 | $2,165 | $664 |
| Fairfield-Suisun City, CA | $700 | $874 | $1,574 | $635 | $1,335 | $239 |
| Contra Costa County, CA | $100 | $1,385 | $1,485 | $1,007 | $1,107 | $379 |
| San Carlos, CA | $1,000 | $931 | $1,931 | $677 | $1,677 | $255 |
| Dixon, CA | $700 | $755 | $1,455 | $549 | $1,249 | $206 |
Identify Top Home Insurance Agents near San Rafael, CA | Back to Top
| Home Insurance Company San Rafael, CA | Homeowners Insurance Agency San Rafael, CA | Address | Popularity Score | Distance from San Rafael (miles) |
|---|---|---|---|---|
| State Farm | Debra O'Farrell | 870 Market St Ste 440, San Francisco, CA, 94102-3018 | 15.6 | |
| State Farm | Brian Takemoto | 1515 S El Camino Real Ste 220, San Mateo, CA, 94402-3043 | 32.4 | |
| State Farm | Michael King | 1610 Tiburon Blvd Ste 101, Tiburon, CA, 94920-2551 | 8.9 | |
| Allstate | Alissa Gutierres | 3237 Alhambra Ave Ste 3, Martinez, CA, 94553 | 19.5 | |
| State Farm | Larry Damaser | 6473 Sierra Ln, Dublin, CA, 94568-2796 | 37.6 | |
| State Farm | Fillia Fransisca | 2315 Noriega Street, San Francisco, CA, 94122-4239 | 17.1 | |
| Liberty Mutual Independent | Cavalry Insurance Services | 1660 S Amphlett Blvd Ste 208, San Mateo, CA, 94402 | 32.2 | |
| State Farm | Rose Kuntz | 824 5th Ave Ste A, San Rafael, CA, 94901-3257 | 2.8 | |
| State Farm | Geoffrey Lavitoria | 1327 Sycamore Ave, Hercules, CA, 94547-5489 | 11.5 | |
| State Farm | Stewart Oaten | 499 8th Ave, San Francisco, CA, 94118-3007 | 15.4 |
Compare Rates for San Rafael, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Marin County, CA | $908,800 | $1,199 | $890 | $1,630 | $740 |
| San Rafael, CA | $818,300 | $1,492 | $1,100 | $2,030 | $930 |
| Ross, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Lucas Valley-Marinwood, CA | $836,100 | $1,152 | $850 | $1,570 | $720 |
| Briones, CA | $525,400 | $980 | $730 | $1,330 | $600 |
| Shell Ridge, CA | $949,200 | $2,458 | $1,820 | $3,340 | $1,520 |
| Fairfield-Suisun City, CA | $335,900 | $885 | $650 | $1,200 | $550 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| San Carlos, CA | $1,240,800 | $943 | $700 | $1,280 | $580 |
| Dixon, CA | $345,100 | $764 | $570 | $1,040 | $470 |
Research Home Insurance Companies Reviews in San Rafael, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium and deductible that my wife and I pay is extremely reasonable. I have compared this premium to other services and we generally pay, on average, about 40% lower than what is offered by other companies.
Date: September 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
State Farm offered the most coverage for the right price. Some of the other companies that we had quoted with offered less coverage for more money.
Date: September 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I feel that my premium is a very good deal (especially since I bundled it with car insurance), and while I think the deductible is a bit high for the value of the house, I feel that I'm getting a decent deal nonetheless.
Travelers Home Insurance Reviews
Date: December 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
it covers roof, and appliances. It reduced the price when I provided proof of a security alarm.
GEICO Home Insurance Reviews
Date: July 06, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I would rate the customer service of GEICO 4 out of 5. If I need to call them for whatever reason I have never waited longer than 10 minutes to reach a representative.