How Can I Make My Niagara Falls, NY Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Niagara Falls, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Niagara Falls, NY Home Insurance Coverage Levels | Back to Top
| Niagara Falls, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Townsend Pl, Rainbow Brg, 82nd St, Mason Dr, Belden Pl, 29th St, Webb Pl, Westwood Dr, 80th St, 84th St | $67,000 | $60,000 | $50,000-$75,000 | $70,000 | $60,000 | $75,000-$100,000 |
| Barton St, Massachusetts Ave, Monteagle St, University Ct, 72nd St, Park Pl, Munson Ave, Forest Ave, Lafayette Ave, Woodlawn Ave | $88,000 | $80,000 | $75,000-$100,000 | $69,500 | $60,000 | $75,000-$100,000 |
| Centre Ave, Grand Ave, Connecting Rd, Orange Walk, Stephenson Ave, Park Pl, Jerauld Ave, B St, Pershing Ave, Iroquois St | $101,000 | $90,000 | $100,000-$125,000 | $62,500 | $50,000 | $50,000-$75,000 |
| 98th St, James Ave, Connecticut Ave, 32nd St, 20th St, Luick Ave, Ashland Ave, 94th St, Riverside Dr, Tennessee Ave | $89,000 | $70,000 | $75,000-$100,000 | $74,500 | $70,000 | $75,000-$100,000 |
| 12th St, 81st St, N Military Rd, Griffon Ave, Scott Ave, W Market St, Girard Ave, 28th St, 32nd St, Jordan Gdns | $114,000 | $100,000 | $100,000-$125,000 | $77,500 | $70,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Niagara Falls, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$233 | $993 |
| Superior Protection Discount | -$110 | $1,115 |
| Fire & Security Discount | -$110 | $1,115 |
| Hail Resistant Roof Discount | -$25 | $1,201 |
| Newly Constructed Home Discount | -$257 | $968 |
Choose your Niagara Falls, NY Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,440 |
| Hail Damage | $4,948 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Niagara Falls, NY | Back to Top
| Home Insurance Company Niagara Falls, NY | Homeowners Insurance Agency Niagara Falls, NY | Address | Popularity Score | Distance from Niagara Falls (miles) |
|---|---|---|---|---|
| Allstate | Phillip Mastantuono | 419 Center St, Lewiston, NY, 14092 | 5.7 | |
| State Farm | Laura Capizzi | 2768 Niagara Fall Blvd, Niagara Falls, NY, 14304-4517 | 6.0 | |
| State Farm | George Ihle Iii | 7718 Buffalo Ave, Niagara Falls, NY, 14304-4134 | 2.4 | |
| Allstate | The Keller Group Inc | 2706 Pine Ave, Niagara Falls, NY, 14301 | 0.7 | |
| Travelers | Bruce Lucsok Agency Inc | 6928 Williams Road, Niagara Falls, NY, 14304 | 3.8 | |
| Allstate | Dion Andrzejewski | 301 Meadow Dr Ste 80, North Tonawanda, NY, 14120 | 7.6 | |
| Travelers | Action Auto Agency | 2817 Genesee St , Buffalo, NY, 14225 | 16.7 | |
| State Farm | Sandi Sedgwick | 2201 Pine Ave, Niagara Falls, NY, 14301-2300 | 1.1 | |
| State Farm | Jim Vastola | 1333 Strad Avenue, North Tonawanda, NY, 14120-3061 | 9.3 | |
| State Farm | Steve Strothman | 192 E Main St Ste 1, Fredonia, NY, 14063-1455 | 47.4 |
Compare Rates for Niagara Falls, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,640 | $810 |
| Niagara County, NY | $114,800 | $1,194 | $870 | $1,650 | $780 |
| Niagara Falls, NY | $69,900 | $1,226 | $880 | $1,690 | $810 |
| Clarence Center, NY | $265,500 | $1,028 | $730 | $1,410 | $680 |
| Aurora, NY | $201,100 | $648 | $470 | $900 | $430 |
| Pembroke, NY | $149,300 | $643 | $460 | $880 | $420 |
| Oakfield, NY | $94,100 | $590 | $430 | $830 | $400 |
| Silver Creek, NY | $82,100 | $592 | $430 | $830 | $400 |
| Genesee County, NY | $111,900 | $1,226 | $850 | $1,700 | $850 |
| Dunkirk, NY | $64,300 | $968 | $710 | $1,380 | $670 |
| Bethany, NY | $119,000 | $602 | $400 | $820 | $420 |
| Yorkshire, NY | $89,300 | $590 | $400 | $830 | $430 |
| Delevan, NY | $95,500 | $590 | $420 | $840 | $420 |
Research Home Insurance Companies Reviews in Niagara Falls, NY Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: January 16, 2020 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
My home insurance company has an amazing telephone call-in customer service option. They are very courteous and even funny on the phone. They make bad situations much better.
Date: July 28, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
My experience with my home insurance company's customer service has been excellent. I can always reach a real person and get information that I need.
AAA Home Insurance Reviews
Date: December 23, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
My experience would have to be a 5 since i have never had a negative experience with them. I am giving them a good rating also because with all the fires in northern calfornia AAA was among the insurance providers.
Progressive Home Insurance Reviews
Date: August 19, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premium and deductible is pretty low for my age.Overall I'd say I'm pretty satisfied. I also seem to get more coverage when compared to other companies.
Allstate Home Insurance Reviews
Date: August 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
The first I met with someone from Allstate about home owner The employees were so friendly I was greeted right away. They took their time to explain everything to me..
Travelers Home Insurance Reviews
Date: December 29, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
As stated earlier, I got a good rate and choice my insurance based on rates as have never used home owner insurance. I got standard insurance with a $1000 deductible.
GEICO Home Insurance Reviews
Date: January 09, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I'm paying $15 for home insurance, I have seen other companies offer lower premium. However, I decided to stay with GEICO for the quality of service. Coverage was the same as other companies.