Gavop's guide to buying homeowners insurance in Chautauqua County, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $24,000 | $20,000 | $0-$25,000 |
| 2 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 3 Bedroom | $85,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $100,500 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $145,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $634 |
| Superior Protection Discount | -$69 | $696 |
| Fire & Security Discount | -$84 | $680 |
| Hail Resistant Roof Discount | -$23 | $741 |
| Newly Constructed Home Discount | -$214 | $550 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chautauqua County | $1,500 | $755 | $2,255 | $549 | $2,049 | $206 |
| Chautauqua County, KS | $2,500 | $755 | $3,255 | $549 | $3,049 | $206 |
| Grainola, OK | $100 | $782 | $882 | $568 | $668 | $214 |
| Bartlesville, OK | $2,500 | $1,237 | $3,737 | $899 | $3,399 | $338 |
| Cowley County, KS | $100 | $982 | $1,082 | $714 | $814 | $268 |
| New Albany, KS | $2,500 | $718 | $3,218 | $522 | $3,022 | $196 |
| South Coffeyville-Wann, OK | $100 | $1,210 | $1,310 | $880 | $980 | $331 |
| Pleasant Valley, KS | $2,000 | $1,566 | $3,566 | $1,138 | $3,138 | $428 |
| Winfield, KS | $400 | $900 | $1,300 | $654 | $1,054 | $246 |
| Delaware, OK | $2,000 | $721 | $2,721 | $524 | $2,524 | $197 |
| Arkansas City, KS | $400 | $793 | $1,193 | $576 | $976 | $217 |
| Shiloh, KS | $700 | $1,121 | $1,821 | $815 | $1,515 | $306 |
| Home Insurance Company Chautauqua County, KS | Homeowners Insurance Agency Chautauqua County, KS | Address | Popularity Score | Distance from Chautauqua County (miles) |
|---|---|---|---|---|
| Travelers | Buterbaugh & Handlin | 808 Millington, Winfield, KS, 67156 | 41.8 | |
| Travelers | Buterbaugh & Handlin | 808 Millington, Winfield, KS, 67156 | 41.8 | |
| Liberty Mutual Independent | Central Insurance | 222 W. 8th, Coffeyville, KS, 67337 | 35.6 | |
| Liberty Mutual Independent | Central Insurance | 222 W 8th St, Coffeyville, KS, 67337 | 35.6 | |
| State Farm | Connie Shiverdecker | 1018 Main St, Neodesha, KS, 66757-1675 | 35.7 | |
| State Farm | Connie Shiverdecker | 800 Madison, Fredonia, KS, 66736 | 34.9 | |
| State Farm | Starlyn Venus | 200 N Summit St, Arkansas City, KS, 67005-2260 | 44.3 | |
| State Farm | Bruce Detwiler | 1115 E River St, Eureka, KS, 67045-2149 | 45.8 | |
| State Farm | Kirk Wright | 1701 W Main St, Independence, KS, 67301-8405 | 28.9 | |
| Travelers | Joslin Insurance Services Inc | 203 E N 2nd St, Niotaze, KS, 67355 | 14.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Chautauqua County, KS | $63,300 | $764 | $600 | $1,030 | $430 |
| Chautauqua County, KS | $63,300 | $764 | $600 | $1,030 | $430 |
| Grainola, OK | $45,000 | $791 | $570 | $1,120 | $550 |
| Bartlesville, OK | $113,200 | $1,252 | $850 | $1,790 | $940 |
| Cowley County, KS | $85,700 | $994 | $780 | $1,340 | $560 |
| New Albany, KS | $41,000 | $727 | $570 | $980 | $410 |
| South Coffeyville-Wann, OK | $92,900 | $1,225 | $880 | $1,680 | $800 |
| Pleasant Valley, KS | $199,200 | $1,585 | $1,240 | $2,140 | $900 |
| Winfield, KS | $88,100 | $911 | $710 | $1,230 | $520 |
| Delaware, OK | $38,800 | $730 | $520 | $1,040 | $520 |
| Arkansas City, KS | $69,400 | $802 | $630 | $1,080 | $450 |
| Shiloh, KS | $96,100 | $1,135 | $890 | $1,530 | $640 |