Gavop shows you how to buy homeowners insurance in Pleasant Valley, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $202,500 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $282,500 | $250,000 | $200,000-$250,000 |
| 4 Bedroom | $228,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $603,000 | $480,000 | $700,000-$800,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $714 |
| Home and Two Car | -$133 | $651 |
| Home and Three Car | -$188 | $596 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dutchess County | $1,000 | $987 | $1,987 | $717 | $1,717 | $270 |
| Pleasant Valley, NY | $2,000 | $775 | $2,775 | $563 | $2,563 | $212 |
| Balmville, NY | $200 | $1,031 | $1,231 | $750 | $950 | $282 |
| Kent, NY | $1,500 | $792 | $2,292 | $575 | $2,075 | $216 |
| Vails Gate, NY | $500 | $773 | $1,273 | $561 | $1,061 | $211 |
| New Fairfield, CT | $700 | $1,047 | $1,747 | $761 | $1,461 | $286 |
| Bantam, CT | $300 | $1,098 | $1,398 | $798 | $1,098 | $300 |
| Hamptonburgh, NY | $700 | $1,046 | $1,746 | $760 | $1,460 | $286 |
| Southbury, CT | $300 | $983 | $1,283 | $715 | $1,015 | $269 |
| Austerlitz, NY | $2,500 | $1,129 | $3,629 | $821 | $3,321 | $309 |
| Fairfield County, CT | $400 | $1,362 | $1,762 | $990 | $1,390 | $372 |
| Ansonia, CT | $2,000 | $895 | $2,895 | $651 | $2,651 | $245 |
| Home Insurance Company Pleasant Valley, NY | Homeowners Insurance Agency Pleasant Valley, NY | Address | Popularity Score | Distance from Pleasant Valley (miles) |
|---|---|---|---|---|
| Travelers | Miscedra & Associates Inc | 84 Patrick Lane Ste 107, Poughkeepsie, NY, 12603 | 6.9 | |
| State Farm | Tom Lewis | 2535 South Rd, Poughkeepsie, NY, 12601-5465 | 9.9 | |
| Travelers | Lawley Westchester Group | 565 Taxter Road , Elmsford, NY, 10523 | 49.2 | |
| Farmers | Curtis Hoskins | 488 Freedom Plains Rd Ste 101, Poughkeepsie, NY, 12603 | 6.8 | |
| Allstate | Salvatore Carollo | 15 S Route 303, Congers, NY, 10920 | 43.6 | |
| Travelers | The Valley Group Inc | 2537 Rte 52 Ste 6, Hopewell Junction, NY, 12533 | 15.0 | |
| State Farm | Phillip Williams | 65 Main Street Suite 101, Warwick, NY, 10990-1347 | 45.6 | |
| Travelers | Crossroads Agency Inc | 1933 Salt Point Tpk, Salt Point, NY, 12578 | 2.7 | |
| Travelers | Robert Alan Agency | 115 N Main St Ste C , New City, NY, 10956 | 43.8 | |
| Travelers | Hickey & Hickey Inc | Bedford Village Plaza 460 Old Post Road, Bedford, NY, 10506 | 39.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,650 | $820 |
| Dutchess County, NY | $275,200 | $999 | $730 | $1,420 | $690 |
| Pleasant Valley, NY | $244,600 | $785 | $560 | $1,070 | $510 |
| Balmville, NY | $269,000 | $1,044 | $720 | $1,470 | $750 |
| Kent, NY | $285,900 | $801 | $540 | $1,130 | $590 |
| Vails Gate, NY | $204,100 | $782 | $560 | $1,100 | $540 |
| New Fairfield, CT | $356,600 | $1,060 | $720 | $1,460 | $740 |
| Bantam, CT | $219,200 | $1,111 | $810 | $1,530 | $720 |
| Hamptonburgh, NY | $349,800 | $1,059 | $770 | $1,490 | $720 |
| Southbury, CT | $325,000 | $995 | $680 | $1,410 | $730 |
| Austerlitz, NY | $288,900 | $1,143 | $830 | $1,580 | $750 |
| Fairfield County, CT | $417,800 | $1,379 | $940 | $1,970 | $1,030 |
| Ansonia, CT | $208,700 | $906 | $650 | $1,290 | $640 |