How Can I Make My Lake Elsinore, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Lake Elsinore, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Select the Suitable Coverage Value for your Lake Elsinore, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $161,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $185,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $379,500 | $350,000 | $300,000-$350,000 |
| 5 Bedroom | $641,500 | $520,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Lake Elsinore, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $642 |
| Superior Protection Discount | -$71 | $721 |
| Fire & Security Discount | -$87 | $705 |
| Hail Resistant Roof Discount | -$16 | $777 |
| Newly Constructed Home Discount | -$166 | $626 |
Choose the Right Deductible for your Lake Elsinore, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Riverside County | $2,500 | $779 | $3,279 | $566 | $3,066 | $213 |
| Lake Elsinore, CA | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Lakeland Village, CA | $300 | $633 | $933 | $460 | $760 | $173 |
| Hemet, CA | $1,500 | $1,309 | $2,809 | $951 | $2,451 | $358 |
| Bonsall, CA | $400 | $1,800 | $2,200 | $1,308 | $1,708 | $492 |
| Midway City, CA | $1,000 | $947 | $1,947 | $688 | $1,688 | $259 |
| Stanton, CA | $300 | $856 | $1,156 | $622 | $922 | $234 |
| Lytle Creek, CA | $1,500 | $686 | $2,186 | $498 | $1,998 | $187 |
| South Whittier, CA | $400 | $1,162 | $1,562 | $844 | $1,244 | $318 |
| Long Beach-Lakewood, CA | $700 | $1,441 | $2,141 | $1,048 | $1,748 | $394 |
| Downey, CA | $400 | $1,336 | $1,736 | $971 | $1,371 | $365 |
| Big Bear City, CA | $1,000 | $641 | $1,641 | $466 | $1,466 | $175 |
Identify Top Home Insurance Agents near Lake Elsinore, CA | Back to Top
| Home Insurance Company Lake Elsinore, CA | Homeowners Insurance Agency Lake Elsinore, CA | Address | Popularity Score | Distance from Lake Elsinore (miles) |
|---|---|---|---|---|
| Travelers | Access Avenue Insurance | 20381 Lake Forest Ave Ste B19, Lake Forest, CA, 92630 | 19.0 | |
| Liberty Mutual Independent | Alandale Insurance Agency | 11022 Winners Circle Ste 100, Los Alamitos, CA, 90720 | 41.4 | |
| Travelers | General Insurance Services | 635 Camino De Los Mares, San Clemente, CA, 92673 | 24.0 | |
| State Farm | Josh Terraneau | 5053 La Mart Drive Suite 103, Riverside, CA, 92507-5993 | 18.8 | |
| Liberty Mutual Independent | Premier One Insurance Services | 100 Pacifica Ste 480, Irvine, CA, 92618 | 24.2 | |
| State Farm | Jim Canty | 3200 El Camino Real Ste 110, Irvine, CA, 92602-1379 | 26.2 | |
| Liberty Mutual Independent | Tutton Insurance Services Inc | 2913 Pullman St, Santa Ana, CA, 92705 | 29.8 | |
| State Farm | Andrea Foster | 11860 Magnolia Ave Ste O, Riverside, CA, 92503-4911 | 17.0 | |
| Farmers | Elizabeth Bautista | 31903 Mission Trl, Lake Elsinore, CA, 92530 | 2.9 | |
| Liberty Mutual Independent | Wigmore Insurance Agency Inc. | 2970 Harbor Blvd Ste 215, Costa Mesa, CA, 92626 | 33.6 |
Compare Rates for Lake Elsinore, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| Lake Elsinore, CA | $306,400 | $792 | $590 | $1,080 | $490 |
| Lakeland Village, CA | $229,000 | $641 | $470 | $870 | $400 |
| Hemet, CA | $157,500 | $1,325 | $980 | $1,800 | $820 |
| Bonsall, CA | $635,700 | $1,822 | $1,350 | $2,480 | $1,130 |
| Midway City, CA | $453,800 | $958 | $710 | $1,300 | $590 |
| Stanton, CA | $339,000 | $866 | $640 | $1,180 | $540 |
| Lytle Creek, CA | $232,800 | $694 | $510 | $940 | $430 |
| South Whittier, CA | $419,800 | $1,176 | $870 | $1,600 | $730 |
| Long Beach-Lakewood, CA | $472,600 | $1,459 | $1,080 | $1,980 | $900 |
| Downey, CA | $479,500 | $1,353 | $1,000 | $1,840 | $840 |
| Big Bear City, CA | $235,000 | $649 | $480 | $880 | $400 |
Research Home Insurance Companies Reviews in Lake Elsinore, CA Before Buying | Back to Top
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Farmer's Insurance Home Insurance Reviews
Date: June 11, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Male
Premium
My premium and deductible are less that what I was paying at this time last year. My agent called and advised I could save a lot of money by switching to Farmer's Insurance , and I did.
Safeco Insurance Home Insurance Reviews
Date: July 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
THE PREMIUM AND DEDUCTIBLE RATE IS MUCH BETTER WITH MY CURRENT COMPANY. I HAD THE SAME COVERAGE QUOTED AND IT THE RATE WAS HIGHER WITH THE LAST COMPANY.