How Can I Make My Douglas, AZ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Douglas, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Douglas, AZ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $79,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $78,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $150,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $217,500 | $190,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Douglas, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $610 |
| Superior Protection Discount | -$72 | $646 |
| Fire & Security Discount | -$72 | $646 |
| Hail Resistant Roof Discount | -$22 | $696 |
| Newly Constructed Home Discount | -$208 | $510 |
Choose the Right Deductible for your Douglas, AZ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cochise County | $1,500 | $639 | $2,139 | $465 | $1,965 | $175 |
| Douglas, AZ | $700 | $709 | $1,409 | $515 | $1,215 | $194 |
| Pirtleville, AZ | $300 | $449 | $749 | $326 | $626 | $123 |
| McNeal, AZ | $1,000 | $483 | $1,483 | $351 | $1,351 | $132 |
| Elfrida, AZ | $300 | $586 | $886 | $426 | $726 | $160 |
| Naco, AZ | $2,500 | $591 | $3,091 | $429 | $2,929 | $161 |
| Cochise County, AZ | $200 | $639 | $839 | $465 | $665 | $175 |
| Bisbee, AZ | $2,000 | $657 | $2,657 | $477 | $2,477 | $180 |
| Palominas, AZ | $400 | $814 | $1,214 | $592 | $992 | $222 |
| Rodeo, NM | $1,500 | $701 | $2,201 | $510 | $2,010 | $192 |
| Miracle Valley, AZ | $200 | $565 | $765 | $411 | $611 | $154 |
| Sierra Vista, AZ | $2,500 | $671 | $3,171 | $488 | $2,988 | $183 |
Identify Top Home Insurance Agents near Douglas, AZ | Back to Top
| Home Insurance Company Douglas, AZ | Homeowners Insurance Agency Douglas, AZ | Address | Popularity Score | Distance from Douglas (miles) |
|---|---|---|---|---|
| Allstate | Patrick Meldrum | 3965 E Foothills Dr Ste H&I, Sierra Vista, AZ, 85635 | 46.9 | |
| Allstate | Fran Richey | 2700 E Fry Blvd Ste A1, Sierra Vista, AZ, 85635 | 47.8 | |
| Travelers | Heartland Insurance Group Llc | 1165 E Fry Blvd 2, Sierra Vista, AZ, 85635 | 48.7 | |
| State Farm | Tim Doser | 3410 Canyon De Flores Ste D, Sierra Vista, AZ, 85650-5373 | 46.4 | |
| State Farm | Scott Beardshear | 1101 S Naco Hwy Ste 117, Bisbee, AZ, 85603-9729 | 26.2 | |
| State Farm | Penny Wright | 2341 E Fry Blvd, Sierra Vista, AZ, 85635-2713 | 48.0 | |
| Farmers | Ginger Hernandez | 3965 E Foothills Dr Ste E2, Sierra Vista, AZ, 85635 | 46.9 | |
| State Farm | Gareth Krausser | 1993 Frontage Rd Ste 207, Sierra Vista, AZ, 85635-4695 | 46.7 | |
| State Farm | Scott Beardshear | 459 11th Street, Douglas, AZ, 85607 | 7.2 | |
| Travelers | Everhart Ins Ltd Llc | 402 Bisbee Rd, Bisbee, AZ, 85603 | 23.9 |
Compare Rates for Douglas, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $510 | $1,060 | $550 |
| Cochise County, AZ | $144,400 | $647 | $470 | $930 | $460 |
| Douglas, AZ | $84,800 | $718 | $490 | $1,000 | $510 |
| Pirtleville, AZ | $68,100 | $454 | $330 | $630 | $300 |
| McNeal, AZ | $77,500 | $489 | $330 | $690 | $360 |
| Elfrida, AZ | $130,200 | $593 | $400 | $840 | $440 |
| Naco, AZ | $113,600 | $598 | $430 | $840 | $410 |
| Cochise County, AZ | $144,400 | $647 | $440 | $920 | $480 |
| Bisbee, AZ | $172,700 | $665 | $460 | $920 | $460 |
| Palominas, AZ | $263,900 | $824 | $590 | $1,170 | $580 |
| Rodeo, NM | $89,500 | $710 | $500 | $970 | $470 |
| Miracle Valley, AZ | $103,700 | $572 | $390 | $800 | $410 |
| Sierra Vista, AZ | $163,100 | $679 | $490 | $960 | $470 |
Research Home Insurance Companies Reviews in Douglas, AZ Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I have a good premium that was offered to me through a relative that they were sure would best suit me. We checked premiums and deductibles from other company and I would be saving more.
Date: January 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I feel that the premium and deductible is comparable to other companies but to be honest have not done a great deal of shopping around to ensure that I am getting the best deal.
Date: December 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I've been with the danger insurance company so I don't know much about other providers rates or things like that.
Date: October 19, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
Customer service is amazing. I can almost always get ahold of Todd, and I know that he really cares about my assets. I know that if he is off work, he doesn't mind getting a personal cell phone call, and he is always very quick to help.
Allstate Home Insurance Reviews
Date: April 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
My insurance company is more efficient than the others that I've had in the past. They over pretty much the same things but my overall service is better here.
Date: April 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I have only had home insurance through Allstate so I do not have enough information to compare it to other insurance provides.
Date: February 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My home insurance policy is quite similar to other insurance provider offerings, but the customer service received and the competitive pricing for the policy were the deal maker.
GEICO Home Insurance Reviews
Date: April 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
We are mostly satisfied with our home insurance company other than had some issues moving the date on which we paid.
Date: March 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
When I was shopping around for insurance I compared the basic plans of several companies and the prices, Geico was able to provide the coverage that I needed at a reasonable price.
Farm Bureau Home Insurance Reviews
Date: April 15, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
Our annual premium for our home is approx. $750 including the riders with a deductible of $1000. We haven't had any claims so I am comfortable with a higher deductible.
American Family Home Insurance Reviews
Date: March 30, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
they are useful of insurence and they are reccommended of another person of work in the life
MetLife Home Insurance Reviews
Date: March 31, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
We saved $300 by combining our insurance. Our insurance was around $700 less than similar protection from USAA. We are very pleased with MetLife.
Country Financial Home Insurance Reviews
Date: March 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I have not compared my insurance policy offerings in recent years compared to other insurance policies. I would have to say this question does not apply to my in the present.
USAA Home Insurance Reviews
Date: April 07, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
USAA has many different options that I can choose from on their website or through their customer service. I like the different options that they give you and I am completely satisfied
Liberty Mutual Home Insurance Reviews
Date: December 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I have not had any experience with the insurance company yet other than knowing that they have good rates