Gavop shows you how to buy homeowners insurance in Lonoke County, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $84,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $194,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $271,500 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $158,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $898 |
| Superior Protection Discount | -$97 | $984 |
| Fire & Security Discount | -$97 | $984 |
| Hail Resistant Roof Discount | -$22 | $1,060 |
| Newly Constructed Home Discount | -$270 | $811 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lonoke County | $1,500 | $1,069 | $2,569 | $777 | $2,277 | $292 |
| Lonoke County, AR | $1,000 | $1,069 | $2,069 | $777 | $1,777 | $292 |
| Pettus, AR | $300 | $1,052 | $1,352 | $765 | $1,065 | $288 |
| Crooked Creek, AR | $1,500 | $837 | $2,337 | $608 | $2,108 | $229 |
| North Little Rock, AR | $200 | $1,021 | $1,221 | $742 | $942 | $279 |
| Cache, AR | $1,500 | $742 | $2,242 | $539 | $2,039 | $203 |
| Faulkner County, AR | $400 | $1,141 | $1,541 | $829 | $1,229 | $312 |
| Judsonia, AR | $1,000 | $903 | $1,903 | $656 | $1,656 | $247 |
| Sulphur Springs, AR | $200 | $856 | $1,056 | $622 | $822 | $234 |
| Pangburn, AR | $700 | $877 | $1,577 | $638 | $1,338 | $240 |
| Woodruff County, AR | $300 | $677 | $977 | $492 | $792 | $185 |
| Home Insurance Company Lonoke County, AR | Homeowners Insurance Agency Lonoke County, AR | Address | Popularity Score | Distance from Lonoke County (miles) |
|---|---|---|---|---|
| Allstate | Brooke Brolo | 4702 W Commercial Dr Ste A, North Little Rock, AR, 72116 | 18.8 | |
| State Farm | Edd Hoyt | 3601 E Kiehl Ave, Sherwood, AR, 72120-3319 | 17.8 | |
| Travelers | Roberson & Associates Insurance | 315 N Market St, Benton, AR, 72015 | 41.6 | |
| Farmers | Pryor Robertson | 27 Rahling Cir Ste E, Little Rock, AR, 72223 | 32.0 | |
| Travelers | Terry Insurance Agency Llc | 1902 South Pine St Suite C, Cabot, AR, 72023 | 14.6 | |
| Travelers | Bancorpsouth Insurance Services Inc | 8315 Cantrell, Ste 300 , Little Rock, AR, 72227 | 27.0 | |
| Allstate | Bank Of England Ins | 119 S Main St Po Box 100, England, AR, 72046 | 15.1 | |
| Farmers | C Kent Sutherland | 802 E Kiehl Ave, Sherwood, AR, 72120 | 19.5 | |
| Farmers | Frank Tombrello | 10510 I 30 Ste 5, Little Rock, AR, 72209 | 28.6 | |
| Farmers | James Woods | 3805 Mccain Park Dr Ste 101, North Little Rock, AR, 72116 | 18.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $780 | $1,530 | $750 |
| Lonoke County, AR | $135,100 | $1,082 | $770 | $1,480 | $710 |
| Lonoke County, AR | $135,100 | $1,082 | $740 | $1,480 | $740 |
| Pettus, AR | $113,500 | $1,065 | $770 | $1,520 | $750 |
| Crooked Creek, AR | $69,600 | $847 | $570 | $1,210 | $640 |
| North Little Rock, AR | $123,500 | $1,033 | $750 | $1,460 | $710 |
| Cache, AR | $51,700 | $751 | $540 | $1,070 | $530 |
| Faulkner County, AR | $153,500 | $1,155 | $790 | $1,590 | $800 |
| Judsonia, AR | $82,500 | $914 | $610 | $1,310 | $700 |
| Sulphur Springs, AR | $73,200 | $866 | $620 | $1,200 | $580 |
| Pangburn, AR | $77,400 | $888 | $610 | $1,230 | $620 |
| Woodruff County, AR | $63,700 | $685 | $470 | $940 | $470 |