Gavop's guide to buying homeowners insurance in Fairfax County, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $164,000 | $150,000 | $175,000-$200,000 |
| 2 Bedroom | $307,000 | $280,000 | $300,000-$350,000 |
| 3 Bedroom | $368,500 | $350,000 | $400,000-$500,000 |
| 4 Bedroom | $788,500 | $750,000 | $700,000-$800,000 |
| 5 Bedroom | $563,000 | $510,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$236 | $1,151 |
| Superior Protection Discount | -$125 | $1,262 |
| Fire & Security Discount | -$125 | $1,262 |
| Hail Resistant Roof Discount | -$28 | $1,359 |
| Newly Constructed Home Discount | -$361 | $1,026 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fairfax County | $2,000 | $1,370 | $3,370 | $996 | $2,996 | $374 |
| Fairfax County, VA | $1,500 | $1,370 | $2,870 | $996 | $2,496 | $374 |
| Dunn Loring, VA | $100 | $1,125 | $1,225 | $818 | $918 | $308 |
| Occoquan, VA | $700 | $978 | $1,678 | $710 | $1,410 | $267 |
| Loch Lomond, VA | $200 | $983 | $1,183 | $714 | $914 | $269 |
| Stone Ridge, VA | $1,500 | $936 | $2,436 | $680 | $2,180 | $256 |
| Silver Hill, MD | $100 | $696 | $796 | $506 | $606 | $190 |
| Brookeville, MD | $1,500 | $1,950 | $3,450 | $1,417 | $2,917 | $533 |
| Burtonsville, MD | $300 | $883 | $1,183 | $642 | $942 | $241 |
| Ellicott City, MD | $2,500 | $1,345 | $3,845 | $978 | $3,478 | $368 |
| Rosemont, MD | $200 | $993 | $1,193 | $722 | $922 | $271 |
| Sykesville, MD | $1,000 | $1,169 | $2,169 | $849 | $1,849 | $319 |
| Home Insurance Company Fairfax County, VA | Homeowners Insurance Agency Fairfax County, VA | Address | Popularity Score | Distance from Fairfax County (miles) |
|---|---|---|---|---|
| State Farm | Stacy Tucker | 301 Maple Ave W Ste 510, Vienna, VA, 22180-4302 | 4.4 | |
| Erie | Acl Insurance | 4311 Ridgewood Center Drive, Woodbridge, VA, 22192 | 11.6 | |
| State Farm | Steve Sandoval | 13135 Lee J Meml Hwy Ste 104, Fairfax, VA, 22033-1907 | 7.5 | |
| State Farm | Kyle Knight | 11736 Bowman Green Dr, Reston, VA, 20190-3501 | 9.8 | |
| State Farm | Mike Hairston | 6434 Brandon Ave Ste B031, Springfield, VA, 22150-2520 | 6.3 | |
| Allstate | Tram Kim Le | 5613 Leesburg Pike Ste 19, Falls Church, VA, 22041 | 8.2 | |
| Nationwide | Terry K Associates Inc | 6300 Leesburg Pike Ste 2, Falls Church, VA, 22044-2103 | 7.0 | |
| Travelers | Kwak & Chang Financial Inc | 7369 Mcwhorter Place Unit 420, Annandale, VA, 22003 | 4.1 | |
| State Farm | Jeannie Lee | 4600 John Marr Dr Ste 102, Annandale, VA, 22003-3310 | 4.3 | |
| Farmers | Carolina Concha | 3022 Javier Rd Ste 210, Fairfax, VA, 22031 | 3.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,340 | $690 |
| Fairfax County, VA | $534,800 | $1,387 | $1,000 | $1,980 | $980 |
| Fairfax County, VA | $534,800 | $1,387 | $940 | $1,970 | $1,030 |
| Dunn Loring, VA | $710,700 | $1,139 | $760 | $1,630 | $870 |
| Occoquan, VA | $342,700 | $990 | $680 | $1,400 | $720 |
| Loch Lomond, VA | $292,700 | $995 | $730 | $1,370 | $640 |
| Stone Ridge, VA | $438,000 | $947 | $670 | $1,340 | $670 |
| Silver Hill, MD | $169,700 | $705 | $560 | $890 | $330 |
| Brookeville, MD | $600,000 | $1,974 | $1,560 | $2,490 | $930 |
| Burtonsville, MD | $380,700 | $894 | $710 | $1,130 | $420 |
| Ellicott City, MD | $522,700 | $1,362 | $1,080 | $1,720 | $640 |
| Rosemont, MD | $295,000 | $1,005 | $790 | $1,270 | $480 |
| Sykesville, MD | $359,000 | $1,183 | $930 | $1,490 | $560 |