Gavop's guide to buying homeowners insurance in Collin County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Collin County, TX - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tipperary Dr, Las Palmas Ln, Tamarack Trl, Shadywood, Shannon Ct, Co Rd 115, Rolling Meadows, Covington Ct, Wingren Dr, Conestoga Dr | $391,000 | $350,000 | $400,000-$500,000 | $248,500 | $210,000 | $250,000-$300,000 |
| Teakwood Ln, Katy Ct, N Coit Rd, Katrina Path, Clearview Ct, Caledonia Creek Ln, Chase Oaks Blvd, Scruggs Way, 17th St, Roanoke Dr | $477,500 | $430,000 | $400,000-$500,000 | $396,000 | $360,000 | $400,000-$500,000 |
| Todd Dr, Pvt Rd 5265, Hill Lockwoods Dr, Co Rd 466, Heatherbrook, Meadow Bluff Ct, Robbie Rd, Longtown Dr, San Carlos Ave, E First St | $411,500 | $360,000 | $350,000-$400,000 | $284,000 | $240,000 | $250,000-$300,000 |
| Gunsmoke Dr, Parkdale Dr, Winstead Dr, Sherrye Dr, Beatton Ct, Crescent Creek Ln, Stonehill Ct, Freedom Ln, Co Rd 429, Testament Trl | $221,500 | $180,000 | $200,000-$250,000 | $178,000 | $150,000 | $175,000-$200,000 |
| Nathan Way, Bedford Ln, Legend Ct, Paul Calle Dr, Vermillion Dr, Trinidad Ct, Kobelco Dr, Meadowview Ln, Williams St, Sandhurst Dr | $306,500 | $250,000 | $350,000-$400,000 | $245,000 | $210,000 | $250,000-$300,000 |
| Thorncliff Trl, Purbrook Dr, Brompton Dr, Argentine Way, Woodhurst Dr, Durango Dr, Starboard St, 12th Pl, Limestone Meadow Dr, Teal Ln | $331,000 | $280,000 | $350,000-$400,000 | $343,000 | $290,000 | $300,000-$350,000 |
| Co Rd 1027, Poinciana Ln, Malone Rd, Bozeman Rd, Dillon Ct, Midcrest Dr, Forest Cove Dr, Breakers Ln, Springfield Dr, Tobenjay Trl | $323,500 | $290,000 | $250,000-$300,000 | $174,500 | $150,000 | $150,000-$175,000 |
| Scarlet Oak St, Co Rd 1017, Dewitt Rd, Co Rd 134, Toddville Cir, W Pecan St, Co Rd 678, Pheasant Run St, Parkhaven Dr, Hunters Glen | $704,000 | $660,000 | $600,000-$700,000 | $397,500 | $370,000 | $300,000-$350,000 |
| Garnet Way, Delaware Ln, Oklahoma Ave, Shadow Hills Dr, Summitt St, Co Rd 205, Raleigh Dr, Ashington Cir, Tansy Ct, Co Rd 316 | $172,000 | $160,000 | $150,000-$175,000 | $139,500 | $110,000 | $100,000-$125,000 |
| McCarran Dr, Park St, S Fountain Gate Dr, Midnight Dr, Crown Pl, Lavaca Dr, Shield Rd, Co Rd 218, Cleveland Dr, Tallahassee Ct | $248,500 | $210,000 | $250,000-$300,000 | $166,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$201 | $1,137 |
| Superior Protection Discount | -$120 | $1,217 |
| Fire & Security Discount | -$94 | $1,244 |
| Hail Resistant Roof Discount | -$27 | $1,311 |
| Newly Constructed Home Discount | -$334 | $1,003 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Collin County | $2,500 | $1,322 | $3,822 | $961 | $3,461 | $361 |
| Collin County, TX | $700 | $1,322 | $2,022 | $961 | $1,661 | $361 |
| Fate, TX | $500 | $1,000 | $1,500 | $727 | $1,227 | $273 |
| Lincoln Park, TX | $700 | $1,005 | $1,705 | $730 | $1,430 | $275 |
| Lake Dallas, TX | $500 | $956 | $1,456 | $695 | $1,195 | $261 |
| East Grayson, TX | $1,000 | $1,524 | $2,524 | $1,108 | $2,108 | $417 |
| Tioga, TX | $100 | $1,557 | $1,657 | $1,132 | $1,232 | $426 |
| Travis Ranch, TX | $2,500 | $1,781 | $4,281 | $1,295 | $3,795 | $487 |
| Corinth, TX | $500 | $1,004 | $1,504 | $729 | $1,229 | $274 |
| Sadler, TX | $2,500 | $1,362 | $3,862 | $990 | $3,490 | $372 |
| East Tawakoni, TX | $100 | $1,577 | $1,677 | $1,146 | $1,246 | $431 |
| Oak Grove, TX | $1,500 | $1,773 | $3,273 | $1,289 | $2,789 | $485 |
| Home Insurance Company Collin County, TX | Homeowners Insurance Agency Collin County, TX | Address | Popularity Score | Distance from Collin County (miles) |
|---|---|---|---|---|
| State Farm | Christopher Walls | 3308 Preston Rd Ste 300, Plano, TX, 75093-7452 | 16.2 | |
| Allstate | Diana Wickman | 3200 Broadway Blvd Ste 450, Garland, TX, 75043 | 22.0 | |
| State Farm | Dennis Baker | 2550 Eldorado Pkwy, Mckinney, TX, 75070-4365 | 4.4 | |
| Farmers | Fariba Kirk | 800 W Airport Fwy Ste 1100, Irving, TX, 75062 | 32.9 | |
| State Farm | John Edwards | 6150 Eldorado Pkwy Ste 140, Mckinney, TX, 75070-5702 | 6.9 | |
| State Farm | Courtney Mcmanis | 915 W Exchange Pkwy Ste 250, Allen, TX, 75013-7079 | 7.8 | |
| State Farm | Mike Hinegardner | 2300 W White Ave Ste 108, Mckinney, TX, 75071-3133 | 3.7 | |
| Travelers | Starwood Insurance Group | 2591 Dallas Pkwy Ste 300, Frisco, TX, 75034 | 15.6 | |
| Allstate | Robert E. Boone | 1506 N Greenville Ave Ste 210, Allen, TX, 75002 | 6.5 | |
| Travelers | Yuan Insurance And Financial Services | 101 E Park Blvd Suite 1003, Plano, TX, 75074 | 13.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| Fate, TX | $210,400 | $1,012 | $670 | $1,560 | $890 |
| Lincoln Park, TX | $21,100 | $1,017 | $670 | $1,570 | $900 |
| Lake Dallas, TX | $147,500 | $968 | $640 | $1,490 | $850 |
| East Grayson, TX | $105,400 | $1,543 | $1,020 | $2,380 | $1,360 |
| Tioga, TX | $113,200 | $1,576 | $1,040 | $2,430 | $1,390 |
| Travis Ranch, TX | $186,900 | $1,803 | $1,190 | $2,780 | $1,590 |
| Corinth, TX | $213,400 | $1,016 | $670 | $1,560 | $890 |
| Sadler, TX | $72,500 | $1,379 | $910 | $2,120 | $1,210 |
| East Tawakoni, TX | $118,200 | $1,596 | $1,050 | $2,460 | $1,410 |
| Oak Grove, TX | $183,500 | $1,795 | $1,180 | $2,760 | $1,580 |