How Can I Make My Philpot, KY Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Whitesville-Philpot, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Philpot, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $55,000 $50,000 $50,000-$75,000
2 Bedroom $127,500 $110,000 $150,000-$175,000
3 Bedroom $187,000 $150,000 $200,000-$250,000
4 Bedroom $302,000 $290,000 $300,000-$350,000
5 Bedroom $216,500 $190,000 $250,000-$300,000

Bundle your Philpot, KY Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$65 $747
Home and Two Car -$138 $673
Home and Three Car -$195 $617

Choose the Right Deductible for your Philpot, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Daviess County $2,500 $837 $3,337 $608 $3,108 $229
Philpot, KY $2,500 $802 $3,302 $583 $3,083 $219
Patesville, KY $100 $781 $881 $567 $667 $213
Tennyson, IN $2,500 $547 $3,047 $398 $2,898 $150
Hardinsburg, KY $500 $663 $1,163 $482 $982 $181
Sacramento, KY $700 $812 $1,512 $590 $1,290 $222
Irvington, KY $200 $715 $915 $520 $720 $195
Hart, IN $2,500 $814 $3,314 $592 $3,092 $222
Huntingburg, IN $500 $645 $1,145 $469 $969 $176
Alton, IN $1,000 $520 $1,520 $378 $1,378 $142
Corydon, KY $400 $662 $1,062 $481 $881 $181
Heth, IN $1,500 $764 $2,264 $555 $2,055 $209

Identify Top Home Insurance Agents near Philpot, KY | Back to Top

Home Insurance Company Philpot, KY Homeowners Insurance Agency Philpot, KY Address Popularity Score Distance from Philpot (miles)
Travelers Shane Cox Insurance Inc 216 West 3rd St, Owensboro, KY, 42303
9.3
State Farm Chris Trammel 113 N Main St, Henderson, KY, 42420-3101
35.9
State Farm Mitch Jackson 141 Old Highway 60, Hardinsburg, KY, 40143-2501
27.1
State Farm Allen Wade 2021 Frederica St, Owensboro, KY, 42301-4820
9.2
State Farm Todd Inman 1401 J R Miller Blvd, Owensboro, KY, 42303-3173
9.0
Allstate Bob Manion 107 E 18th St, Owensboro, KY, 42303
9.1
Allstate David F. Lindow 1210 Burlew Blvd Ste A, Owensboro, KY, 42303
8.2
State Farm Roger Cross 2075 Bypass Rd Ste 2, Brandenburg, KY, 40108-1609
44.6
State Farm Kathy Hudson 61 Salem Dr, Owensboro, KY, 42303-7767
9.4
State Farm Bobby Woodward 2824 Farrell Cres, Owensboro, KY, 42303-1391
8.3

Compare Rates for Philpot, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $600 $1,230 $630
Daviess County, KY $123,200 $847 $610 $1,170 $560
Philpot, KY $152,600 $811 $580 $1,150 $570
Patesville, KY $101,100 $790 $530 $1,100 $570
Tennyson, IN $53,800 $554 $400 $780 $380
Hardinsburg, KY $103,300 $671 $480 $930 $450
Sacramento, KY $109,100 $822 $570 $1,180 $610
Irvington, KY $85,600 $724 $490 $990 $500
Hart, IN $122,400 $824 $560 $1,140 $580
Huntingburg, IN $107,700 $653 $460 $930 $470
Alton, IN $48,300 $526 $380 $740 $360
Corydon, KY $102,900 $670 $460 $950 $490
Heth, IN $106,700 $773 $550 $1,090 $540