Gavop's guide to buying homeowners insurance in Arden-Arcade, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $83,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $158,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $348,000 | $330,000 | $300,000-$350,000 |
| 4 Bedroom | $250,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $435,000 | $380,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $680 |
| Home and Two Car | -$126 | $614 |
| Home and Three Car | -$177 | $562 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sacramento County | $1,500 | $771 | $2,271 | $560 | $2,060 | $211 |
| Arcade, CA | $2,000 | $730 | $2,730 | $531 | $2,531 | $200 |
| Rocklin, CA | $500 | $1,349 | $1,849 | $980 | $1,480 | $369 |
| Hood, CA | $1,500 | $924 | $2,424 | $671 | $2,171 | $252 |
| Galt, CA | $400 | $833 | $1,233 | $605 | $1,005 | $228 |
| East Nicolaus, CA | $1,000 | $838 | $1,838 | $609 | $1,609 | $229 |
| Wheatland, CA | $100 | $702 | $802 | $510 | $610 | $192 |
| South El Dorado, CA | $400 | $1,305 | $1,705 | $948 | $1,348 | $357 |
| Lake Wildwood, CA | $2,500 | $758 | $3,258 | $551 | $3,051 | $207 |
| Pittsburg, CA | $500 | $821 | $1,321 | $597 | $1,097 | $224 |
| Brentwood, CA | $700 | $1,354 | $2,054 | $984 | $1,684 | $370 |
| Home Insurance Company Arcade, CA | Homeowners Insurance Agency Arcade, CA | Address | Popularity Score | Distance from Arcade (miles) |
|---|---|---|---|---|
| State Farm | Julio Martinez | 2120 Railroad Ave Ste 102, Pittsburg, CA, 94565-4880 | 49.1 | |
| State Farm | Andrew Kolasa | 1104 Buchanan Rd Ste A1, Antioch, CA, 94509-4214 | 48.2 | |
| Farmers | Glenn Hoffman | 1555 Riverlake Rd Ste F, Discovery Bay, CA, 94505 | 49.7 | |
| Nationwide | Melissa Saites-Nelson | 4749 J St, Sacramento, CA, 95819-3739 | 4.3 | |
| State Farm | Barbara Etrick | 6332 Florin Rd, Sacramento, CA, 95823-2320 | 7.9 | |
| Allstate | Lany Roldan Demerin | 5055 Bus Center Dr Ste 107, Fairfield, CA, 94534 | 49.2 | |
| Travelers | Veterinary Insurance Services Company | 1400 River Park Dr 180, Sacramento, CA, 95815 | 3.2 | |
| Farmers | Daryl Pao Lindo | 4600 Northgate Blvd Ste 215, Sacramento, CA, 95834 | 6.3 | |
| State Farm | Bill Batchelder | 8887 Folsom Blvd Ste 3a, Sacramento, CA, 95826-3261 | 3.4 | |
| Allstate | Alain Ionescu | 9045 Fair Oaks Blvd Ste C, Carmichael, CA, 95608 | 5.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sacramento County, CA | $299,900 | $780 | $580 | $1,060 | $480 |
| Arcade, CA | $333,900 | $739 | $550 | $1,010 | $460 |
| Rocklin, CA | $481,600 | $1,365 | $1,010 | $1,860 | $850 |
| Hood, CA | $354,200 | $935 | $690 | $1,270 | $580 |
| Galt, CA | $329,400 | $843 | $620 | $1,150 | $530 |
| East Nicolaus, CA | $320,600 | $848 | $630 | $1,150 | $520 |
| Wheatland, CA | $244,200 | $711 | $530 | $970 | $440 |
| South El Dorado, CA | $448,900 | $1,321 | $980 | $1,800 | $820 |
| Lake Wildwood, CA | $346,200 | $767 | $570 | $1,040 | $470 |
| Pittsburg, CA | $324,500 | $831 | $620 | $1,130 | $510 |
| Brentwood, CA | $482,600 | $1,371 | $1,010 | $1,860 | $850 |